Can urban and rural medical insurance be refunded?

1. Under normal circumstances, once the payment is successful, you cannot apply for a refund. However, in these cases, the expenses of medical insurance for urban and rural residents can be refunded: when the household registration is cancelled, the insured person dies, and the insured person emigrates, the medical insurance for urban and rural residents can be surrendered. However, please note that there is also a time limit for this application to refund the insurance premium. The fees paid before New Year's Day can be refunded, but the fees paid after New Year's Day cannot be refunded.

2. After urban and rural residents are insured for medical insurance. Before the medical insurance enjoyment period, due to the cancellation of household registration, transfer out, cancellation of student status, participation in other social insurance and other reasons, the urban and rural residents' medical insurance will be surrendered, and those who do not enjoy the medical insurance benefits can apply for surrender before or within the first month of enjoying the medical insurance benefits for urban and rural residents, and will not be handled after the deadline. Students who have been enlisted in the army halfway through the year and have not paid medical expenses can apply for surrender.

3. Medical insurance surrender process for urban and rural residents. The insured person applies to the medical insurance management center for urban and rural residents; Submit the application related materials; Fill in the Application Form for Surrender of Basic Medical Insurance for Urban Residents; The staff shall review the relevant information of the insured person, review the qualification for surrender, give medical insurance to meet the requirements, and issue the Notice of Refund of Basic Medical Insurance for Urban Residents; The applicant shall go to the Finance Department of the Medical Insurance Management Center for urban and rural residents to apply for medical insurance refund with the Notice of Refund.

medical insurance for urban and rural residents is a form of basic social medical insurance, and the other is medical insurance for urban workers.

medical insurance for urban and rural residents is a basic medical insurance system for urban and rural residents, which is established by integrating the original basic medical insurance for urban residents with the original new rural cooperative medical system.

There are two groups of people who are allowed to participate in the basic medical insurance for urban and rural residents:

(1) Urban and rural residents who have permanent residence in this city and are not covered by the basic medical insurance system for urban workers.

(2) The following residents who do not have permanent residence in this city and have not participated in the basic medical insurance for urban workers and the basic medical insurance system for urban and rural residents in their permanent residence and obtained residence permits in this city:

1. Primary and secondary school students who are studying in primary and secondary schools in this city and have not participated in the medical insurance for urban and rural residents in their original places.

2. Students in full-time colleges and universities (including scientific research institutes and institutes), technical secondary schools and technical schools (hereinafter referred to as technical secondary school students) within the administrative area of this Municipality.

3. Foreign businessmen and migrant workers who have obtained the residence permit in this city and have not participated in the basic medical insurance in their hometown should participate in the basic medical insurance for urban workers. Foreign businessmen and migrant workers who do have difficulties shall apply for insurance in accordance with the relevant regulations of the Municipal Bureau of Human Resources and Social Security.

4. minor children of migrant workers who have obtained residence permits in this city and have not participated in basic medical insurance in their original places.

legal basis;

article 23 of the social insurance law of the people's Republic of China

employees shall participate in the basic medical insurance for employees, and the employer and employees shall pay the basic medical insurance premiums in accordance with the provisions of the state.

individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in the employing unit and other flexible employees can participate in the basic medical insurance for employees, and individuals will pay the basic medical insurance premium according to state regulations.

article 24 of the social insurance law of the people's Republic of China

the state establishes and improves the new rural cooperative medical system.

the measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

article 25 of the social insurance law of the people's Republic of China

the state establishes and improves the basic medical insurance system for urban residents.

the basic medical insurance for urban residents combines individual contributions with government subsidies.

people who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people over 6 years old and minors from low-income families, etc. will be subsidized by the government.

article 26 of the social insurance law of the people's Republic of China

the treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 27 of the Social Insurance Law of the People's Republic of China

Individuals who have participated in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits according to the national regulations if their accumulated contributions reach the fixed number of years stipulated by the state when they reach the statutory retirement age; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

article 28 of the social insurance law of the people's Republic of China

medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.

article 29 of the social insurance law of the people's Republic of China

the part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by the social insurance agency, medical institutions and pharmaceutical trading units.

the social insurance administrative department and the health administrative department should establish a settlement system for medical expenses in different places, so as to facilitate the insured to enjoy the basic medical insurance benefits.

Article 3 of the Social Insurance Law of the People's Republic of China

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(1) Those that should be paid from the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) It shall be borne by public health;

(4) seeking medical treatment abroad.

the medical expenses shall be borne by the third party according to law. if the third party fails to pay or cannot determine the third party, the basic medical insurance fund shall pay in advance. After the basic medical insurance fund has paid in advance, it has the right to recover from the third party.