Good at borrowing other people's funds and inspiring stories.

The entrepreneurial legends of successful people will make you understand that the most important reason why you can't realize your dreams is that you are not capable, thoughtful and courageous enough. The following is an inspirational story I collected for you that is good at borrowing money from others. You are welcome to study for reference. I hope it helps you.

An inspirational story of being good at borrowing other people's funds 1 Dumas said in his play The Problem of Money: "Business is borrowing other people's funds."

Yes, business is as simple as that: borrow other people's money to achieve your goals. This is a way to get rich. Even if you are rich, you shouldn't miss such an opportunity.

Honesty is an irreplaceable virtue. Honesty can show a person's heart more than any other quality.

With the good reputation of honest management as the guarantee, Mr. Hilton borrowed millions of dollars to build luxury hotels with parking spaces near many big airports.

"Using other people's money" must repay the principal and interest at the agreed time. People who lack honesty, even sweet words, will be seen through. Use other people's money. First of all, honesty. Honesty is the foundation of success in all undertakings.

Business is borrowing money from others. Borrowing other people's funds, banks are good friends. The main business of banks is to lend money, lend money to honest people and earn interest; The more you borrow, the greater the profit. The purpose of bank lending is to develop business, and lending for the enjoyment of luxury life is not worth encouraging.

Let's look at the example of Charlie Simmons. Charlie Simmons of Dallas is a millionaire. At the age of nineteen, except for a job and only some savings, he was almost as poor as other children of his age. Every weekend, Charlie regularly goes to the bank to deposit money. One of the shop assistants noticed him and thought that the child was born smart and knew the value of money.

Charlie decided to start a business and buy and sell cotton. The clerk borrowed a sum of money from him. This is the first time that Charlie Simmons has used other people's money. A year and a half later, he switched to buying and selling horses and mules. After several years, he accumulated a lot of experience.

Once, salesmen from two insurance companies came to see him. Both of them are excellent insurance salesmen with excellent performance. They started their own company with the income from selling insurance, but they didn't manage well and had to sell it to others.

Many salespeople can make a profit as long as their performance is good, which is a wrong idea. Improper management will erode profits. That's their problem. Neither of them knows how to manage.

They're gone, Charlie. Tell me about your failure. "Their company is gone, and the commissions earned by selling insurance have paid tuition fees so far. Nowadays, it is difficult to support the family. "

"We are good at promotion and should give full play to our advantages. You have professional business knowledge and experience. We need you. With your cooperation, you will succeed. "

A few years later, Charlie Simmons bought all the shares in the company he founded with two salesmen. How is he rich? Use other people's money plus your own savings. Borrowing money from the bank, of course. Because he knew that the bank was his childhood friend. Simmons learned that an insurance company in Chicago established basic information for all customers who actively consulted, and directly developed interested "prospective customers", which achieved very good results.

Many salesmen are afraid to visit strange customers, wasting many potential opportunities. The "potential customer base" is the customers who are interested in it, and it will not make the salesman feel afraid, and the probability of transaction is greater.

The way to encourage customers to take the initiative to consult is advertising, but the advertising cost is very expensive.

Charlie got a loan from Dallas Bank. The bank is very happy to lend money to someone as honest as Charlie Simmons with a feasible plan. Charlie's loan amount is unlimited. His life insurance company has only 400,000 yuan of original capital. Due to the quasi-customer group system, he made a profit of 40 million in just ten years. Later, he used other people's money to invest in hotels, office buildings, manufacturing plants and other enterprises.

Be good at borrowing other people's funds. Inspirational Story 2 Wang is the first software company in the world to achieve a revenue scale of 654.38 billion US dollars. He is also called the only person in China software industry who can compete with Bill? Gates' challenge.

As a descendant of immigrants, Wang began to think about his future livelihood very early. While studying, he saw a two-and-a-half-page advertisement for a computer programmer in The New York Times. I think there must be a great demand for programmers in the market, so I went to learn computer program development.

After graduation, Wang entered the standard data computer company, learning both programming and marketing, and learned a skill. Soon, an opportunity ignited Wang's entrepreneurial dream: a Swiss company named CA came to the United States to look for a sales agent. Wang thinks he has the ability to do it well. But unfortunately, he has no money to set up a company.

"I don't want to miss this opportunity!"

Wang said in an interview with the Global Chinese Business Hall of Fame. In addition, he came up with a way. He didn't have enough money, so he found several partners to chip in. That's not enough. They applied for all the credit cards they could get and overdrawn the maximum amount together as a supplement.

They also try their best to save costs: for example, find a landlord who needs labor and offset the rent by working for the landlord.

"When the income comes in this month, we will pay back the credit card of last month and then overdraw it. For several months, we have relied on this credit card overdraft turnover. " Because of this experience, someone later asked Wang, what about you and Bill? What's the difference between Gates? He said, "Bill doesn't know what it's like to be hungry."

Be good at borrowing other people's funds. Chen Jianghe, once the richest man in Indonesia, started his business at the age of 17. From selling parts to oil companies, I slowly expanded my business until I became an engineering contractor of oil companies. Later, I entered the log processing industry and founded a plywood factory.

At first, Chen Jianghe did business by his own skills and abilities. Later, he hoped to enter more industries, such as palm planting, and make the company bigger. He felt that he was not strong enough. At that time, Indonesia's political and economic environment was complex, and palm planting and expanding companies needed social relations and background support. But he didn't.

Faced with difficulties, Chen Jianghe had no choice but to quit. He said that the relationship is unnatural, it doesn't matter, he will find a relationship. After many twists and turns, he found Lin Shaoliang, a China entrepreneur who had a hard relationship and background in Indonesia at that time, and proposed his own project to invite Lin Shaoliang to cooperate.

"I told the old man that I have nothing to do, but I have the ability to do business well. You have a relationship. You don't have to do it yourself. You can help me solve this problem. Let's work together to make this bigger. "

In an interview with the Global Chinese Business Hall of Fame, Chen Jianghe recalled.

Lin Shaoliang appreciates Chen Jianghe's ability and courage. I readily agreed to the cooperation plan. Their palm oil project has also created a miracle of Indonesia's planting industry, earning more than $654.38 billion in just five or six years.

Bao Yugang is one of the most successful entrepreneurs in Hongkong in the 20th century.

His business also started with borrowing money.

First, he borrowed money from a friend to buy a broken boat. Then, he used the boat to mortgage the bank. Take out a loan to buy a second boat. By analogy, he used his friend's mortgage-free loan to develop his business in a rolling way. The most classic is that once, he bought a new boat with a loan, without mortgage.

How do we do this?

He first placed a shipbuilding order with a Japanese shipyard. With the shipbuilding order and his own credit, he signed a lease agreement with a Japanese freight company to lease the ship to the other party. Finally, he told the bank both of these things.

"I ordered a new ship in Japan, the price is 1 ten thousand. At the same time, I also signed a charter agreement with a Japanese freight company. After the ship was built, they rented it at an annual rent of 750 thousand. They can guarantee this, as long as the boat comes out, the rent will not be a problem. So I want to ask everyone for support and give me a loan of 1 10,000 to build this ship? "

As soon as the bank heard about 654.38+00,000 shipbuilding, the annual rent was 750,000, and the loan was paid off in less than two years. And this 750 thousand rent is guaranteed, of course, you can lend it to him. In this way, Bao Yugang's dream came true.