How to inherit the wealth of American immigrant families

After immigrating to the United States, the ways of capital transfer are as follows:

First, if the total amount of cash brought by new immigrants when they first enter the country is not too large, they can consider taking it away directly. However, it should be noted that according to Chinese laws, each person can only take $6,543,800+0,000 out of the country. If the cash amount exceeds $65,438+00,000, family members can carry cash alone, and each person shall not exceed $65,438+00,000.

Second, the United States does not stipulate the amount of cash for new immigrants to enter the country for the first time, but families carrying more than $ 654.38+0000 must declare without paying taxes. Otherwise, once found, they will face punishment.

Before new immigrants go to the United States, banks in China can apply for foreign currency or dual currency credit cards. On the one hand, new immigrants can deposit dollars into credit cards and spend them directly in the United States; On the other hand, new immigrants can also apply for a debit card of their peers after applying for a credit card, associate it with a credit card, deposit RMB in the debit card, and spend it with a credit card in the United States. However, the credit card has a certain overdraft limit, and the statement can only be viewed in China, so it is not recommended for new immigrants to use domestic credit cards to make large purchases in the United States.

Fourth, new immigrants can open personal accounts in American banks. After the American bank account is opened successfully, the RMB can be converted into US dollars according to their own needs, and domestic banks are required to remit US dollars directly to the overseas accounts of new immigrants.