How much income do China people need to buy a house in the United States before they can settle down?

Foreigners need to pay attention to buying a house in the United States:

1, purchase type

First of all, we must find out what kind of house to buy. There are many kinds of houses in the American real estate market, the most important ones are single-family villas, townhouses and apartments.

2. The area calculation is different from that in China.

The area of American houses is calculated by the area that people can live in, not by the building area. If there is no specialty in the basement of American villas, it will not be counted in the living area, nor will balconies and garages.

Moreover, the comprehensive price of real estate in the United States can not only look at the simple area price, but also take the housing price near the whole community as the benchmark. Many people buy single-family villas and conjoined villas, and the price of villas is affected by many factors, such as the quality of the area, the number of garages, the area of outdoor garden land and so on.

3. Housing costs

(1) Property tax

Property tax varies from state to state in the United States, and is generally a little more than 1%. The government will make an evaluation price for each house, and then calculate the property tax according to the evaluation price.

(2) Family insurance

When buying real estate in the United States, people usually buy home insurance. For a 500,000-dollar house, the monthly housing insurance premium is about 100, which is 1200 a year. In addition, states with frequent natural disasters often need additional natural disaster insurance, such as earthquake insurance in California and hurricane insurance in southern cities.

(3) Property fees Property fees are mainly for apartments. Generally, villas have no property and are built and maintained by themselves. The property fee is zero or only one or two hundred yuan a year;

Developers need to pay special attention to the situation of building new villas, and property fees may be more expensive. The property cost of an apartment is about $3,000 to $5,000 a year. The older the apartment, the higher the maintenance cost and the more expensive the property fee.

4. Factors affecting housing prices

Generally, a single-family villa in the United States has at least three bedrooms, and a conjoined villa has two bedrooms. Of course, the more bedrooms and bathrooms, the higher the price. For the same area, the house price is often proportional to the number of bedrooms, and the price is not calculated by multiplying the domestic area of China by the unit price. In addition, the more garden land outside American villas, the higher the total price will be.

5. The relationship between buying a house and immigration.

Generally speaking, there is no direct connection between buying a house and immigrating to America. Foreigners can apply for buying real estate in the United States only by providing identification and a visa to legally enter the United States.