What are the requirements for a gardener loan?

The conditions are as follows:

1. Have teaching qualifications, including public school teachers, private school teachers and public school non-teachers;

2. Pay social security for one year Above;

3. Good credit, no bad personal credit record;

4. Have stable income and ability to repay;

5. Comply with rural credit other requirements of the company.

Rural Credit Cooperatives (English name Rural Credit Cooperatives, Chinese abbreviation Rural Credit Cooperatives, Rural Credit Cooperatives) refers to establishments approved by the People's Bank of China, composed of members holding shares, practicing democratic management, and mainly providing financial services to members rural cooperative financial institutions.

Rural credit cooperatives are independent corporate legal persons. They bear responsibility for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Its property, legitimate rights and interests and business activities carried out in accordance with the law are protected by national laws. Its main task is to raise idle funds in rural areas and provide financial services for the development of agriculture, farmers and rural economy. In accordance with national laws and financial policies, organize and regulate rural funds to support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on usury.

Rural Credit Cooperatives are divided into the following departments: Rural Credit Cooperatives Cooperatives, Rural Credit Cooperatives International Finance Department, Zhengtong Rural Credit Cooperative Training School, Rural Credit Cooperative Credit Department, etc. It is a department under the dual leadership of the China Banking Regulatory Commission and the State Council .

The relationship between the county federation and an individual credit union is equivalent to the relationship between the head office and the branch.

There is a county federation in a county. At first, the county federation was under the management of the Agricultural Bank of China; after 1996, it was under the management of the People's Bank of China; after 1999, the People's Bank of China gradually established prefectures (municipalities) After 2003, the People's Bank of China withdrew, canceled the prefectural (municipal) cooperatives, and handed over the management of rural credit cooperatives to the provincial government, and the provincial government established The Provincial Cooperative Association manages the County Cooperative Association.

So far, from an economic and legal perspective, each county cooperative is equivalent to an independent bank (enterprise). The actual owner is the provincial government, and the county cooperatives in the province*** The provincial cooperatives were jointly invested in and established the provincial cooperatives, so the provincial cooperatives are actually the "sons" of the county cooperatives; from an administrative point of view, each county cooperative is an administrative department that manages credit unions, and the provincial cooperative is The highest administrative department, so the provincial federation is the "father" of the county federation. Because of their higher administrative status, the provincial federation has also become the actual manager of the county federation economically.