Can the provident fund be fully withdrawn?

Provident fund can be withdrawn at one time, but the following conditions must be met:

1. Withdrawal of resignation and retirement:

The paid employees and their spouses have no outstanding provident fund loans or portfolio loans, and have reached the statutory retirement age or enjoyed the social security pension insurance benefits;

2, when the termination of labor relations with the unit extraction:

There are no outstanding provident fund loans or portfolio loans for paid employees and their spouses; Local household registration and my housing provident fund account has been sealed or stopped for 24 months; Non-local household registration and my housing provident fund account has been sealed or stopped for 6 months;

3. Withdrawal upon departure:

Employees and their spouses have no outstanding provident fund loans or portfolio loans; Domestic accounts have been cancelled or immigration procedures have been completed;

4, complete loss of labor ability extraction:

Employees and their spouses have no outstanding provident fund loans or portfolio loans; Workers have completely lost their ability to work.

What are the procedures for one-time withdrawal of provident fund?

1. Go to the business hall of the Housing Provident Fund Center to receive the Approval Form for Withdrawal of Housing Provident Fund (in duplicate) and the related withdrawal guide or log in and download the Approval Form for Withdrawal of Provident Fund (in duplicate) and learn about the relevant policies for withdrawal of provident fund under the service guide;

2. Submit the Approval Form for Housing Provident Fund Extraction (stamped with the official seal of the unit) and related extraction materials to the business hall of the Provident Fund Center for review;

3. Those who meet the extraction conditions will be transferred to my provident fund card after being audited in the business hall on the first floor of the provident fund center. If it is transferred to the unit settlement account, the provident fund undertaking bank will issue a transfer check the next day.

What information is a one-time withdrawal of provident fund?

1, original and photocopy of the house purchase contract or house purchase agreement;

2. The original and photocopy of the purchase invoice;

3. The original and photocopy of the employee ID card shall be used to extract the provident fund;

4. Provident fund withdrawal from employees' own bank savings accounts and provident fund withdrawal from employees' spouses. In addition to the above information, the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record sheet are also required.

Legal basis: Article 25 of the Regulations on the Administration of Housing Provident Fund.

If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.