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When will the rural endowment insurance in China be implemented?
Rural endowment insurance refers to the endowment insurance system with rural non-urban residents as the insurance object. The basic principle of rural old-age insurance is that the level of protection is compatible with the development of rural productive forces and the affordability of all aspects.
Old-age insurance is combined with family support, land security and social assistance; Rights and obligations are relative; Give priority to efficiency and give consideration to fairness; Self-protection is given priority to, supplemented by collective (including township enterprises and institutions) adjustment, and the state gives policy support; Government organizations are combined with farmers' voluntary participation.
China has the largest number of elderly people in the world, 75% of whom live in rural areas. According to statistics, there are still many rural people who are not included in social security. The number of villages and towns that have established social security networks is only 4 1% of the total number of villages and towns in China, and the number of village committees that have established social security foundations is less than 20% of the total number of village committees.
In addition, according to the data of the National Bureau of Statistics, the number of migrant workers in China has increased from less than 2 million at the beginning of reform and opening up to1.1.400 million in 2003, so it is necessary to consider the endowment insurance of this special group. The basic plan does not reflect the difference between farmers who stay in the countryside and those who go to work in cities.
Farmers who work in cities are not included in the rural old-age insurance system, nor in the urban old-age insurance system, and are in a blank area of legal protection.
Extended data:
The rights and interests of the insured are:
1) If the applicant dies during the payment period, the individual shall pay all the principal and interest and return it to his legal heir or designated beneficiary.
2) The insured receives a pension with a guarantee period of ten years. If a person dies after receiving a pension for less than ten years, the pension balance during the security period can be inherited. If there is no heir or designated beneficiary, the funeral expenses shall be paid in accordance with the relevant provisions of the rural social endowment insurance management institution. Those who have lived for more than ten years will receive pensions until they die.
3) The insured person moves from the county (city) to other places. If the rural social endowment insurance system has not been established in the place of immigration, all the principal and interest paid by individuals can be refunded to me.
4) When the insured person goes from rural to non-rural areas, such as recruitment, promotion of cadres, examination, etc., the insurance relationship (including funds) can be transferred to a new insurance track, or all the principal and interest paid by the individual can be returned to him.
Baidu encyclopedia-rural endowment insurance
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