Job Recruitment Website - Ranking of immigration countries - What are the provisions on development, property rights, management and sale of resettlement houses, low-rent houses, affordable houses, shift houses and public rental houses from the concept definiti
What are the provisions on development, property rights, management and sale of resettlement houses, low-rent houses, affordable houses, shift houses and public rental houses from the concept definiti
Similarities and differences of affordable housing
Compared with another housing security measure in China-affordable housing, there are the following differences in management mode, object and housing: low-rent housing.
Affordable housing houses are newly-built houses, while low-rent housing houses are diversified, including newly-built houses, vacant buildings, dilapidated houses and old public houses. Low-rent housing is for rent only, but affordable housing is for sale. Low-rent housing is rented to the urban poor at a nominal rent; Affordable housing can reduce the construction cost by means of land, tax policy support, controlling building standards and limiting profits, and sell it to urban residents who can't afford commercial housing at a price lower than the market price.
exist problem
As early as the 1998 housing commercialization reform, the State Council had asked governments at all levels to establish low-rent housing with affordable housing as the main part and both renting and selling as soon as possible.
Housing supply system. However, due to unclear responsibilities and insufficient funds, the construction of low-rent housing system has not made substantial progress. For local governments, the construction of low-rent housing is not conducive to finance and political achievements. Especially in today's land auction, the construction of low-rent housing will reduce the income of land leasing. In some economically backward areas, land leasing even accounts for more than half of the government's fiscal revenue. For real estate developers, because it is unprofitable, the response is cold. In 2006, under the background of soaring commodity prices and widespread doubts about the construction system of affordable housing, the voice of strengthening the construction of low-rent housing is getting higher and higher. At that time, the State Council issued regulations requiring local governments to use a certain proportion of net proceeds from land transfer for the construction of low-rent housing system, and to provide bank credit facilities for developers involved in low-rent housing construction. Judging from the current practice, the existing number of low-rent housing fails to cover all people who meet the standards. Due to the low standards, a large number of people who are excluded from the rental standards still can't afford to buy houses.
Edit the welfare features of this paragraph.
low rent house
The welfare characteristics of low-rent housing determine that it is obviously different from the development and operation of ordinary commercial housing. However, it is precisely because of these characteristics that the development and operation of low-rent housing are facing new difficulties. Low-rent housing has always been one of the important housing systems in China real estate market. Although it has been established for a long time, due to various factors, its development degree is limited, which has become one of the key problems of the current structural imbalance of the real estate market.
Edit the relevant provisions of this paragraph.
What is low-rent housing?
low rent house
Low-rent housing means that the government provides social security housing to families who meet the minimum living standard of urban residents and have housing difficulties by means of rent subsidies or physical distribution. In short, low-rent housing is a system to solve the housing problem of low-income families.
Do not apply for low-rent housing.
Single (including divorced) applicants under the age of 35. Except for social relief and social relief orphans identified by the civil affairs department; (2) Divorce is less than 2 years; (three) the transfer of housing within 5 years and the transfer of housing construction area exceeds the standard of low-cost housing security area, not included in the scope of protection. Immediate family members apply for the transfer of housing due to major diseases and provide relevant certificates; (four) urban residents who receive social security payments have been compensated and resettled in accordance with the policies stipulated in Article 45 of the Measures for the Implementation of Urban Housing Demolition Management in Shijiazhuang City; (five) the address of the affiliated account does not exist or is not a residential house; (6) owning a car or driving a motor vehicle; (seven) the construction and purchase of commercial housing or high standard decoration of existing housing; (eight) arrangements for children to study abroad or attend high-cost schools; (nine) other circumstances that may not be declared as prescribed by the competent department of housing security.
What kind of materials must be provided to apply for low-rent housing?
The applicant shall submit a written application to the subdistrict office or the Township People's Government (hereinafter referred to as the accepting organ) where the account is located, and the accepting organ shall sign the opinions in time and hand over all the application materials to the real estate administrative department. In addition to the written application, the applicant also needs to provide three kinds of materials: first, the minimum living security and assistance certificate issued by the civil affairs department or the income certificate issued by the relevant departments or units recognized by the government; The second is to apply for the current housing certificate issued by the unit or sub-district office where the family members are located; The third is to handle family members' ID cards and household registration books. In addition, there are other supporting materials required by local governments or real estate administrative departments.
Edit the current situation of low-rent housing in this section.
With the continuous development and improvement of low-rent housing policy, people's understanding has gradually deepened, and they have realized that low-rent housing policy has achieved some results in helping low-income families solve basic housing problems. By the end of 2006, 5 12 of 657 cities in China had established low-rent housing system, accounting for 77. 9% of the total. A total of 547,000 low-income families in China have improved their housing conditions through the low-rent housing policy, including 653,806,700 families who have received rental housing subsidies, 77,000 families who have rented in kind, 279,000 families whose rents have been reduced, and 24,000 families who have improved their living conditions by other means. Similarly, by the end of 2006, the accumulated funds for low-rent housing construction in China were 7.08 billion yuan, reaching 2.34 billion yuan in that year alone, accounting for 1/3 of the accumulated funds raised since 1999. The per capita housing area in China has increased from 17.8 square meters in 1993 to 28 square meters now.
The social significance of editing this paragraph
Low-rent housing is the first concept put forward in the new housing reform policy of the country. low rent house
Low-rent housing in China is only rented but not sold, and it is rented to the lowest income among urban residents. The source of low-rent housing is mainly retired old public houses. Low-rent housing is an ordinary housing built by the state and local governments to solve the housing difficulties of urban low-income families, which has the nature of social welfare and housing social security. Generally speaking, there are two forms of low-rent housing. First of all, after the construction funded by the government, it will provide low rent to poor families. Second, the government will provide rent subsidies to poor families, who will rent social housing to live in. Low-rent housing has specific supply targets. In line with the supply conditions of low-rent housing, I (my family) apply to the government, and after verification and approval by the relevant government departments, I can purchase, rent and make up. Low-rent housing has no inheritance right.
Edit the related properties in this paragraph.
Affordable housing/affordable housing is eligible for purchase, such as families whose annual income does not exceed 60,000 and whose housing area does not exceed 15 square meters. Affordable housing, usually referred to as affordable housing, refers to the social security housing supported by our government with the characteristics of economy and applicability. The so-called economy means that the housing price is moderate relative to the market price in the same period and suitable for the affordability of low-and middle-income families. The so-called applicability means that the building standard of the house cannot be lowered, and a certain use effect must be achieved. Like many other countries, affordable housing is a policy arrangement made by the state to solve the housing problem of low-income people. Hong Kong is called public housing, Macau is called affordable housing, Taiwan Province Province is called state housing, and Singapore is called apartment. Low-rent housing is the right to use, and you have to pay rent every month.
The two-room limit means that the two-room limit is the highest price limit, and the price limit is not fixed. Its price has an upper limit, that is, no matter how much you sell, you can't exceed this price. The other is to limit the living area. This area is definitely smaller than that of ordinary commercial housing in the same lot. Price-limited houses can be sold in the market, and the price is set by the seller himself, which is no longer bound by the government. However, people who generally buy price-limited houses will not sell them, because the qualifications of property buyers are strictly controlled, and people who speculate in real estate will definitely not be able to buy price-limited houses. Property houses are private property, which can be used for life after one-time purchase, except for the annual property fee.
Edit the foreign situation in this paragraph.
In today's world, the housing problem plagues people in almost all countries. Even in developed countries, "home ownership" is not something that everyone can achieve on their own. However, in these countries, the government has summed up rich experience and policies in this important aspect of people's livelihood. A few days ago, the Ministry of Construction of China explicitly requested that before the end of 2008, all cities and counties in China must establish a "low-rent housing" system.
United States: The review process is very strict.
The "low-rent housing" in the United States can be concentrated in a certain area of the city, which is called "public construction"; It can also be scattered among different ordinary renters, owned by the head of the household, but receiving government rental subsidies. These two kinds of "low-rent housing" have various forms and can meet the needs of families of different sizes. Its housing maintenance and living standards are the same as ordinary rental housing, so "low-rent housing" is not necessarily synonymous with slums. All American individuals and families who can prove that they are in the low-income line only need to pay 30% of their total income for renting houses and utilities, and the government will make up the shortfall. For example, if a family's monthly income is $426, and the monthly rent of the house they choose to live in is $550, then they should pay the rent of 104 (plus utilities will not exceed 30% of their income), and the remaining $446 will be paid by the state to the owner of the house. The U.S. Department of Housing and Urban-Rural Development requires low-income people to submit written applications to provide complete and true income and family members, such as age (for the elderly) and health status (for the disabled). The low-income standard is based on the average income of the applicant's location. There are10.3 million families living in "low-rent housing" in the United States. Owners who have houses for rent may voluntarily provide their own houses to the regional housing bureau and accept the inspection of the houses by the bureau. After meeting the safety and comfort standards, they can accept the lease of tenants. With the government's preliminary investigation of renters, low-income families can also relax their contracts. Landlords can't raise rents without authorization, and they can't easily drive away tenants and rent them to people who are willing to pay high prices. Generally speaking, the relevant audit is very strict. Disadvantages: Homeowners and renters rely on government funds, which hinders urban renewal. Bureaucracy in the government also makes the audit process lengthy, and many people have waited in line for months without getting an answer.
France: a paradise for low-rent housing
Compared with the United States, France's "low-rent housing" not only develops early, but also has an amazing number. About14 people in France live in "low-rent housing". Due to the difficulty in obtaining loans for buying a house in France, the high interest rate and the high property tax, many people do not buy a house and will not move out after living in the government-subsidized "low-rent housing". Different from the United States, the management and audit of "low-rent housing" in France is delegated to local governments, and the waiting time of applicants is shorter than that of Americans. Another difference is that the rent of "low-rent housing" in France is fixed and the government provides subsidies. Many people can live in the "sky-high" mansion in the urban area with very little money, which is extremely comfortable. France's "low-rent housing" can be subsidized by the central government during the construction process, but it will be managed by the "low-rent housing management office" under the local government after completion. According to the regulations, on the one hand, the office strictly controls the housing, and most of the "low-rent houses" are only rented and not sold; On the other hand, open the "low-rent housing" rental situation and accept public supervision. Except for immigrant families with low income or families with many children with heavy family burden, the "upper limit" of the beneficiaries of "low-rent housing" is those low-level civil servants with relatively low income. Disadvantages The lease term of "low-rent housing" in France is permanent. After renting a "low-rent house", a low-income person can still occupy the house for a long time even if he becomes prime minister in the future. Other people who are in urgent need of housing may not get a house because of this.
Canada: "Low-rent housing" is very big.
In Canada with better welfare, the policy of "low-rent housing" is roughly the same as that of the United States. However, last year, the government increased a large sum of money as relevant subsidies, which enabled more families to join the "affordable housing plan", that is, they could live in a suitable house with only 30% of their income within five years. The Canadian government invested in the construction of large apartment buildings as "low-rent housing" for the public. In Ontario alone, there are 270,000 "low-rent houses". The public "low-rent housing" with too concentrated drawbacks makes mega-buildings easy to become hiding places for criminals and drug dealers.
Singapore: "Low-rent housing" is divided into two grades.
In Singapore, a large part of residential buildings are state-owned. Singapore Real Estate and Development Committee divides "low-rent housing" into two grades. Families with a family income of S $800 or less only need to pay 65,438+00% of the total income as rent; Families with an income of S $ 800- 1500 spend 30% of their income on rent. The Committee also plans to expand investment and build new properties for rent, which are mixed with commercial houses to balance the humanistic living conditions of the community. The Committee will also transform some vacant multi-bedroom buildings into small units with 1 or 2 bedrooms, so that more families can rent houses, and the rent will be closer to their income.
Japan: "Low-rent Housing" Cluster in Big Cities
Japan's "low-rent housing" first takes care of the needs of single mothers, the disabled and the elderly. The difference is that the rent is not charged according to the income, but according to the cost and facilities of the house. Therefore, it is not a real "low-rent house", but more in line with the Japanese "public house". There are more than 2.2 million "low-rent houses" in Japan, accounting for 4.7% of all houses, and there are also a large number of houses for the middle class to live in and buy. Another feature is that more than 50% of Japan's "low-rent housing" is concentrated in Tokyo, Osaka and Nagoya. The object of low-rent housing is some people who have just had unstable work and life or some young couples with one or two children. These people just work long hours and have poor purchasing power, but they are not very particular about their living conditions. Low-rent housing just meets their needs. People who can really afford a house basically start from people in their thirties and forties, and they also borrow a lot of money. Japan's interest rate is low, and the relative loan interest rate is not very high, only about 1%. After paying the down payment, you basically only need to use the rental money to repay the loan every month. Although I bought a house, it doesn't mean that the more houses, the better. Japanese apartments have a useful life and need to be demolished or renovated. This part of the cost needs to be shared equally, so even if the low-rent housing is cheaper, it is enough to buy a house. No one thought of buying more sets for rent. Moreover, the depreciation rate of houses in Japan is similar to the rent. Once the house of the person who once lived changes hands again, the value will drop.
Analyze and edit this paragraph.
Can 900 billion rewrite the housing supply pattern?
On June 5438+065438+ 10/2, 2008, Qi Ji, Vice Minister of Housing and Urban-Rural Development, said that in the next three years, 2 million low-rent housing units and 4 million affordable housing units will be added, and more than 10,000 households in shanty towns of forestry, land reclamation and mining areas will be transformed, with a total investment of 900 billion yuan, with an average annual average. It can be said that the increase in the number of affordable housing is a rectification of the idea that 1998 housing reform policy has not been realized. When the government started the housing reform in 1998, there was a plan to build affordable housing, that is, "to establish and improve a multi-level urban housing supply system based on affordable housing". According to the policy at that time, the total number of high-income families was less than 20%, and more than 80% families in cities should be provided with affordable housing by the government, not commercial housing by developers. However, it has not really been taken seriously for many years. The reality now is that the funds for low-rent housing mainly come from the central and local governments at all levels, and the houses are handed over to local low-rent housing management departments for management after completion. The government wants to provide as many low-rent houses as possible, but it needs a lot of investment, so how to solve this contradiction? CIC consultants believe that the central government's 900 billion yuan strong support for low-rent housing and affordable housing has solved the problem of insufficient government funds. Increasing the supply of low-rent housing and letting most low-income people have houses to rent can effectively reduce the market demand for housing. Because the real estate price is greatly influenced by the relationship between supply and demand, it can be said that the low-rent housing system has played a more or less stable role in housing prices. Among the 900 billion affordable housing, different products have different impacts on the market. Among the 900 billion affordable housing, according to the classification of the Ministry of Housing and Urban-Rural Development, only 4 million affordable housing units have entered the sales market, which can have a certain impact on the price of commercial housing. Forestry, land reclamation, other low-rent housing and shantytown renovation projects in mining areas will not compete with commercial housing for tourists in the short term, and will not affect urban housing prices. CIC consultants believe that the people who buy affordable housing are not divided into commercial housing groups to a certain extent, and have not reduced the buying groups of commercial housing. The 900 billion yuan affordable housing plan only meets the housing needs of 3% of the population in China. According to CIC consultants, it can be concluded that 900 billion yuan of measures to ensure low-rent housing is a project, and the government pays attention to people's livelihood. It will not only have an impact on the current real estate market, especially the commercial housing market, but also play a role in stabilizing housing prices to a certain extent.
New regulations on low-rent housing management
The Ministry of Housing and Urban-Rural Development, the Ministry of Civil Affairs and the Ministry of Finance jointly issued a notice recently to make relevant provisions on the problems existing in the management of low-rent housing in some places. Clear low-cost housing families to buy other housing, should go through the formalities of low-cost housing exit; Cheat low-rent housing security, malicious arrears of rent, long-term vacancy without justifiable reasons, illegal subletting, lending, exchange, transfer of low-rent housing, etc. , you can take back low-rent housing.
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