I work abroad, what should I do to support the elderly at home?

Many people have worked in China for a long time before emigrating and paid social security for a certain number of years. As a very important part of the social security system, social security can receive a pension after retirement as the basic guarantee for the elderly.

After emigration, will domestic social security be interrupted or continued? What about the social security that has been paid? I believe many people are very concerned about it!

Social security usually refers to "five insurances and one gold", which is a general term for several security benefits provided by employers to workers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

The legal retirement age of enterprise employees in China is: male employees are 60 years old; Female cadres engaged in management and scientific research are 55 years old and female employees are 50 years old. Basic pension consists of basic pension and personal account pension. Employees who have reached the statutory retirement age and have paid individual contributions for 15 years can receive pensions.

Social security benefits after immigration can be roughly divided into the following three situations:

1, insufficient domestic payment 15 years.

According to the relevant domestic laws and regulations, the insured person leaves the country to settle down before retirement, the amount stored in the personal account is returned to the insured person, and the pension insurance relationship is terminated. However, it is also possible not to surrender.

If the payment in China is less than 15 years, it is recommended not to surrender, because once you surrender, the payment period will be accumulated again.

For example, your social security has been paid for 13 years this year, and now you are going to settle abroad, and you can get a pension after paying for two years. If you surrender, you need to pay 15 again to receive the pension.

For example, after going abroad for a period of time, I want to return to China to start a business or support the elderly. If you surrender, the payment period will be accumulated again. Therefore, if it is not a special case, don't surrender easily.

2. Domestic payment has reached 15 years.

According to the current policy, after the social security payment reaches 15 years, you can apply for retirement and receive a pension. At present, China's endowment insurance policy does not restrict nationality. At retirement age, even if you have the nationality of other countries, you can still apply for retirement and receive a pension in China.

It is not difficult to move abroad to get a domestic pension, and you don't need to go back to China to get it. After retirement, the social security agency can send its monthly pension to the insured, and the annual pension qualification certification can also be sent back to China after being certified by the local China Embassy.

Retirees can also entrust others to receive them abroad, and can regularly provide residence confirmation forms to the social insurance agencies where the pension insurance relationship is located.

To apply for residence certificate, the applicant needs to go to the embassy or consulate with his valid passport, residence permit and retirement certificate.

3. How to surrender domestic social security?

Social security is the basic guarantee given by the state to ordinary people. The insured who has settled abroad or has cancelled China nationality may apply for surrender. In addition, if you reach the statutory retirement age and the accumulated payment period is less than 15 years, you can apply for surrender.

I joined the nationality of another country. What should I do if I want to turn myself in?

1) medical insurance cancellation

The money in the medical insurance can be taken out at one time, and the original and photocopy of the passport of the immigrant country, the original and photocopy of the household registration cancellation certificate, and the certificate of termination of the contract by the original unit are required.

2) Endowment insurance

You need to print the details of personal account payment in the endowment insurance center, then go to the personnel department of the original unit, issue a special receipt for social security fund and affix the official seal of the unit, and then take all the materials to the endowment insurance center for review.

After the approval, the endowment insurance center will transfer the money in the account to the original unit account at one time, and then go to the original unit to collect it.

3) Cancel the provident fund account

It is necessary to bring the original and photocopy of the passport of the immigration country, the original and photocopy of the household registration cancellation certificate, the photocopy of the ID card or the photocopy of the China passport to the provident fund management center to cancel the account and withdraw all the provident fund from the account.

When surrendering, only the provident fund can be returned to the individual in full, and the pension can only be returned to the part paid by the individual.