How high is the loan interest rate of China Bank?

Recently, I watched CCTV discuss the topic of credit card payment in catering industry and other industries. This is a daily - happened thing. Credit card spending is not allowed in many places, which is very inconvenient, but the other party said that the credit card handling fee is too high, and there is no money to earn when the credit card is handed over to the bank. CCTV revealed that the handling fee of 2% is indeed a bit high. I know that some industries, such as color TV, have a profit of only 5%. Is it profitable to get rid of 2% when buying a TV card? A car dealership said that the cost of swiping a card for one year is higher than the maintenance cost of the store. A friend is a boss, and his son immigrated to Canada at school. He recently went to Canada to buy a house for his son and prepared to pay in full cash. But when I arrived, I found that the bank's mortgage interest rate was too low, only 2.4%, and the down payment was only 10%. The interest rate was too low, so he used more loans instead of paying cash. What is the bank loan interest rate in China? I recently asked people in banks and enterprises. A business owner said that his factory is not bad, and he can get a bank loan with an interest rate of 8% and a rise of 20%, not including public relations expenses. Some bankers told me that the lowest interest rate is 6.5%, and it is normal to go up 10% and 20%. There are some good enterprises, the bank will go down 10%, but the public relations expenses and interest rate expenses will not be lower than 10%. Why is the loan interest rate of China Bank more than four times that of Canadian Bank? The bank loan interest rate is so high, but the deposit interest rate is very low. Some rich people directly look for enterprises, and I will give you money, just give it to me at the bank loan interest rate. There are many smart people or powerful people in banks, so they pool idle funds of enterprises or society to lend and earn several times the interest rate of banks. Because of the high loan interest rate, usury in society is spreading step by step. Usury has become an unbearable burden in China's economy and society, and many bosses jump off buildings and run away because of usury. Didn't the government say it supported enterprises to develop the economy? China's corporate tax is already very high, plus the high interest rate of bank loans, how can enterprises live? How to do the economy? The business owner said, we just work for the bank. This statement reveals too much helplessness. Strangely, the interest rate of bank loans is so high, four or five times higher than that of foreign countries, or even more, while domestic banks are in crisis and need assistance. Whether financial institutions should be rescued, and whether China paper money is over-issued, Zhou Xiaochuan, governor of the central bank, recently wrote an article to fully defend this issue: for the first question, his view is that problems in the financial industry must be saved, otherwise it means collective bankruptcy or even death; China is a transitional economy, and financial institutions undertake policy, semi-policy or institutional tasks. Because financial institutions have problems, it is difficult to say who should bear the responsibility, and it is irresponsible not to rescue them. With such a high loan interest rate and so much money, how can banks need government assistance, that is, let taxpayers pay for the bank? Where did the money earned by the bank go? The bank said that all the profits were given to the government. The price of two barrels of oil kept rising, and the people opposed it. Two oils also said that the money for the price increase was handed over to the government. Real estate developers also look innocent. No matter how high the house price is, the government will make money. China real estate is the purse of local government finance. Without real estate, local governments in China cannot survive. High taxes, usury, high oil prices, high fees, high housing prices and high investment are so high that the government has no money to spend in the economic crisis. The reform of income distribution system in China must limit and save government expenditure.