What kind of credit card is easy to use and affordable?

Which bank credit card is easy to use and affordable? Generally speaking, it is more appropriate for us to hold up to 6 credit cards. You can apply for credit cards of various banks according to your own consumption needs.

1, four major credit cards

The credit card approval of the four major banks is more urgent and strict than that of other banks, so we can handle the credit cards of the four major banks first, and then handle the credit cards of other banks. The reason for handling the credit cards of the four major banks is very simple, that is, the four major banks have the widest outlets, and most of our business in daily life is handled through the four major banks. Therefore, it is more convenient to handle the credit cards of the four major banks, which can avoid the problem of cross-bank handling in the follow-up business. It is also more favorable for subsequent bank loans.

ICBC credit card, BOC credit card, CCB credit card, ABC credit card, Bank of Communications credit card.

Introduction is as follows:

1, BOC credit card

China Bank Credit Card is an international standard credit card, with one card and two currencies, which is universal. No prepayment is required. You can spend easily at home and abroad with your card within the limit, and enjoy an interest-free loan for up to 50 days. China Bank has overseas branches in 20 countries and regions around the world.

China Bank Credit Card does not require a guarantor, deposit or cash deposit. To apply for a bank credit card in China, you only need to fill in the China Bank Credit Card Application Form, and attach copies of identity documents, permanent residence certificates and financial documents.

2. China Industrial and Commercial Bank Credit Card

China Industrial and Commercial Bank Credit Card is the most widely issued credit card in China. At present, the main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the card issuing pair, it is divided into business card and personal card, and personal card is divided into main card and auxiliary card.

3. CCB Credit Card

CCB Credit Card is a credit card issued by China Construction Bank. Credit cards issued by China Construction Bank are all called "Dragon Cards", including exclusive cards, business cards and car cards.

2. China Merchants Bank Credit Card

China Merchants Bank has also become the "first bank in the universe", because China Merchants Bank has the largest market value and the widest network, and its services are getting better and better. In addition, China Merchants Bank also cooperates with a number of offline stores, and you can get certain consumption discounts by using China Merchants Bank credit cards, so the cost performance of China Merchants Bank credit cards is still very high.

Summary: The use of credit cards pays more attention to quality than quantity, so it is more appropriate for us to control the number of credit cards within six. At present, different banks have their own advantages in credit cards, so you can handle them selectively according to your own needs.

The following are the credit card channels of Ping An Bank, China Merchants Bank, Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Minsheng Bank, China Everbright Bank and China CITIC Bank. You can apply for it yourself if necessary!

Credit card applications of China Merchants Bank and Ping An Bank

Credit card applications of China Everbright Bank and China CITIC Bank

Credit card applications of Agricultural Bank and Minsheng Bank