How long has the medical insurance card been frozen?

If the medical insurance card follows the normal process, as long as the corresponding medical insurance card is stopped after three months of medical insurance payment, the medical insurance card will be automatically frozen. After death, the medical insurance card will be frozen immediately after going to the police station to register the death certificate. The heir of the insured person can carry his/her identity certificate, the insured person's identity certificate, death certificate, social security card and other materials to handle the social security account inheritance procedures of the insured person. Materials to be submitted for inheritance: the bank card of the insured with the UnionPay logo (if the insured dies, the heir's bank card shall be provided), and the following materials shall be provided according to the following conditions: the social security card (or ID card) of the heir, the death certificate issued by the medical institution, public security department or civil affairs department, and the original and photocopy of the relationship certificate between the heir and the deceased (household registration book or marriage certificate, etc.). ).

The medical insurance card will automatically freeze after stopping paying medical insurance for 3 months. Women who have paid medical insurance for 20 years and men who have paid for 25 years have the right to use the medical insurance card for life. After their death, they went to the police station to register their death certificates, and the medical insurance card was immediately frozen.

(a) the money in the medical insurance card can not be taken out, only in designated hospitals and pharmacies for medical treatment and medicine. But in the following three cases, the money in the medical insurance card can be withdrawn and used:

1. The medical insurance card is terminated: if the insured person dies, the relatives can go through the surrender formalities with the death certificate;

2. Immigrant of the insured: handle the surrender formalities with the certificate issued by the public security department;

3. Transfer in different places: After local insurance, the balance of medical insurance account can be transferred to a new account.

(2) The money that can be withdrawn from the medical insurance card is only in the personal account, and the proportion is very small. Medical insurance premiums paid by employers and individuals will be deducted according to a certain proportion and included in personal accounts. The average individual contribution rate is 2% of the average salary of last year, and the unit contribution rate is related to the age of employees.

What are the procedures for general medical insurance?

1, application procedure:

First of all, I or my agent must open a medical insurance payment card at any branch of the city commercial bank, and the initial reserved funds shall not be less than the amount payable for 3 months. Two days after opening the card, bring relevant information to the municipal medical insurance center to go through the formalities of declaration and approval.

2, the insured (renewal) need to carry information:

On-the-job personnel need to bring: the medical insurance payment card of commercial bank, the original and photocopy of ID card, the payment voucher of individual pension insurance (or the withholding passbook of industrial and commercial bank's pension insurance), the unemployment certificate (provided by those who have received unemployment benefits), and the original and photocopy of the change notice of pension insurance for those who terminated their labor relations with the unit after 2004 1.

Retirees need to bring: the medical insurance payment card of the commercial bank, the original and photocopy of the ID card, the original and photocopy of the retirement approval form, and the original and photocopy of the procedures for dissolving the labor relationship with the original unit.

legal ground

People's Republic of China (PRC) social insurance law

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.