Is it cost-effective to buy agricultural loans in Canada?

Not cost-effective. Buying a farm in Canada requires a down payment of 50%, which takes up a lot of money, and the annual income is generally between 3.5% and 4.5%. Moreover, the repayment speed is very slow, at least 20 years, and the return is relatively small, but the return time is relatively long. It is not particularly cost-effective if the funds are urgently needed.