Matters needing attention for conditional green card immigration to the United States to buy medical insurance

New immigrants (green cards) who have just arrived in the United States must obtain immigration qualifications and live in the United States for more than five years before they can apply for public medical insurance provided by the government, such as medical insurance or Medicaid insurance.

New immigrants in the United States can apply for Atlas America travel medical insurance as transitional insurance before arriving in the United States. According to the Patient Protection and Affordable Care Act, new immigrants can also participate in Obamacare. However, new immigrants are usually not eligible to apply for Medicaid provided by the federal and state governments for people with incomes below the poverty line.

American commercial insurance companies provide domestic health insurance for American citizens and legal immigrants. Usually, insurance companies need to live in the United States for three months to one year, and they can apply for local medical insurance.

If you find a job after immigrating to the United States, you must pay 0.45% of 65438+ salary as medical insurance tax. Working in the United States, paying medical insurance tax for ten years or more than forty quarters, and being 65 years old is eligible for medical insurance. This is the health care insurance for the elderly organized by the federal government of the United States.

After many people settled in the United States, they arranged for their parents in China to immigrate to the United States. If parents are over 65 when they come to the United States, they will not automatically qualify for medical insurance when they immigrate to the United States for the first time. They must hold a green card for more than five years before they can pay insurance money to the government's medical insurance plan and buy a medical insurance plan.

States in the United States have different medical policies for immigrants. Moreover, due to the change of state budget funds, the standards and qualifications of state-funded medical insurance often change. You can get the latest information about immigrant medical insurance from the state government.

After working in the United States, you can get medical insurance through the following channels: joining the company's group health insurance, buying personal health insurance yourself, and joining the group health insurance provided by industry associations for members.

Group health insurance is a non-wage benefit provided by the company to employees. If you work in the United States with an H visa or an L visa, you can get insurance through your employer just like a legal immigrant (green card holder) or an American citizen. The collective insurance premium paid can also be used for tax reduction.

Working in the United States must pay social insurance tax and medical insurance tax. Medicare is a social medical insurance plan organized by the American government, which provides medical services for the elderly over 65 years old. You must pay 0.45% of 65438+ salary as medical insurance tax, even if you will not enjoy the benefits of medical insurance in the future.