Why should overseas real estate investment choose Australian real estate?

"Permanent property rights, no inheritance tax, private land and real estate, down payment of 65,438+00%, loans from overseas people, high annual return on investment" and so on, these words often appear in the advertising language of Australian real estate promotion, but the policies they represent are real. Many people say that Australian real estate prices have been rising and Australian real estate is worth investing. Australian real estate investment has a high safety factor and a simple investment method.

I. Macro-environmental analysis

A stable economic environment.

Compared with the chaotic regulation of China property market, Australia has the most stable real estate investment environment. From the macro environment, first of all, Australia's natural conditions and welfare benefits are the most superior. Fresh air, perfect social system and stable political system keep Australia away from disputes, and it has been selected as one of the most suitable countries for human habitation by the world over the years.

Secondly, Australia's economic flexibility is good. Even in the global economic crisis, Australia has not experienced economic recession. It is one of the few countries in the world that has kept prices stable and has no inflationary pressure. Australia has achieved rapid economic growth and major economic restructuring. On the premise that investment does not harm Australia's national interests, the Australian government has encouraged foreign investment in Australia for many years, and large enterprises from various countries have continuously injected it, maintaining strong economic productivity.

It is very important for investors that a country has a stable economic environment, which determines the level of market risk. The Australian real estate market has maintained a steady growth trend for many years. According to RESIDEX's statistics, in the past 30 years, the average property price in Australia has been increasing every 10 year, which means that the property price will double every 7-8 years. And the average annual rental return of 5-7% is easy to raise interest by rent, and the house price and rent continue to increase.

Australia has rich educational resources and scientific research level. Excellent teachers let a large part of China families choose to study in Australia, so there are many international students. This laid part of the demand for the rental market. In addition, as an immigrant country, Australia has different types of immigrants.

Many countries, compared with Britain and the United States, have lower immigration threshold and more comfortable life, thus attracting a large number of overseas elites to settle here. The data shows that the average annual number of new immigrants in Australia is about 6.5438+0.5 million, which greatly exceeds the housing supply. It can be said that education and immigration have laid the demand for the housing market and provided an extra guarantee for investing in Australia.

2. Education and immigration promote population growth.

Australia has rich educational resources and scientific research level. Excellent teachers let a large part of China families choose to study in Australia, so there are many international students. This laid part of the demand for the rental market. In addition, as an immigrant country, Australia has many types of immigrants. Compared with countries such as Britain and the United States, the immigration threshold is lower and life is more comfortable, thus attracting a large number of overseas elites to settle here. The data shows that the average annual number of new immigrants in Australia is about 6.5438+0.5 million, which greatly exceeds the housing supply. It can be said that education and immigration have laid the demand for the housing market and provided an extra guarantee for investing in Australia.

Two. Housing market analysis

1. The transparency of relevant information is high.

Australia's real estate industry ranks first in the world. The information is highly transparent, the construction cost and house price are basically completely transparent and controllable, and the profit rate has a clear legal scope. Detailed data of developers and properties can also be found through the websites of corresponding institutions, including the education level, age stratification and occupational structure of surrounding residents, which can be used as the basis for rational analysis. In addition, Australian housing prices are determined by many parties.

Participation in the formulation will be publicly quantified by professional evaluation institutions such as banks, and government departments have long-term statistical analysis of local regional housing prices, and the entire housing prices and profits are basically completely transparent.

2. Standardized housing operation market

The Australian government has strict regulations on the qualification examination and approval of personnel engaged in the real estate industry, including lawyers, agents and brokers. Professionals engaged in real estate activities must have certain academic qualifications and corresponding practical experience, pass the examination and issue qualification certificates, and can only practice after registration. The industry is very standardized. Whether buying a house, selling a house or renting a house, Australia has the most perfect system to protect property owners. For overseas buyers, a clear and transparent operating market ensures the safety of investment, and buyers can invest overseas without worrying about themselves, that is, worry and peace of mind.

3. Strictly control the construction quantity and the vacancy rate is low.

In recent decades, the annual increase in housing prices in Australia is also closely related to the number of immigrants. A large number of population growth every year greatly stimulates domestic demand. The Australian government strictly controls the amount of housing approval, but the amount of housing construction is far behind the population growth, which directly leads to the situation that one room is hard to find. According to international practice, the housing vacancy rate of 5%- 10% is a reasonable area. At this time, the balance between supply and demand is conducive to the healthy development of the national economy. /kloc-the vacancy rate between 0/0% and 20% is a dangerous area, and some measures should be taken. If the vacancy rate is above 20%, it is a serious backlog area. The annual housing vacancy rate in Australia is basically below 3%, far below the world average. According to government statistics, Australia's population grows by an average of 3,800 people per week, and the annual immigration quota is around 200,000. It is estimated that by 20031,the demand for housing in Australia will be 663,000 sets higher than the supply.

4. Advantages of permanent property rights

Most of the land in Australia is privately owned, and the owners have permanent property rights and inheritance rights, and there is no inheritance tax. Moreover, it is one of the few developed countries in the world without property tax, which effectively reduces the cost of long-term holding.

5. Low down payment and flexible combination.

Australia has low down payment, flexible portfolio, low investment risk and sufficient financial leverage, which is very attractive to overseas investors. 10% down payment is affordable for most people. Compared with stocks, funds, etc. Real estate is the most stable investment project. Australia 10% down payment is deposited in the trust account, which is supervised by the government, and it can be combined with the principal and interest, and there is no risk at all. Australia allows overseas people to borrow up to 80%, which makes it easy to raise interest by renting. It also allows them to cash out from the bank directly through the value-added part to realize the asset portfolio of "one suite, two suites and four suites" and maximize the benefits by using financial leverage.

6. Great value-added potential

In Australia, due to various comprehensive factors such as government regulation and economic stability, the trend of house prices is quite stable, doubling in about seven to ten years.