Which countries belong to high welfare countries?

Let me briefly introduce the welfare in Australia:

High welfare is accompanied by life.

Many people say that Australia is a paradise on earth. Apart from the leisurely and comfortable life here, Australia's welfare system is world-famous, and even the United States with high welfare can't compare with it.

The welfare enjoyed by Australians can be said to accompany you from cradle to grave, covering all aspects. From childhood to old age, the whole life process of birth, illness and death is taken care of by the welfare system.

Once a baby is born, he can enjoy the government's maximum child support of 342.8 Australian dollars every two weeks. In order to fully enjoy the government's policies and make themselves more economical and reasonable in the cost of raising children, Australians usually have to carry out "tax planning". Their best choice is to have three children, and the birth interval of these three children should not be too long. In this way, some items used by the boss, such as baby carriages, can be used by the second and third children, which is very economical and can also balance the government subsidies. Therefore, there is a saying in Australia that raising children is "one point pays, two points draws and three points gains". Walking in the street, we often see such a typical small family: a young couple, holding the eldest child in their arms, holding the second child in their arms, and the third child lying in the stroller.

From the first grade of primary school to the third grade of high school, education in public schools is free for Australians. Of course, the government will not subsidize those who attend private schools. Australian citizens can enjoy interest-free credit provided by the government when they go to university, and then repay the loan after graduation.

Adults who are unemployed after working can enjoy different unemployment benefits according to different situations. Single children are 380 Australian dollars every two weeks, single children are 465,438+065,438+0 Australian dollars every two weeks, and so on. Once every two weeks, it can guarantee the unemployed a good life. Of course, the social security department of the government will often recommend new jobs according to the situation and skills of the unemployed. When there is a more suitable job, the unemployed cannot refuse.

Even if people are old, they can receive social pension in time, at 440 Australian dollars every two weeks. This level can ensure that you live a well-off life with plenty of food and clothing, and the most important thing is to have good medical security. Therefore, the elderly in Australia are basically supported by the government. No one is worried about their old age, and their children have no mental and economic pressure to support them. Of course, this has also formed a relatively weak sense of kinship among Australians, and it is nothing new for children not to visit their elderly parents for several months.

Social security has everything.

Australia is one of the first countries in the world to implement social welfare system. As early as 19 10, the social security system has been established. Australia also has one of the best social welfare countries in the world. New immigrants can enjoy free medical insurance and family allowance immediately after arriving in Hong Kong. At present, a relatively complete social welfare network has covered all parts of the country. Australia is a typical welfare society, with many kinds of social welfare. Australia has comprehensive social security benefits, mainly including:

A family with children whose annual income does not exceed 65,000 Australian dollars can receive child support, which is about 50-300 Australian dollars per person every two weeks. The amount depends on the age and number of children and the total income and property of the family.

The special relief fund is paid to people who have difficulties in life. Only when the situation changes due to circumstances beyond their control can they apply, which is about 330 Australian dollars per person every two weeks.

Unemployment benefits Unemployment benefits are about 330 Australian dollars per person every two weeks. Anyone within working age who is able to work and willing to work but can't find a job can get it, but new immigrants have to wait two years before they can apply. At the same time, in order to enable the unemployed who seek to improve their employment opportunities and are receiving education, training or resettlement to earn enough income to support themselves and their families, Australia uses the "job-seeking subsidy" and "restart subsidy" schemes to encourage and support them to participate in or re-participate in employment. The "Vocational, Education and Training" program has significantly improved the employment and training opportunities of single parents (mainly mothers). There is also a project funded under special circumstances to encourage self-help and economic independence, while providing income subsidies and other subsidies.

Pensioners are at least 65 years old for men and 60 years old for women. The amount of pension will depend on personal income and assets, and meet the requirements of living conditions. The spouse of a pensioner can receive a pension, even if he or she is not eligible. Pensioners can get preferential medical drugs and other health care benefits, and other benefits include reducing transportation fees, local taxes, electricity fees and car registration fees.

Childbirth Allowance A one-time childbirth allowance of $950 is given to each child to help add supplies to the newborn.

In addition, there are study allowance, sickness and disability allowance, disaster allowance, remote area allowance, widow allowance, nursing allowance, spouse allowance, telephone allowance, rent allowance, transportation allowance, child care allowance and so on.

In particular, I have to mention Australia's medical welfare system, which is really enviable. National Health Insurance (Medicare) is Australia's national health insurance plan. New immigrants can enjoy most free medical services immediately, and patients with national health care diseases can also enjoy free treatment in public hospitals. The state will pay for patients: medical expenses, surgery expenses in public hospitals, and hospitalization expenses (including medicine expenses and meals). Under normal circumstances, medical practitioners and hospitals will settle accounts with the government in a unified way, and patients only need to swipe their cards without paying.

Although the state will not pay for patients to buy medicines, the government subsidizes many medical prescriptions through the Medical Subsidy Scheme. Low-income people (with an annual household income of no more than $24,000) only need to pay $2.60 for prescription drugs in pharmacies, and the rest are subsidized by the government.

High personal income tax

Get something for nothing People enjoy a series of social benefits "from cradle to grave", such as having a car, a house to live in, medical care for the sick and a sense of security for the old. As we all know, this "pie in the sky" good thing is based on a surprising amount of various taxes.

Australia's income tax revenue ranks first among all kinds of taxes, and 1998 income tax accounts for 58.2% of the total tax revenue. It is understood that the average annual income of Australian residents is 30,000 to 50,000 Australian dollars, and a family with an average annual income of 60,000 Australian dollars will pay personal income tax of10.55 million Australian dollars, plus other taxes such as consumption tax and health care tax, and more than 60% of the income will be "confiscated". The remaining 30% of the income, after deducting consumer loan interest such as mortgage and car loan and children's education expenditure, is not much left. Therefore, the social welfare enjoyed by Australians mainly comes from their own efforts, as the saying goes, "the wool is on the sheep."

The fiscal year is from July 1 day to June 30th of the following year. At the end of a fiscal year, everyone who has income in Australia (including non-Australian residents) must take the initiative to declare the annual income to the Inland Revenue Department, and the tax rate is generally 17% to 47%. Even if the individual's annual income is less than 6,000 yuan, he must declare it to the Inland Revenue Department. At the same time, if taxpayers meet the conditions of low-income families,

Australian personal income tax rate table unit/Australian dollar

The annual taxable income is taxable.

1~6,000 0

6,001~ 20.000 The tax rate is 17%.

20,001~ 50,000 2,380 fixed number +30% tax rate

50,001~ 60,00011,380 fixed number +42% tax rate.

Fixed number15,580+47% tax rate of 60,001and above.

According to a survey conducted by the Australian Taxation Association, compared with 10 years ago, the tax paid by taxpayers has increased a lot. Although the data released by the government show that some taxes have indeed decreased compared with the previous ones, they are still insignificant compared with the amount of new taxes.

Tax experts point out that people just rejoice at the increase of their pocket income, and then find that after paying various taxes, the total income actually decreases instead of increasing, which may be the price they must pay for enjoying high welfare!