Three groups of people suitable for American immigrants

Three groups of people suitable for American immigrants

1. The data of people who are far-sighted and concerned about their children's education show that more than half of the high-net-worth people immigrate for their children's education. Problems such as school district, school, and the pressure of entering a higher school are realistic problems faced by many parents. Under the existing education system in China, children lack innovative thinking and ability, which makes parents worry about their children's future. So this group of people began to plan education problems for their children. In primary schools, junior high schools and senior high schools in the United States, most students are enrolled without entrance examination or interview, and are divided according to strict registration time and school district.

Now parents in China really try their best to let their children enjoy quality education. American education pays attention to pioneering thinking, mathematical logic and innovative ability, rather than simply defining children's ability by scores.

Second, the group of international students.

It seems more logical for international students to immigrate. In order to stay in the United States to work and live after graduation, immigration has become the simplest but necessary choice. These people have no language barriers and cultural values will not conflict with Americans, so they can integrate into the local area more quickly and start a new life. These people go abroad with the cultural values formed by thousands of years of history in China, and flowers are everywhere in the United States.

Third, outstanding talents from all walks of life.

These people may be business tycoons, industry elites, super-rich people and outstanding talents from all walks of life. They are already top talents in their fields, but in China, their own development is limited. After immigrating to America, they can become outstanding talents in the world. These people have made some achievements in capital or knowledge, have a stable social status and live an enviable life. At the same time, they have stable values, have no pressure to survive, will not be infected by the outside world, and enjoy the convenience of capital appreciation, freedom of migration and wealth management after immigration.

Extended reading: the cost of American immigration

I. Application fee

The application fee is relatively simple. If we don't talk about the very possible price increase for the time being, the current investment is generally $500 thousand. If we add other management fees and attorney fees, we can budget this part of the expenses to 600,000 dollars.

Second, the cost of education.

Most people emigrate for their children, so the cost of education is also part of the plan. If children attend public schools, education before university is completely free. What you need to pay is pen, ink, paper, inkstone, school uniform (in some schools) and some student activities. But these expenses are only one or two thousand yuan per person per year at most. However, if it is a private school, the tuition fee ranges from thousands to tens of thousands, generally between 20,000 and 40,000 per year. University expenses are very different.

According to the latest survey data, the average tuition fee of private universities is 3 1 000 per year, while that of public universities is more than 9,000 in the state and 22,000 out of the state. If accommodation, books, transportation and other expenses are added, the average annual expenses of private schools can reach 46,000, that of public states is about 23,000, and that of out-of-state is about 35,000.

Three. living expenses

After waiting for several years for the I-526 to land, there was no big expenditure. After landing, the first cost involved is the purchase or lease of the house. Due to different residence and personal requirements, this fee varies greatly. For example, if it is near Los Angeles, California, a four-bedroom house in an ordinary middle-class community will be between 500,000 and 654.38+00,000, but the same type of house may be half the price in Houston. Let's take 6.5438+0 million as an example. If you plan to buy a mortgage, the average mortgage term in the United States is 30 years (or less), and the current mortgage interest rate is between 4% and 5%. If the term is 30 years, the interest rate is 4.5%, and the down payment is 65,438+00%, then your annual mortgage repayment is about 55,000 dollars. But you also need to pay property tax, insurance and community management fees. There is no small difference in property tax rates among States in the United States. These extra taxes and fees will be around 20 thousand every year. So you will spend 6,543,800 yuan first, and then spend about 75,000 yuan every year. If you buy a house of 500,000 yuan, we can estimate the cost as half of the above: 37,500 yuan.

Four. living expenses

Let's look at the cost of living again. For a family of four, if it is an ordinary middle-class lifestyle, 5,000 yuan a month can be taken care of, including basic food, clothing, housing and transportation, or even lower. If you plan to buy two cars, the budget of 50,000 to 654.38+million can give you a pretty good choice.

Verb (abbreviation of verb) medical expenses

In addition, medical insurance is not a big expenditure. For a family of four, the monthly premium will be around $65,438+$0,000. Therefore, the annual medical budget1.5,000 to 20,000 should be enough. Even if there are serious illness expenses, as long as there is insurance, personal expenses will not be much higher than 20,000 (including premiums and medical expenses) because in the United States, there is a concept of "upper limit of personal expenses". If you are unfortunately seriously ill, the insurance company will pay all the expenses that exceed this upper limit.

What does this data mean to you? Green card holders can apply for naturalization after living in the United States for five years (including two-year temporary green card). For many people, the biggest worry is that they need to live in the United States for a long time in these five years, and they may not be able to manage their domestic business and maintain their previous income level. But after obtaining citizenship, there is no limit to your long-term residence in the United States. So for many people, the expenses of these five years need to be included in the total budget.

Excluding education expenses, the approximate expenditure (five years) is as follows:

Therefore, if you have a limited income in the United States for five years and rely entirely on your own savings to support your daily expenses, you need about $654.38+$6,000 to pay your basic living expenses before applying for and obtaining citizenship. If there are children attending private schools or universities during this period, further adjustments need to be made according to the above education expenses.

The above estimate is based on a family of four, leaving a lot of room. Where you live, your lifestyle determines your consumption level. For example, in some places, more than 200,000 yuan can give you a nice house with four bedrooms and two garages in front and back gardens. A family of three probably doesn't need the living expenses of $5,000 a month. In most cases, the insurance will not reach 20,000 per year.