Tongxiang society insurance enterprise bureau

Detailed rules for the implementation of social endowment insurance for urban and rural residents in Tongxiang City

16: 45 on September 19, 28 [large, medium and small ]

I. Procedures for enrollment registration

After the enrollment of social endowment insurance for urban and rural residents is accepted by the village (community) where the insured is registered, it shall be reported to the labor security management office of each town (street, Zhendong New District) for review and unified reporting.

(1) For the insured persons who meet the requirements of the Implementation Measures and are aged between 16 and 6, when they register in the village (community) where their household registration is located, they must provide a copy of their ID card, a copy of their household registration book and a one-inch bareheaded photo, and at the same time fill in the Registration Form for Social Endowment Insurance for Urban and Rural Residents in Tongxiang City. If the village (community) meets the requirements after the preliminary examination, it shall be reported to the labor security management office of the town (street, Zhendong New District) to which it belongs.

(2) Urban and rural residents who have reached the age of 6 before the implementation of the Implementation Measures (born before December 31, 1947), who are not covered by the basic old-age insurance for employees or existing social old-age security, shall go through the one-time payment registration formalities in the village (community) where they are registered before December 2, 28. Fill in the Registration Form for One-time Payment of Social Endowment Insurance for Urban and Rural Residents in Tongxiang City, and report it to the labor security management office of the town (street, Zhendong New District) if it meets the requirements after the preliminary examination of the village (community).

(3) The labor and social security management offices of towns (streets, Zhendong New District) are responsible for reviewing the Registration Form for Social Endowment Insurance for Urban and Rural Residents in Tongxiang City and the Registration Form for One-time Payment of Social Endowment Insurance for Urban and Rural Residents in Tongxiang City. For eligible insured persons, electronic documents are made in a unified format, and after summary statistics, they are reported to the Municipal Social Insurance Bureau for registration procedures in the form of copying and relevant written materials. The electronic document items include: name, gender, citizenship number, town (street), village (community) where the household registration is located, address, payment category and selected payment base, etc.

(4) after being approved by the municipal social insurance bureau, for those who meet the conditions of insurance, individual insurance records of social endowment insurance for urban and rural residents shall be established in accordance with the regulations, and the Tongxiang Urban and Rural Social Endowment Insurance Payment Manual shall be issued, which shall be distributed by the labor security management offices of towns (streets, Zhendong New District) to their respective villages (communities) and distributed to the insured.

(5) All rural family planning couples who are 45 to 6 years old and meet the conditions of family planning reward and assistance, and participate in the social endowment insurance for urban and rural residents according to the provisions of the Implementation Measures, need to fill out the Application Form for Special Subsidies for Urban and Rural Family Planning Couples to Participate in the Social Endowment Insurance for Urban and Rural Residents when registering in the village (community) where their household registration is located. After the appraisal of the villagers' committee, the family planning office of the town (street, Zhendong New District) made a preliminary examination and publicized it, and reported it to the Municipal Family Planning Bureau for confirmation and then submitted it to the Municipal Social Insurance Bureau.

(6) Upon reaching the statutory retirement age of the basic old-age insurance for employees, the personnel who meet the provisions of Article 34 of the Implementation Measures shall immediately go through the formalities of registering the social old-age insurance for urban and rural residents and converting the basic old-age insurance for employees into the payment period of social old-age insurance for urban and rural residents.

II. Payment Standards and Methods

(1) According to the provisions of the Implementation Measures, the insured shall choose the payment base and pay the social endowment insurance premium for urban and rural residents annually according to the prescribed proportion and standards.

urban and rural residents who have reached the age of 6 before the implementation of the implementation measures (born before December 31, 1947) can pay the social endowment insurance premium for urban and rural residents for 15 years in one lump sum according to the payment base and proportion stipulated in the implementation measures before December 2, 28. City and town (street) finance shall be subsidized according to the subsidy standard of the corresponding year 15 years before the implementation of the Implementation Measures.

(2) The payment base of social endowment insurance for urban and rural residents is approved by the Municipal Bureau of Statistics, and the Municipal Labor and Social Security Bureau and the Municipal Finance Bureau announce the individual payment and financial subsidy standards every year. Determine the payment base * * * divided into three grades, namely:

1. Last year, the per capita net income of rural residents in the city;

2. The per capita disposable income of urban residents in last year;

3. the average of the sum of the above two.

rural residents can choose one of them as the payment base, and urban residents can choose one of the latter two as the payment base.

(3) The individual contribution rate of social endowment insurance for urban and rural residents is 8%.

(4) when urban and rural residents pay insurance premiums, the municipal and town (street) finance will give subsidies at 5% of the current payment base (rural residents will be subsidized at 5% based on the per capita net income of rural residents in the city), of which 3% will be used to establish the insured subsidy account and 2% will be used to establish the urban and rural residents' social endowment insurance pooling fund.

(5) According to the implementation opinions of Zhejiang Provincial People's Government on the reward and assistance system for rural family planning (Zhejiang Zhengfa [26] No.5), the rural family planning couples aged 45-6 who meet the conditions of reward and assistance and participate in the social endowment insurance for urban and rural residents according to these measures can be given a special subsidy of 3% based on the per capita net income of rural residents in the city during their insurance payment period and credited to the subsidy account.

(6) if the insured fails to pay the social endowment insurance premium for urban and rural residents in time in the current year due to special reasons, they can pay the social endowment insurance premium for urban and rural residents in the previous year according to the current payment standard, and the municipal and town (street) finance will give subsidies according to the subsidy standard of the previous year.

(7) if the insured pays the annual fee to the age of 6 and the payment period is less than 15 years, they can apply for a continuation of payment, and the longest continuation of payment is not more than 5 years. If the payment period is still less than 15 years when they reach the age of 65, they can make a one-time payment for 15 years according to the current payment base, and the municipal, town (street) finances will subsidize them according to the financial subsidy standards of the previous corresponding years.

For those who have reached the age of 45 before the implementation of the Implementation Measures, if they are insured immediately after the implementation of these Measures and pay their fees continuously, when they reach the age of 6, they can make a one-time payment for 15 years according to the current payment base, and the municipal, town (street) finances will subsidize them according to the financial subsidy standards of the previous corresponding years, and at the same time enjoy the social endowment insurance benefits for urban and rural residents according to the provisions of the Implementation Measures.

(8) In 28, the towns (streets, Zhendong New District) are responsible for the collection of social endowment insurance premiums for urban and rural residents, and the subordinate villages (communities) are responsible for the collection, and the payment vouchers for social endowment insurance for urban and rural residents are required to be issued. In the future, the insured should pay the annual social insurance premium to the credit cooperatives in this city with the Tongxiang Social Endowment Insurance Payment Manual between January 1th and December 2th every year, and the credit cooperatives' business outlets will issue special receipts for social insurance for urban and rural residents.

(9) The subsidy funds undertaken by the municipal finance, towns and streets shall be included in the special accounts of social endowment insurance for urban and rural residents.

III. Establishment and management of individual payment accounts and subsidy accounts

(1) Before the 2th of each month, the labor and social security management office of each town (street, Zhendong New District) shall submit the last month's insurance payment register (name, citizenship number, household registration, town (street) village (community), payment category, base and amount) to the city in the form of paper and electronic documents.

(2) For some rural family planning couples who have enjoyed special financial subsidies, if they do not meet the conditions of reward and assistance in the future, the Municipal Family Planning Bureau will submit the list to the Municipal Social Insurance Bureau before the end of each year, and stop enjoying the special financial subsidies for the next year according to the provisions of the Implementation Measures, and return the special financial subsidies they have enjoyed.

(3) The Municipal Social Insurance Bureau shall bear interest on the personal payment account and financial subsidy account of the insured person every year according to the time when the personal payment arrives and the prescribed bookkeeping interest rate, and the family planning subsidy shall bear interest according to the actual arrival time.

(4) The insured can inquire about individual contributions and financial subsidies from the municipal social insurance bureau or the town (street, Zhendong New District) labor security management office with their ID cards or the Tongxiang Social Endowment Insurance Payment Manual.

(5) When the insured person moves within Jiaxing City, the pension insurance relationship can be transferred, and the principal and interest of the amount stored in the individual contribution account of the pension insurance will be transferred to the social insurance institution where he moves; Jiaxing city, can not be transferred, a one-time refund of personal payment account storage.

IV. Calculation and payment of benefits

(1) Procedures for receiving pension

Insured persons who meet the requirements of the Implementation Measures and have paid for 15 years or more shall report to the labor security management office of each town (street, Zhendong New District) in the month when they reach the age of 6, with a copy of their ID cards, a one-inch bareheaded photo and the Tongxiang Social Endowment Insurance Payment Manual and other materials.

(II) Approval and distribution of pension benefits

The Municipal Social Insurance Bureau is responsible for reviewing the Tongxiang Urban and Rural Residents' Social Endowment Insurance Pension Application Form and related materials submitted by the labor security management offices of towns (streets, Zhendong New District). If they meet the requirements after examination, they will be socialized to distribute pensions on a monthly basis from the month when they are eligible to enjoy the pension insurance benefits.

the monthly pension standard is calculated and paid according to one hundred and fifty-sixth of the sum of the principal and interest of the individual payment account and the subsidy account of the old-age insurance.

(3) Insured persons who do not meet the requirements of the Implementation Measures and enjoy the monthly pension benefits shall go to the Municipal Social Insurance Bureau with their ID cards and the Tongxiang Urban and Rural Social Endowment Insurance Payment Manual to go through the formalities of receiving the storage amount of individual payment accounts at one time.

(4) The insured and payer of social endowment insurance for urban and rural residents who meet the monthly treatment of adopting old people can enjoy the basic living allowance for the elderly over 7 years old at the same time when they reach the age of 7.

(5) If a person who has already enjoyed pension benefits is sentenced, he/she will stop enjoying pension benefits during his/her sentence, and continue to enjoy pension benefits from the next month after his/her release, and the pension benefits will not be adjusted during his/her sentence.

(6) after the death of the insured payer, the person enjoying the old-age insurance benefits and the person enjoying the basic living allowance for the aged, their immediate family members or relevant personnel shall go to the social insurance institution in time to cancel the old-age insurance relationship, and the principal and interest balance of the amount stored in the individual contribution account of the insured payer and the person enjoying the old-age insurance benefits shall be paid to their legal heirs or designated beneficiaries in one lump sum.

v. Connection with other old-age insurance (guarantee)

(1) Insured persons cannot participate in and enjoy two or more social old-age insurances (barriers) at the same time. For repeated insurance contributions, the Municipal Social Insurance Bureau will keep an individual payment account in accordance with the principle of "high is not low", and the individual payment part in other individual accounts will be returned to me at one time. If there are two or more old-age insurance (disability) benefits that are enjoyed repeatedly, the Municipal Social Insurance Bureau will only approve the payment of one of the old-age insurance (disability) benefits according to the principle of "if it is high, it will be low", and other multi-collar old-age insurance (disability) benefits will be recovered, of which the remaining part of the individual payment in the individual account storage amount will be repaid to me at one time.

(2) For rural social endowment insurance participants who have not reached the age of enjoying treatment before January 1, 28, if they pay according to the Implementation Measures, they can choose to convert the principal and interest of the personal account of the original rural social endowment insurance participants according to the payment standard of the year when the Implementation Measures were issued, and the insured will go to the Municipal Social Insurance Bureau to fill in the Application Form for Transfer and Conversion of Social Endowment Insurance for Urban and Rural Residents and handle the transfer and conversion procedures; You can also fill in the Application Form for Surrender of Rural Social Endowment Insurance in Tongxiang City, surrender according to the provisions of rural social endowment insurance, and terminate the relationship of rural social endowment insurance.

convert the payment period of social endowment insurance for urban and rural residents = the original storage amount of agricultural insurance payment ÷ convert the current payment standard of social endowment insurance for urban and rural residents.

when the payment and storage amount of the original rural social endowment insurance participants is converted into the payment period of social endowment insurance for urban and rural residents, the municipal and town (street) finances will subsidize according to the financial subsidy standard of the previous corresponding year.

(3) If the insured participates in the basic old-age insurance for urban and rural residents after participating in the social old-age insurance for urban and rural residents, the payment period of the social old-age insurance for urban and rural residents should be converted into the payment period of the basic old-age insurance for employees in the year when they participate in the basic old-age insurance for employees, and their personal accounts should be supplemented according to regulations; Can also be a one-time refund of its urban and rural residents' pension insurance personal payment account storage, termination of urban and rural residents' social pension insurance relationship.

The insured person should fill in the Application Form for Transferring Social Endowment Insurance for Urban and Rural Residents in Tongxiang City to Basic Endowment Insurance for Employees, and go through the formalities of conversion and transfer after being approved by the Municipal Social Insurance Bureau.

converted payment period of basic old-age insurance (month) = the total amount of individual payment account and subsidy account ÷ the payment standard of basic old-age insurance for urban individual industrial and commercial households and flexible employees in this city (the annual payment base of urban individual industrial and commercial households and flexible employees is × 2%).

The storage amount of supplementary personal accounts is calculated by multiplying 8% of the annual base of urban individual industrial and commercial households and flexible employees by the converted payment period, and the converted payment period cannot exceed the time when the Implementation Measures were issued.

(4) those who participate in the basic old-age insurance for enterprise employees and fail to meet the requirements of the state for receiving monthly pension benefits from the basic old-age insurance for employees when they reach the legal retirement age can participate in the social old-age insurance for urban and rural residents according to the provisions of the Implementation Measures after going through the formalities of receiving the basic old-age insurance for employees in one lump sum. The one-time amount can be converted into the payment period of social endowment insurance for urban and rural residents according to the current payment standard of social endowment insurance for urban and rural residents, and the individual payment account of social endowment insurance for urban and rural residents can be added. If you have reached the age of 6 at the time of conversion, and the converted payment period has reached 15 years or more, you can go through the formalities for receiving social endowment insurance benefits for urban and rural residents; If the converted payment period is less than 15 years, the social endowment insurance premium for urban and rural residents shall be paid for 15 years, and the procedures for receiving social endowment insurance benefits for urban and rural residents shall be handled. If the age at the time of conversion has not reached 6 years old, and the payment period at the time of conversion has reached 15 years or more, you must go through the formalities for receiving social endowment insurance benefits for urban and rural residents when you reach 6 years old, during which you can still pay social endowment insurance premiums for urban and rural residents according to regulations; If the converted payment period is less than 15 years, the social endowment insurance premium for urban and rural residents shall be paid in accordance with the regulations.

convert the payment period of social endowment insurance for urban and rural residents (months) = the amount of basic endowment insurance for employees in one lump sum ÷ convert the current payment standard of social endowment insurance for urban and rural residents.

when the employee's basic old-age insurance is converted into the payment period of social old-age insurance for urban and rural residents, the municipal and town (street) finances will subsidize according to the financial subsidy standard of the previous corresponding year.

management and distribution of basic living allowance for the aged over 6 (inclusive)

(1) recipients of basic living allowance for the aged.

for those who have not enjoyed it, establish the overall planning base.