Medical benefits of immigrants in Singapore

Singapore has good social welfare and a sound medical system, and provides various social medical insurance to fully protect people's lives. For new immigrants in Singapore, good medical standards and perfect medical insurance have well guaranteed people's lives. Let's take a look at it with the overseas immigration network.

1, medical grade

The continuous improvement of Singapore's health level mainly benefits from the reduction of infectious diseases, the improvement of people's living standards, good health services and strict health inspection measures.

Both government and private institutions provide a wide range of health care services, such as prevention, medical treatment and rehabilitation. The government subsidizes its health care services to ensure that everyone can use them.

There are 5 government hospitals, 6 reorganized government hospitals, 65,438+00 private hospitals, 65,438+03 government polyclinics, 65,438+00 outpatient clinics, 65,438+03 maternal and child clinics, and 1 800 private doctors. Permanent residents can also use medical and dental equipment provided by government hospitals and polyclinics at the same cost as citizens.

2. Government hospitals

Government hospitals provide specialist outpatient services. Doctors in general clinics and private clinics can write letters of introduction to introduce patients to experts in government hospitals. The initial visit fee for patients is from 40 yuan to 50 yuan, and the follow-up visit fee is from 20 yuan to 30 yuan.

The hospitalization fee depends on the level of the ward. The daily charge for ward "C" is RMB yuan, and that for ward "A 1" is RMB yuan. In addition, other services such as laboratory examination, X-ray examination and surgery are also charged separately.

3. Private clinics and hospitals

Generally speaking, the consultation fee for private practitioners is 12 yuan, depending on the nature of treatment. Private experts, such as plastic surgeons or gynecologists, charge more, starting from 50 yuan. Private hospitals and reorganized government hospitals charge higher fees than government hospitals, and the fees of each hospital are different. The charge for a four-person ward starts from 120 yuan/day, and the charge for a single ward starts from 335 yuan/day.

4. Comprehensive clinic

Government polyclinics provide comprehensive health care services for the whole family. These clinics are located in the main housing development bureau in the city center and residential areas. The clinic's services are very convenient for the public, including maternal and child health care, immunization, inspection of infectious diseases such as hepatitis B, physical examination of the elderly, X-ray examination and dental treatment.

First-time patients must bring their ID cards. /kloc-Children under 0/2 years old must bring birth certificates. After the patient completes the registration, the outpatient staff will issue him an outpatient card and the number of waiting in line to see a doctor.

The consultation fee of the polyclinic is 7 yuan and 5 yuan, adults over 65,1students under 8. The cost of medicine is calculated separately. The cost of medicine varies from one yuan to four yuan a week. Exposure and blood tests also need to be paid, but the cost is low. The clinic is open from 8: 00 a.m. to 8: 00 p.m. on Mondays, from 2: 00 p.m. to 4: 30 p.m. and from 8: 00 a.m. to noon on Saturdays 1 2: 30 p.m.

5. Health care plan for the elderly

In order to ensure that the elderly can get medical care near their homes, the government has set up health care centers for the elderly in various residential areas. At present, there are six centers for the elderly in each district. The services of these centers include rehabilitation treatment, regular physical examination and courses for family members to take care of the elderly. The charge is about five yuan to five yuan a day. Parents of permanent residents who hold long-term visit cards and settle in Singapore can also participate in these health care programs.

6. Family doctor

There are several private clinics in all residential areas, from 9:00 am to 5:00 pm, and some clinics are also open from 9:00 am to 12:00 on weekends. In order to get better medical care for family members, it is best to find a clinic doctor near home to be a family doctor.

7. Social welfare

(1) Central Provident Fund

The Central Provident Fund was established in 1955 to provide economic and living security for retirees and disabled people. The Central Provident Fund is a comprehensive social savings guarantee plan, which aims to protect people's health care needs, retirement needs, housing subsidies and education insurance.

According to the provisions of the provident fund, both employers and employees need to pay the provident fund, while holders of employment permits and work permits do not need to pay the provident fund. Singapore citizens under the age of 55 and permanent resident employees who have lived for more than two years contribute 20% per month, and employers are required to pay 65,438+02%. The payment of permanent resident employees is 3% in the first year, 5% in the employer, 9% in the second year and 654,302% in the employer. The government has gradually planned to restore the employer's contribution rate to the original level of 20%.

(2) Provident fund accounts * * Provident fund accounts are divided into ordinary accounts, health savings accounts and special accounts:

1) Deposits in general accounts can be used to purchase residential properties, such as newly-built units and private houses of the Housing Development Bureau. It can also be used to buy insurance, such as family insurance, family insurance. Members can also invest their savings in recognized stocks, bonds, unit trusts, fund management and gold. Deposits in general accounts can also be used to pay for children's tuition or their own higher education expenses. The money can also be used to pay tuition fees for all full-time diploma courses in six local tertiary institutions.

2) Health savings account

The deposits in the health savings account can be used for the hospitalization expenses of members, spouses, children, parents and grandparents. Their grandparents must be Singapore citizens or permanent residents. In addition, members of the provident fund can also use the deposit in this account to pay? Quot "health insurance double insurance plan" premium; This insurance plan is to ensure that members are able to cope with huge medical expenses when they are seriously ill and need long-term hospitalization or treatment.

3) Special account-the deposit in the special account will be kept in the account for retirement, pension and emergency needs.

(3) Interest rate of provident fund

Under normal circumstances, the savings interest rate of provident fund depositors is in line with the market interest rate, but under the protection of provident fund laws, provident fund depositors are guaranteed to get at least 2.5 deposit interest rate, and longer savings plans can also get higher interest rates.

(4) Withdrawal of provident fund

Depositors can withdraw their deposits from the provident fund account after reaching the age of 55. However, according to the law, the minimum deposit must still be kept in the account as the basic guarantee for them in their old age. In addition to people aged 55, if they leave Singapore permanently or are permanently disabled and mentally disordered, they can also withdraw their deposits from the provident fund. On the other hand, if members continue to work after the age of 55, they can withdraw their deposits every three years, that is, at the age of 58, 6/kloc-0 or 64.