Does the transfer of private loan debt require the consent of the lender?

Legal subjectivity:

The conditions for debt transfer in private lending include: the creditor-debt relationship is legal and valid, the creditor's consent must be obtained, and the debt can be transferred, etc. If the debtor transfers his debt, the debt shall also be transferred. Legal objectivity:

Article 680 of the "People's Republic of China and Civil Code" prohibits usury lending, and the interest rate for borrowing must not violate relevant national regulations. If the loan contract does not stipulate the payment of interest, it will be deemed that there is no interest. If the loan contract does not clearly stipulate the payment of interest, and the parties cannot reach a supplementary agreement, the interest will be determined based on local or party transaction methods, transaction habits, market interest rates and other factors; if the loan is borrowed between natural persons, it will be deemed to have no interest.