How to buy a house in America? What is the specific process?

It is a dream of many people to go to the United States to buy a house and immigrate to the United States, but not everyone can realize it. Many people don't know whether buying a house in the United States has anything to do with immigrating to the United States, or what kind of house they can buy in the United States. Today, Bian Xiao will summarize some common questions and answers for you. Let's see if there are any answers you want.

1, China people can go to the United States to buy a house? Are there any specific requirements?

A: Yes, in fact, the United States welcomes foreign buyers and encourages them to buy houses. Therefore, there is no requirement that buyers must be residents or citizens, and there are no special regulations on visas. You can buy a house as long as you have a valid passport and visa.

2. What kind of house can I buy in America?

A: The laws and regulations of different states in the United States are different, but most states do not restrict foreigners from buying ordinary houses and commercial real estate. Some states, such as New Mexico and Oklahoma, require that only citizens or residents can buy local residential and commercial real estate.

3. How many properties can I buy in America?

A: Some states have restrictions on the amount of land they own, but they are generally not allowed to own hundreds or thousands of acres of land, so the general purchase of businesses or houses is completely unaffected.

4. Can I get a green card or visa to buy a house in America?

A: No, according to the policy of buying a house in the United States, foreigners will not be provided with green cards or visas when buying a house in the United States, and buyers need to apply for visas or green cards themselves. However, the general process of applying for a green card is very long and needs to meet many regulations. But if a foreign buyer buys a house for the purpose of investment, the interest rate he can get will be higher.

5. Is it difficult for foreigners to apply for loans?

A: Yes, it is difficult for foreigners to get loans from banks when they buy a house in America. Generally speaking, lending institutions require foreign buyers to pay down 50% of the house price, 20% more than Americans, which requires buyers to have sufficient economic strength.

6. How do foreigners immigrate to the United States?

A: According to relevant American laws, there are only two ways for applicants to immigrate to the United States. One is to invest $6.5438+million anywhere in the United States and create 654.38+00 direct employment opportunities. The other is to invest $500,000 in the "regional center" approved by the government to create 654.38+00 direct or indirect employment opportunities.

7. What is the real estate purchase process in the United States?

A: The general step is to sign a house purchase contract and pay the deposit to the escrow account; Housing inspection and loans; American property rights companies are involved in property rights investigation and insurance; The buyer pays the balance and pays the transfer money; It usually takes about 30 days for the US government to register and file, and it usually takes about 4 weeks for registration and filing.

The above are the frequently asked questions about buying a house in the United States compiled by Bian Xiao. I hope I can help you.

(The above answers were published on 20 15- 10-26. Please refer to the current actual purchase policy. )

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