Job Recruitment Website - Immigration policy - How to apply for a personal study loan from Shanghai Pudong Development Bank? What information do you want?

How to apply for a personal study loan from Shanghai Pudong Development Bank? What information do you want?

More and more people are studying abroad. But the cost of studying abroad is too high for ordinary families to afford. Fortunately, all banks have provided loan services for studying abroad. Many friends also ask, how about the overseas study loan of Shanghai Pudong Development Bank? How did you apply? Let's take a look!

Application conditions

1. Borrower: overseas students, or their immediate family members, or their spouses;

2. Age: with full capacity for civil conduct, and the maturity date of the loan is generally not more than 55 years old;

3. Household registration: if the borrower is an overseas student, he should have a permanent residence or other valid residence status at the lender's place before studying abroad; The immediate family members or spouses of the personnel shall have permanent residence or other valid residence status in the area controlled by the Lender;

4. Living conditions: If the borrower is the immediate family member or spouse of the overseas student, he needs to have a fixed residence;

5. Wage income: If the borrower is an immediate family member or spouse, he must have a stable occupation and income source and have the ability to repay the principal and interest on schedule.

Application material

If the borrower is an international student, please provide:

1. Identity card, household registration certificate and marital status certificate of the borrower and its spouse.

2. The ID card and academic credentials of the overseas students, the admission notice for studying abroad issued by the school and the proof of the cost of studying abroad, and the China passport of the entry visa of the country where the school is located.

3. Specify the ID card and mailing address of the domestic contact person.

4. Certificate of title and evaluation data of mortgaged property.

5. The identity card, household registration certificate and marital status certificate of the third party mortgagor (pledger) and his spouse.

If the borrower is the immediate family member or spouse of the overseas student, it is also required to provide:

1. Proof of immediate family members of the borrower and international students.

2. The borrower's income certificate.