How good are the benefits of Canadian immigrants?

Canada has a sound education and social welfare system. Canada has been selected by the United Nations as the most livable country in the world for seven consecutive years. Therefore, Canada is known as an "immigrant paradise".

1, Employment Insurance (EI) If Canadian residents (hereinafter referred to as permanent residents and citizens of Canada) have been working continuously for half a year and cannot continue working due to unemployment, illness, childbirth or adoption, they can get temporary income through the national employment insurance plan, that is, they can get regular subsidies for a certain period of time to alleviate the impact of unemployment. The amount of subsidy an applicant receives depends on the length of his working hours and the local unemployment rate. To apply for subsidies, you must go to the Canadian Employment Center, which is the institution that handles social insurance cards (social insurance numbers). 2. Medical Insurance Medical Service Plan (MSP) Every province in Canada has a medical insurance plan to provide cheap and high-quality medical services. The Canadian government allocates about 4.8 billion Canadian dollars every year to realize health care benefits. The insurance plan includes medical services, consultation fees, hospitalization fees and surgery fees, but does not include medicines. If your family doctor thinks you need hospitalization or even surgery, regardless of the size of the surgery, all the expenses will be borne by the medical insurance plan. During hospitalization, patients don't have to pay any fees for food and medicine. Most prescription drugs for the elderly over 65 and those receiving social assistance are provided free of charge. 3. Canadian retirement plan (CPP) Except Quebec, all provinces in Canada implement the Canadian retirement plan. The Canadian retirement plan is a public insurance plan. Canadian residents who deduct a certain amount of pension contributions from their monthly income can get subsidies through this scheme after retirement or long-term physical disability. Pensions must be taxed, and applicants can get pensions anywhere in the world. Quebec has its own plan called "Quebec Retirement Plan". 4. Social Welfare Social welfare is the cornerstone of Canada's welfare system, which is used to ensure the basic living standard of every Canadian resident. Canadian residents can apply for this benefit if they have no income and their bank deposits are below $65,438+0,000. If a person can get 500-700 Canadian dollars a month, a family of three can get about 1 100- 1300 Canadian dollars a month, which is enough to maintain a low living standard. New immigrants usually do not enjoy this benefit in the first six months, so they need a sum of money to live in Canada for six months. 5.VocationOpportunity The Canadian government stipulates that full-time employees can get two weeks (ten working days) paid vacation every year after working for one year; After working for five years in a row, you can get three weeks' paid vacation every year. Vacation cannot be replaced by salary, and employees cannot be dismissed because of pregnancy. In addition, you can get unpaid maternity leave, continue to keep your pension or medical plan, and return to your original job after maternity leave. During maternity leave, pregnant women can apply for employment insurance EI. 6. Old-age security The legal retirement age in Canada is 65. Canadian residents, regardless of their assets or income, are eligible to participate in the Old Age Security Scheme as long as they have lived in Canada for more than ten years. It should be noted that the pension is not automatically paid by the government after you reach retirement age. You must apply to the government for a pension in1February before your 65th birthday. In fact, the pension is similar to the minimum living allowance in China. The amount of pension depends on the number of years the applicant has lived in Canada and is paid by the federal government on a monthly basis. 7. Milk Gold Child Tax Benefit In Canada, every child can receive a milk gold subsidy once a month from birth to 18 years old, depending on the income of parents last year. Of course, individual families with higher incomes do not have such treatment. The purpose of setting up this subsidy is to help low-income families and encourage everyone to have more children. 8. Child care subsidy In Canada, preschool education for children before the age of 6 is self-funded and expensive. A child's monthly child care fee is 600-800 Canadian dollars. Many low-income families do not have the financial conditions to let their children receive early education, so the government specially allocates funds to set up child care subsidies. According to the specific situation of the applicant, the government sometimes subsidizes half, and sometimes fully subsidizes, and the subsidy is directly distributed to the kindergarten where the child attends. There is a queue to apply for child care allowance, so you should submit your application as soon as possible. The government will give priority to families where both husband and wife are working or studying and have little income. 9. GovernmentHousing In order to ensure that everyone has a house to live in and that low-income people can get a house, the Canadian government allocates funds to build a large number of government houses every year, which are managed by specialized companies entrusted by the government, rented at extremely low prices, and are often beautiful buildings. In principle, any Canadian resident can apply, but its special charging method automatically excludes the rich. The basic charging principle is to pay rent according to a certain proportion of income, generally 25% to 30% of monthly income. If your monthly income is only 1000 Canadian dollars, you only need to pay the rent of 250 Canadian dollars, and you may live in a large apartment with two bedrooms and one living room or three bedrooms and one living room. But if your monthly salary is 10000 Canadian dollars, you have to pay the rent of 3000 Canadian dollars, which is very uneconomical and more than enough to buy a house. Therefore, it is guaranteed that low-income families can also have houses to live in. 10, Guaranteed Income Supplement (GIS) If you have little or no income, you can apply for a monthly income guarantee allowance. The definition of income includes pension, living expenses, wages, unemployment insurance, labor remuneration or welfare from other countries. The less income, the more income security allowance. If you are married, your spouse's income will be taken into account when calculating the number of GIS you deserve. GIS must be reapplied every year. Spouse with grayish yellow (SPA) can enjoy spouse allowance if it meets the following conditions: 1 1, aged between 60 and 65, and the spouse is a pensioner. 2, the total income does not exceed the prescribed amount. 3. Have lived in Canada for at least 10 years after 18 years old. SPA must be reapplied every year. This allowance can be paid until you remarry or reach the age of 65, even if your spouse dies. 12, Pregnancy Allowance Pregnant mothers can start to receive pregnancy allowance eight weeks before delivery at the earliest, and applicants have to wait two weeks before they can start to receive the allowance. Therefore, pregnant mothers can take maternity leave at least 10 weeks before the expected date of delivery, and then immediately apply to the Canadian Human Resources Employment Insurance Office for pregnancy allowance. The pregnancy allowance can only be paid for 15 weeks at most, but it will stop after the child is born 17 weeks. If the baby needs to be hospitalized due to health problems, the period of 17 weeks can be extended until the baby is discharged from the hospital and taken care of at home, but it cannot be delayed more than 52 weeks after the baby is born. In any case, the pregnancy allowance can only be paid for 15 weeks at most. 13. Parenting allowance A baby's biological parents or adoptive parents can receive a childcare allowance for up to ten weeks, so that they can stay at home and take care of their newborn baby or adopted child. If the child has health problems and needs special care, the childcare allowance can be increased to 15 weeks. This allowance can be collected by one mother or father or shared by both parents. If two people receive parental allowance together, each person will have to accept a two-week waiting period without allowance. If the mother has already passed the two-week waiting period when receiving the pregnancy allowance, there is no need to go through the two-week waiting period when receiving the child-care allowance. Parenting allowance can be collected as early as the baby's birthday or the day after the adopted child returns to China. The ten-week holiday shall not exceed 52 weeks after their birth or return home. 14, sickness allowance sickness allowance is to help those employees who can't work due to illness, injury, quarantine and other reasons solve their financial difficulties. Sickness benefits can only be paid for 15 weeks at most, but you must have worked for 700 hours in the past 52 weeks or since you received employment insurance last time. Sickness allowance, pregnancy allowance and childcare allowance can be received within the same allowance period, but the total amount cannot exceed 30 weeks. To apply for sickness allowance, you must provide a doctor's certificate to prove that you are sick and the recovery time you need.