What conditions do French immigrants need to meet when applying for a house?

# French Immigrant # Introduction Do you have the idea of immigrating to France? Still hesitating? What are the requirements for applying for a house in France? I hope it helps you.

1. Introduction to the conditions of buying a house in France

Anyone who invests more than 330,000 euros in a designated villa in the French province of Reunion is eligible to apply for a non-profit residence card for the whole family (including the principal applicant and his spouse, as well as children under 65,438+08). Enjoy free medical care in France, free education for children and other benefits. Investors can also enjoy a stable rental income of 7% per year for 18 years. Holders of non-profit residence cards only need to land in France once a year. Simply put, it is a lease agreement of 18, which costs 330,000 euros = the right of abode of the whole family+100% property rights +7% annual return.

There are more than 400 welfare systems in France, which is called the country with the most welfare in the world. Citizens are protected by more than 400 kinds of welfare from birth to death. The characteristic of French social welfare is that you can enjoy it as long as you have legal residence status in France, regardless of nationality. National education is free from primary school to university. If the family income is below a certain standard, the child can get a subsidy of 249.07 euros at the beginning of each semester. Medical insurance in France is free. According to personal income, citizens pay at most one week's minimum wage every year, while the unemployed are exempt from this fee.

2. The process of buying a house in France

1. Make clear your needs and make a rough budget.

There is an ancient Roman proverb that says well, "A ship that doesn't know its destination will not be happy with the wind in any direction". Therefore, China investors need to be clear about their basic requirements for real estate and their financial situation, and have a general definition of the type of real estate to be purchased and their own affordability.

2. Choose the right intermediary

Many China investors have resistance to overseas real estate agents, thinking that the intermediary services in the market are very chaotic. Why are they looking for an intermediary? But there is no doubt that real estate agents are richer in housing information and more familiar with relevant policies and purchase procedures. They can introduce all the information of the house in detail and tell you the advantages and disadvantages of the house, even including the loan procedures, miscellaneous fees and taxes to be paid, which can help you solve all kinds of problems encountered in the process of buying a house and reduce unnecessary troubles.

Step 3 determine your favorite property

You can easily find your favorite housing through the housing library, and you can also negotiate your ideas and plans directly with professional consultants, so that professional consultants can analyze them for you. Or you can contact the intermediary directly, explain your requirements, and let professional consultants provide you with comprehensive solutions according to your requirements. When you choose your own suitable scheme, you will arrange time to accompany your customers to see the house and introduce all their information comprehensively. You can make several repeated visits to your favorite real estate and consider it in many aspects to determine your purchase intention.

Houses in France are not easy to tear down, so buying second-hand houses is a common phenomenon. Buying a second-hand house is different from buying a new house. Buying a second-hand house requires a short transaction time, and it can be delivered within three months. The notarization fee required is 6%-7% of the transaction price. The new house can only be occupied after the design and decoration is completed (one to two years), and the notarization fee required is 2%-3% of the transaction price.

4. Sign the contract of intent to buy and sell

After confirming the intention to buy a house, you can sign the relevant agreement with the intermediary. The intermediary can act as a guarantor, and the agreement can be notarized in the notary office. After signing this agreement, buyers usually need to pay a down payment, which is about 5%- 10% of the house price, and the third party will keep it for them. After a cooling-off period of about 7 days, the buyer and the seller and the intention contract should be transferred to the notary office to sign a formal purchase contract in front of the notary.

5. Pay and sign a formal contract

The whole transaction process generally does not exceed 90 days. After the signing of the Intention Sale Agreement, the buyer has 45 days to raise funds and borrow money from the bank. This period can be extended appropriately with the consent of the seller, but the validity of the intentional sale agreement is 90 days, so the formal signing of the sale contract must be completed within three months. When the funds are ready, the final amount of the transaction will be provided to the notary. Experts pointed out that in general, it refers to the remaining 90% of the house price (excluding the deposit paid 10%), handling fees, real estate tax distributed in proportion, property management fees, notary fees, translation fees and a small amount of miscellaneous fees. After that, a large number of documents will be signed under the coordination and guarantee of the intermediary, and the property key will be delivered to the buyer. The notary office and the real estate registration bureau will record the original records of real estate sales, and both buyers and sellers will get a notarized copy. At this point, your trip to buy a house in France has been successfully completed.

3. What are the benefits of French immigrants?

Where are the benefits of French immigrants? France has always enjoyed the reputation of a romantic city in the world. Champs Elysé es, countless holidays, intoxicating red wine and delicious food have endowed this country with fairy-tale colors. Immigrating to France has also become the first choice for investors. There are more than 400 welfare systems in France, which is called the country with the most welfare in the world.

Citizens are protected by more than 400 kinds of welfare from birth to death. The characteristic of French social welfare is that you can enjoy it as long as you have legal residence status in France, regardless of nationality. National education is free from primary school to university. If the family income is below a certain standard, the child can get a subsidy of 249.07 euros at the beginning of each semester. Medical insurance in France is free. According to personal income, citizens pay at most one week's minimum wage every year, while the unemployed are exempt from this fee.

Mainly includes: unemployment relief, sickness insurance, industrial injury insurance, pension system, housing subsidies, disability subsidies, multi-child subsidies and so on. There are nearly 40 kinds of subsidies, and all kinds of subsidies have strict conditions and regulations. Under the protection of this system, with few exceptions, every Frenchman, from birth to death, can get basic social help when facing difficulties and will not be displaced. This is the so-called "guarantee system from birth to death". France, a huge social security system, was not formed in a short time. It has gone through a long road of development, from the beginning of19th century to the end of World War II, and gradually reached today's scale.

There are more than 400 kinds of welfare in France, and the government takes out a lot of money from the national treasury every year for various welfare subsidies. A child enjoys one of these more than 400 kinds of benefits from the fifth month after his mother's conception until he grows up and dies. The main feature of redistribution in France is that it is enjoyed by all people, including farmers and foreigners. The poorer they are, the more benefits they enjoy. As long as foreigners have legal residence status in France, they can enjoy certain benefits like French nationals without any discrimination.