What are the benefits of Singapore's naturalization?

Singapore immigrants have a good environment, social system and welfare for the elderly. Are there more and more people around you who immigrate to Singapore for the elderly? Take a look at Singapore's immigration advantages with me.

Pension advantage

Singapore provident fund system

The essence of the provident fund system is to deposit 20% of my salary into the provident fund account, which is my account, but I can't use it at will. It is equivalent to everyone being forced to save.

In addition, your employer will deposit 13% of your salary into your provident fund account. In this way, the actual provident fund account has a deposit equivalent to 33% of salary every month.

If the husband and wife graduate at the age of 25 and start working, they will retire after working for 35 years. Two people's provident fund accounts will have about 5000*33%* 12 (month) *35 (year) =693000 Singapore dollars, carefully divided into three accounts:

1. Medical account number: 7%, used for medical expenses;

2. House purchase account: 6%, used to buy a house;

3. General account: 20%, used for education, etc.

If there is not enough money in this account because you are worried about getting sick, you can buy commercial medical insurance. When buying a house, you usually use the money in the provident fund account to repay the loan first, and then use cash to repay the loan if it is not enough. The government is currently working out a reform plan for the provident fund to make it more scientific and reasonable.

Also, the deposit interest of the provident fund account is higher than that of the bank. At present, the highest interest rate is 4%, while the interest rate of banks is usually around 1%.

Health standards in Singapore

Because of the reduction of infectious diseases, the improvement of people's living standards, good health services and strict health inspection measures. Both the government and private institutions provide a wide range of health care services, such as prevention, medical treatment and rehabilitation. The government subsidizes their health care services to ensure that everyone can use these services.

Singapore medical service

There are 5 government hospitals, 6 reorganized government hospitals, 65,438+00 private hospitals, 65,438+03 government polyclinics, 65,438+00 outpatient clinics, 65,438+03 maternal and child clinics, and 1 800 private doctors. Permanent residents can also use medical and dental equipment provided by government hospitals and polyclinics, and charge citizens.

After applying for immigration to Singapore, the applicant will implement a family pension plan.

Relying solely on the pension provided by the government will lead to a great economic burden. Therefore, the government has issued a series of policies that can help and improve the quality of life of the elderly, such as the cash subsidy scheme for collective housing, and will also encourage families whose children live with their parents to participate in the collective housing subsidy scheme for the elderly and build some apartments for the elderly. The so-called cash-out of HDB apartments actually means that HDB owners can obtain additional income through deed tax repurchase plan, exchanging large houses for small houses and renting HDB apartments. This plan is mainly aimed at some residents with financial difficulties.

Improve the quality of life of the elderly

It is impossible to solve the problem of providing for the aged. The quality of life of the elderly is a topic of concern to the government. Before applying to immigrate to Singapore, I must know that Singapore has perfect facilities for the aged and is a country suitable for the daily life of the elderly. Because the Singapore government is very concerned about the real life of the elderly, they will not be locked up at home and can enjoy a rich old-age life.

When you really want to apply to immigrate to Singapore, you need to know how the Singapore government allows the elderly to support the elderly. After all, different countries face the problem of the elderly differently.

Domestication advantage

grow

In order to alleviate the declining "birth rate", the Singapore government began on July 2, 2004. Parents who want to enjoy the "baby bonus" can open a child development account for their children, so as to get the same amount of parenting allowance issued by the government.

The first child can enjoy a government allowance of S $3,000, the second child can get a maximum allowance of 1000 yuan per year, and the third child can get a maximum allowance of 2,000 yuan, valid for 6 years. However, parents must open an account with the Development Bank of Singapore or its branches, so that the government can deposit within six months. In order to encourage more parents to participate in the program, banks will not charge administrative fees when their account deposits are less than those in 500 yuan.

The government will encourage China people to give birth by implementing various policies, including extending the original eight-week maternity leave to 65,438+06 weeks or 24 weeks, increasing the allowance for baby care, creating a working environment that is convenient for taking care of children, and adjusting the personal tax incentives to encourage childbearing according to the current situation of people having children late.

house

The basic guiding ideology of Singapore's housing policy is that most families in the country own their own houses, and the realization of this policy goal is mainly undertaken by the Singapore Housing Development Board. The government has formulated different policies for different income groups.

In the 1970s, the government stipulated that only those whose monthly income was less than S $65,438 +0.500 yuan (S $65,438 +0 yuan equivalent to 5 yuan RMB) could apply for buying a house. It was raised to S $2,500 in the 1980s, and then relaxed to S $3,500 and S $4,000. This basically ensures that more than 80% middle-income families can buy cheap houses. 20% families with higher income need to buy higher standard tubular apartments or higher standard land-based houses (garden houses).

People who buy public housing must meet certain application conditions stipulated by HDB. These conditions include: the applicant must be a Singaporean, have no other real estate, meet the minimum age limit of the applicant, have a suitable family nucleus, and the family income is lower than the upper income limit stipulated by HDB. In the 1960s and 1970s, these application conditions were strictly observed, but now with the solution of the housing crisis and the satisfaction of more people's housing needs, these conditions have become quite relaxed. At present, according to the definition of HDB, families with a monthly income of less than S $2,000 are low-income families, accounting for about 27% of the total number of families in Singapore. Low-income families must meet all the qualifications required by the government before they can buy a four-bedroom or smaller room in the open market.

Public accumulation fund

According to the current laws in Singapore, employees whose monthly salary is less than S $500 (S $65,438 +0 is equivalent to RMB 4.8 yuan) are not required to pay provident fund. Now, the Singapore Federation of Trade Unions hopes that the government will raise this lower limit from S $500 to S $65,438+0,000 to increase the disposable cash income of low-income workers. At the same time, the Federation also suggested that the government fill the provident fund accounts of low-income workers so that they can have enough provident fund to use after buying a house and retiring.

Singapore's provident fund system began at 1955, which is the core of Singapore's social security system. After years of development, this system has become a comprehensive social security system integrating pension, medical care, housing, family security and other functions.

Singapore's provident fund system is open to all employed citizens and permanent residents. At present, the payment is 30% to 36% of the salary, of which employees pay 20% and employers pay 65,438+00% to 65,438+06%. When Singapore's economy is good, the contribution ratio of provident fund is as high as 40% to 50%.

From June 5438+ 10, 2005, Singapore adjusted the upper limit of the salary required to pay the provident fund from 5,500 yuan to 5,000 yuan per month, so that high-income people can manage their finances more flexibly.