F what is the per capita income of the United States that can apply for masshealth?

Mass Health Massachusetts National Health Insurance

Two types of health insurance plans are optional.

Massachusetts National Health Insurance provides health insurance for legal residents of Massachusetts who cannot participate in the company or any public health insurance plan. Its main points include:

Provide free medical insurance for residents whose income is below the poverty line.

L provide different medical insurance schemes according to the income and living area of low-and middle-income people without medical insurance.

L set up a "health connector" organization to provide individuals and families with various affordable health insurance plans.

L stipulates that adults must have health insurance, otherwise they will be fined through the tax filing office.

L All companies and enterprises that employ 1 1 employees or above must provide health insurance for employees or "reasonably" help employees pay part of the premiums, otherwise they will be punished.

There are two types of national health insurance plans in Massachusetts, namely "federal care" and "federal choice".

Different income, different pay.

Massachusetts Health Care is a health insurance plan subsidized by the state government. Individuals with an annual income of less than 65,438+6,620 yuan, or a family of four with an annual income of less than 33,084 yuan, can get free medical insurance without paying monthly fees through the Massachusetts Care program.

If the annual income is between 10062 1 yuan and 200 1672 yuan, individuals are required to pay monthly health insurance fees in 39 yuan; If the annual income is between 2 1.673 yuan and 27096 yuan, the monthly health insurance premium is 77 yuan; If the annual income is between 27,097 yuan and 32,508 yuan, then the monthly health insurance premium is 1 16 yuan.

Massachusetts's choice is run by the health care link. Through bidding, examination and approval, six private insurance companies provide various health insurance plans, such as medical benefits, out-of-pocket payments and monthly fees. Residents and families without medical insurance in Massachusetts and companies with fewer than 50 employees can compare prices through the "medical insurance link" and choose the appropriate plan.

In order to ensure the "affordability" of health insurance fees, the "Health Insurance Link" organization will formulate "affordability standards" every year. According to the "affordability standard" in 2008, the monthly health insurance premium of the insured whose annual income is between 3 12 13 yuan and 37,500 yuan should be limited to 165 yuan. Individuals whose annual income is between 3750 1 yuan and 42500 yuan, the highest monthly health insurance premium is 220 yuan. For the insured whose annual income is between 4250 1 yuan and 52500 yuan, the monthly affordable health insurance premium is 330 yuan. If you don't participate in tax returns, you will be fined.

In Massachusetts, where health insurance is compulsory, citizens must submit the proof of participating in the health insurance plan for the whole year when filing tax returns every year, otherwise the government will impose a fine from the income tax, and the maximum fine in 2009 is 1068 yuan.

Although universal health insurance in Massachusetts has been promoted and implemented, it has achieved remarkable results from the statistics of the number of participants. But many medical system experts have a lot of criticism. Some people accuse the establishment and application of the "health insurance link", which allows insurance companies to add increased administrative operating costs to their premiums, thus increasing premiums by 5%. Some people criticize Massachusetts for not only making the state government's expenditure increase beyond expectations, but also ignoring the difficulties and challenges faced by low-and middle-income people with relatively high premiums. For example, although Massachusetts has an "affordable premium standard", the annual increase is disproportionate to the increase in residents' wages. The only beneficiary is an insurance company that makes steady profits. These are all references that Obama should pay attention to when promoting medical reform. In August, people who participated in "Massachusetts Medical Insurance" were told that their medical insurance was about to be cancelled because of immigration status and legislation, which caused many people to panic. However, at present, Massachusetts has passed legislation to provide the Commonwealth Nursing Bridge project, which is under the responsibility of the Celtic Health Plan in Massachusetts.

Anyone who participated in Massachusetts medical insurance and was cancelled in August will be automatically included in the Celtic medical insurance plan. Originally, in the "Massachusetts Medical Insurance" plan, participants had three insurance plans to choose from, but the "National Health Insurance Bridge" plan that started on June 65438+1 October1will only have one "Celtic Health Insurance" plan. In addition, because the state government has only passed a one-year budget, the "Celtic medical insurance" plan will be terminated on June 30 next year.

Lawrence explained that the impact of the termination of medical insurance is mainly legal immigrants who have held green cards for less than five years, but the medical insurance benefits of some legal immigrants have not been cancelled, including those who have held green cards for more than five years; 65438+1entered the United States before August 22, 1996 and has been living in the United States. In addition, if the following conditions are met, health insurance will not be cancelled, including: refugees and political asylum seekers; Victims of domestic violence and their children do not live with the perpetrators; Asian-American hybrids; Active or retired military personnel and their spouses and children; Victims of human trafficking, etc.

Massachusetts welfare fund

If you are 65 years old or disabled, you can get a pension or a disability pension. If you live alone, you can apply for SSI federal relief. If you live with your family or don't have to pay rent, you can also apply for SSI federal relief below 550 yuan. The maximum ceiling will not be higher than that of 550 yuan.

The United States usually refers to the poor as "low-income people", but the definition of "low-income" varies from state to state. In Missouri, where the author lives temporarily, those whose monthly income is below the following standards are considered poor: single family 1064 USD; Family for two $1427; The cost of a family of three is $65,438+￡ 0,789 ... each additional family member increases by about $363.