How do Korean students studying in South China apply for student loans?

It is certainly possible to apply for student loans in China, but it is not clear whether South Korea provides loans.

Loans are relatively fast, and there are generally two kinds of loans: less loans and more loans. If you have enough funds, you can choose to borrow more and pay less. Simply put, you deposit a certain amount in the bank, and then the bank will issue you a loan certificate in the form of a loan according to a certain proportion, so that your predecessor does not need to have a deposit history. Generally speaking, the loan period is required to cover the whole period of your study abroad. For example, if you want to study abroad for two years, you need a loan for two years. Immigration will let you borrow it for such a long time, but in fact, you can repay the loan when you get the visa, at least many of my classmates are like this. As for which banks can handle it, I have heard of China Bank, Shanghai Pudong Development Bank and China CITIC Bank. It seems that China Bank in Beijing can't do it, but Shanghai can. If necessary, you can call for specific rates and so on. As for the processing stage, this should be easy to handle (as long as you meet the requirements), it can be done before submitting the visa, and it will take effect immediately. As for interest, I think it's not good. It's about five to six. You'd better consult the bank for details. The mortgage rate of the loan is generally between 90% and 58%, depending on the length of the loan. For example, if you want to borrow 340 thousand, you need to deposit 400 thousand for three years And the money you deposit in the bank also bears interest (you can deposit it for a fixed period).

I hope I can help you.