Can medical insurance be taken out?

The money in the medical insurance card can't be taken out, so you can only go to the designated hospitals and pharmacies for medical treatment and medicine purchase.

But in the following three cases, the money in the medical insurance card can be withdrawn and used:

1。 Termination of medical insurance card: if the insured person dies, relatives can go through the formalities of surrender with the death certificate;

2。 Immigrant of the insured: handle the surrender formalities with the certificate issued by the public security department;

3。 Transfer in different places: after local insurance, the balance of medical insurance account can be transferred to a new account.

Can the money in the medical insurance card be used for family members?

The insured person pays the expenses incurred by his close relatives from the surplus funds in his personal account over the years, and applies to the medical insurance agency in the insured place with the household registration book, marriage certificate, medical insurance card, original certificate of hospital charges, list, medical records and other relevant supporting materials.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Regulations on Employees' Medical Insurance

Twenty-second, personal accounts may not withdraw cash, overdraft, cost overruns and accumulated savings. When employees and retirees die, the balance of funds in their personal accounts can be inherited.

Social insurance law

Article 14 Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.