Job Recruitment Website - Immigration policy - Can rural medical insurance for broken legs be reimbursed?
Can rural medical insurance for broken legs be reimbursed?
If you break your leg, medical insurance can reimburse you. Under normal circumstances, the proportion of medical insurance reimbursement fluctuates around 70%. The proportion of reimbursement is related to medical grade, examination, medication and other factors. Class A drugs can enjoy full coverage, class B drugs can be reported at 80% at their own expense, and class C drugs need to be paid at their own expense.
Can the money in the medical insurance be taken out?
The money in medical insurance is generally not available.
But in the following three cases, the money in the medical insurance card can be withdrawn and used:
1. The medical insurance card is terminated. If the insured dies, the relatives can go through the surrender formalities with the death certificate;
2. The insured emigrates. Handle the withdrawal formalities with the certificate issued by the public security department;
3. Transfer in different places. After local insurance, the balance of medical insurance account can be transferred to a new account.
Medical insurance refers to social medical insurance. It is a social insurance system that meets the basic medical needs of the state and society according to laws and regulations when workers are sick. The advantage of medical insurance is to enjoy treatment according to uniform standards. The same access conditions, the same fees, the same treatment, there is no difference between high and low. The employee's outpatient expenses can be deducted from his personal account and paid by the employee after deduction. Employees' hospitalization expenses are reimbursed in proportion, usually 86% of the expenses of 1 1,000 yuan, 88% of the expenses of 1 1,000-20,000 yuan and 92% of the expenses of 20,000-40,000 yuan. If employees have not been sick for several years in a row, personal account funds can be accumulated.
Social security card is an electronic information card that medical insurance agencies handle for the insured to seek medical treatment and purchase medicines, and is used to verify identity, record and store personal account funds and usage. With my social security card, the insured can seek medical treatment at any designated medical institution in this city or purchase medicines at designated retail pharmacies. Personal account of medical insurance is a special account established according to the basic medical insurance policy, which is specially used to store the medical insurance premiums paid by the insured and the funds allocated by the employer according to a certain proportion, and record the medical consumption. The funds in the personal account are used to pay for the out-of-pocket part of medical treatment and medicine purchase.
I hope the above content can help you. Please consult a professional lawyer if you have any other questions.
Legal basis: Article 25 of the Social Insurance Law of People's Republic of China (PRC), the state establishes and improves the basic medical insurance system for urban residents.
The basic medical insurance for urban residents combines individual contributions with government subsidies.
People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.
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