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What is the reason for the rumor that "old people are not getting worse, but bad people are getting older"?
Some news reports not only reduce the social credibility of the elderly, but also degrade their collective personality and damage their social image and social dignity. The remark that "the old people are not getting worse, but the bad people are getting older" has become an overall negative evaluation of the elderly group. Undeniably, there are some reasons for this phenomenon. For example, some elderly people "don't respect the elderly", but there are also factors of public ridicule and ridicule. The misconduct of some social individuals has been labeled and stigmatized by the media. "Do the old people need help when they fall to the ground" has become a hot topic of social discussion and has evolved into a social moral crisis.
The news of 20 15 "a famous professor from a university moved into a nursing home" caused public opinion on the internet: on the one hand, the society expressed concern about the scholar's "leaving" as an opinion leader; On the other hand, it shows the sense of crisis of the elderly and even young people about their future, and thinks that even senior intellectuals should take the road of socialized pension.
So what caused this phenomenon and made the elderly fall into the embarrassing situation of losing social dignity?
1, the challenge of losing family dignity
Since the reform and opening-up, the way of providing for the aged in rural areas in China is mainly family support, which is manifested in family support and children support. In family pension, the maintenance of self-esteem and dignity of the elderly comes from their children, that is, relying on family ties. However, with the implementation of the one-child policy and the rise of migrant workers in cities, there has been an unprecedented depression in rural areas. "Left-behind elderly" has become a common phenomenon.
In addition, many empty-nest families have emerged because of their children's schooling, work, study abroad and immigration. In short, at present, both rural families and urban families are facing difficulties to varying degrees, and the function of family pension is weakening. The loss of children leads to the loss of family dignity for the elderly.
2. The challenge of lacking self-dignity.
Old people who have lost their independence, empty nest and "getting old before they get rich" often can't take care of themselves at the last minute, leading to the loss of self-dignity. Cases of elderly people dying alone are often seen in the media. Some of them were discovered only a few weeks after their death, and some were already dead when they were discovered, in a very tragic situation. With the decline of various physiological functions of the elderly, the ability of self-care has gradually declined or even lost, so self-esteem has gradually disappeared. And his dignity needs the protection of relatives, society, especially medical staff. In the final stage, the older people need the support of others and give themselves dignity.
To this end, some scholars put forward the view that "death is superior", and some scholars suggested perfecting relevant laws and regulations and training medical personnel on the knowledge of "dignified death".
Although these measures are helpful to improve the dying dignity of the elderly, to fundamentally solve the dying dignity problem, it needs to be protected from policies, systems and even ethics.
At the stage of social development for the elderly in China, a community pension security system is established, which is suitable for the old-age model, with social pension as the main factor, family pension as the supplement, community service as the important guarantee and old-age insurance as the material basis. Referred to as "community home-based care for the aged". There is a broad space for "community pension" in China. When family pension is becoming an unbearable burden and institutional pension is struggling, the pension system based on family pension and supported by community pension will have broad prospects.
On this basis, we should also actively explore new ways of providing for the aged.
Drawing lessons from foreign experience to "provide for the aged in different places"
Providing for the aged in different places has gradually become a trend in Europe and is developing towards internationalization. Norway's Bergen, Oslo, Berum and other cities have successively opened large-scale pension apartments in southern Spain, where low real estate prices and abundant sunshine attract more and more enterprises and the elderly. Old people from other Nordic countries go to Spain to provide for the aged, not only because of the natural environment there, but also because of the fully functional facilities for the aged, good public health services and insurance services there.
China has a vast territory, and there are great differences in natural and cultural environment, real estate prices and price levels. The development of old-age care services is highly complementary, and there is a large room for expansion of old-age care in different places. Now, every winter, some northern elderly people spontaneously go to Haikou, Sanya and other southern cities to provide for the elderly, and in summer, many southern elderly people go to northern cities to escape the heat. This kind of migrant-bird-style old-age care in different places has begun to appear and shows great vitality. If a large-scale elderly community is developed, it will still be very attractive to the elderly in neighboring countries. Our pension enterprises should not only focus on the domestic market and the local market, but also focus on the domestic and even international markets, introduce and go out, and seize the opportunity of the development of the international pension service industry.
Housing for the elderly (that is, the elderly use the surplus value of the house they live in and realize it in advance through some mechanism to provide for the elderly)
This is also divided into the following categories according to the specific situation:
1. Selling a house for the aged: including selling a house for the aged, hospitalization, leaseback after sale and reverse mortgage for the aged.
Reverse pension: "reverse pension" is also called "housing reverse mortgage loan", or "housing for the elderly" for short. Old people can mortgage their property rights to an institution specializing in this business and receive cash pensions from this institution on a monthly basis. After the death of the old man, the institution will take back the house for sale, lease or auction. Similar to the bank's housing mortgage loan "upside down"
Sale and leaseback: the elderly will sell their houses with full property rights first, and then achieve the purpose of providing for the elderly with houses through "sale and leaseback". Not only can you get a large sum of money for providing for the aged, but you can also maintain the long-term or even life-long use right of the house or even the original house in your later years, and you can live as usual with a house, which has increased a considerable insurance factor for better providing for the aged.
Selling a house and staying in a geriatric hospital: the elderly will sell their houses to the outside world and use this money to live in a better old-age care institution, which can not only save social resources, but also add a lot of fun to the old-age life. Sending a part of the house sales to a life insurance company for endowment insurance can ensure a worry-free life in old age.
2. Rent a house for the elderly
Old people will first rent out their own houses with full property rights, and then live in other apartments or nursing homes to achieve the purpose of supporting the elderly with houses. Not only can I ensure that I can have a house to live in as usual in my later years, but I can also get a sustained and stable rental income for the elderly, enjoy professional nursing services and group exchanges, and I can also ensure that I will leave my original house to my children in the future, which is in line with the traditional customs of raising children to prevent old age and inheriting inheritance.
The way of "providing for the elderly with housing" has greatly expanded the original functions of real estate, enhanced the attractiveness of residents buying houses, and is conducive to promoting the development of the primary real estate market. In addition, the houses sold by "providing for the elderly with houses" can increase the supply of "second-hand houses" and promote the development of China's underdeveloped "second-hand houses" market and housing rental market.
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