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Q, how to open a deposit certificate when buying a house?
When handling the deposit certificate, the original personal ID card (or other valid certificate), bank card or passbook (or bank deposit certificate) should be provided. If it is handled by the client, the client's certificate is required. If it is the client's, you also need to fill in the Power of Attorney for Personal Deposit Certificate (the part filled in by the client) in duplicate, and all relevant columns must be completed.
Then go to the bank counter to apply for a deposit certificate, and each individual deposit certificate will be charged a handling fee ranging from 10 yuan to 20 yuan.
Extended data:
Buying a house to apply for a certificate of deposit is only because the developer who sells the house now wants to lock in the users who buy the house and let the buyers open a certificate of deposit in exchange for the qualification to buy a house. As for the certificate of deposit, there are generally clear requirements for the amount. Every developer or every region has different housing demand, but as long as the bank balance meets the amount required by the developer, it is ok.
The so-called deposit certificate refers to the proof of economic income that China citizens need in their daily production, life and business activities. Generally, when handling visas, bank loans, credit cards, etc., the parties will be required to issue proof of economic income. It is one of the main reference contents when handling house mortgage, which directly reflects the repayment ability of the handler.
References:
Certificate of deposit _ Baidu Encyclopedia
Some banks in Yangzhou push online service certificates of deposit to open online-Jiangsu channel-
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