An introduction to the old-age security and welfare of French immigrants

Old-age security and welfare of French immigrants

Old-age security:

The state has also provided different lev

An introduction to the old-age security and welfare of French immigrants

Old-age security and welfare of French immigrants

Old-age security:

The state has also provided different levels of design for the elderly in terms of welfare facilities, service system and living environment, so that each elderly person can choose the most ideal lifestyle according to his own actual situation.

According to relevant research, by 2050, the number of elderly people in Europe will double. Among the 28 member States of the European Union, France has the longest life expectancy, but the retirement age of 62 is the youngest. The legal retirement age in Germany, Belgium, Luxembourg, Denmark, Spain, Finland, Greece and Portugal is 65, and Germany, Denmark and Spain plan to raise the legal retirement age to 67 in the next 10 year.

From the very beginning, France has formulated a national pension industry-related policy to promote coordination and cooperation among all regions and parties. On this basis, public institutions and private clinics form a network to provide social care and medical care for the elderly population in France. The French government has also strengthened financial subsidies to reduce the family burden of the disabled elderly and guided the society to form the understanding that "prevention is the key to the old-age policy".

The French government has successively launched two national pension plans, aiming to establish a diversified pension service system based on home and supplemented by institutions, and put forward strengthening measures to ensure that elderly people who cannot take care of themselves can freely choose whether to take care of themselves at home and strengthen the training of family caregivers. At the same time, the French government supports the development of various pension institutions. At present, there are more than13,000 institutions for the aged in France, with 700,000 beds, which is equivalent to 127 beds for every 1000 elderly people over 75. Among the institutions for the aged in France, 40% are public and non-profit nursing homes, 29% are private and non-profit nursing homes, and 22% are private and for-profit nursing homes. In addition, it is a community service center for the aged.

Pension benefits:

Welfare features: France has a unique, highly fragmented and inclusive old-age insurance system with comprehensive coverage and orderly differences. The old-age insurance system in France includes not only basic old-age insurance, but also other old-age insurance, such as supplementary old-age insurance and special security system.

Scope of application: France has set up many subsidies for retired elderly people, such as personalized self-care allowance (the amount varies from 1700 euros to 660 euros per month depending on the degree of loss of self-care ability), housing allowance (the amount is paid according to the income, accommodation and location of nursing homes) and mutual assistance allowance for the elderly, which is not enough to guarantee the minimum income of the elderly 1400 euros. The housekeeper allowance is applicable to the elderly who can't do housework, and the housekeeper can help with housework maintenance and government payment.

Immigrating to France has gained the status of a big country, while enjoying the advanced medical system in France, providing for the elderly and having a high-quality life experience different from that in China. French entrepreneurial immigrants have attracted more and more people from China to gain the status of a big country with the support of the French government and lead their families to start a high-quality life.

Further reading: the social welfare system of French immigrants

1) Old-age security system: The old-age insurance system in France consists of the general social insurance system. Supplementary pension system and non-working class pension system. The government spends 12% of GDP on old-age pensions every year, providing workers with a "basic pension" equivalent to 80% of their retirement wages.

2) Medical system: Medical insurance belongs to a basic social welfare security system for all in France. The national social security system provides about 70% medical insurance for residents, and the remaining 30% is purchased by individuals. For low-income and non-income residents, the state provides 100% medical disease insurance.

3) Family allowance: Any family living in France with more than one child, whether local or foreign, has the right to receive family allowance, which is funded by the employer and the government. There are many kinds of family allowances, including multi-child allowance, minimum family income allowance, single-parent family allowance, orphan allowance, children's school allowance, housing allowance, newly-married family loan and so on.

Citizens are protected by more than 400 kinds of welfare from birth to death. The characteristic of French social welfare is that you can enjoy it as long as you have legal residence status in France, regardless of nationality. National education is free from primary school to university. If the family income is below a certain standard, the child can get a subsidy of 249.07 euros at the beginning of each semester. Medical insurance in France is free. According to personal income, citizens pay at most one week's minimum wage every year, while the unemployed are exempt from this fee.

Mainly includes: unemployment relief, sickness insurance, industrial injury insurance, pension system, housing subsidies, disability subsidies, multi-child subsidies and so on. There are nearly 40 kinds of subsidies, and all kinds of subsidies have strict conditions and regulations. Under the protection of this system, with few exceptions, every Frenchman, from birth to death, can get basic social help when facing difficulties and will not be displaced. This is the so-called "guarantee system from birth to death". France, a huge social security system, was not formed in a short time. It has gone through a long road of development, from the beginning of19th century to the end of World War II, and gradually reached today's scale.