How about overseas real estate investment now?

For investing in overseas real estate, Nanyang Real Estate summed up the "five elements" to avoid the risk of buying a house:

First of all, we should have a thorough and comprehensive understanding of the areas to be invested. Before investing in overseas real estate, we must deeply understand the economic and real estate development cycle of the investment area, and try our best to choose the early stage of economic prosperity and real estate rise;

Second, it depends on professionals. When investing in overseas real estate, you should choose an experienced lawyer to accompany you all the time and complete the whole purchase procedure with his assistance. In addition, when handling loans, we should also rely on the strength of professional institutions;

Third, it is necessary to study the real estate tax situation in various countries in detail. Investors should also clearly grasp the taxes and fees generated in the process of real estate transactions and measure whether the tax and fee costs can be borne. Overseas real estate-related taxes mainly include deed tax, land tax, stamp duty and value-added tax;

Fourth, pay attention to international changes. Different from other risks, political risks are sudden and complicated, and it is difficult to judge and deal with them in advance by their own strength, so buyers must do their homework before investing overseas;

Fifth, pay attention to exchange rate changes. Exchange rate risk is the most worrying issue for most overseas home buyers at present. Because of the long term of real estate loans, interest rates will inevitably rise and fall, and lenders will face the uncertainty of repayment amount.

Overseas real estate is booming. According to the incomplete statistics of relevant expert institutions, the scale of overseas real estate investment by private investors in China increased from less than 70 million dollars in 2008 to nearly 654.38 billion in 2065.438+03, with an increase of nearly 654.38+050 times, an unprecedented scale. In the first half of 20 14, the scale of private overseas real estate investment has reached nearly 5 billion US dollars, far exceeding the scale of 20 1 1 and 20 12.

Low investment hotspots in Asia-Malaysia. The investment boom in Malaysia has swept through in the last two years, but the public's understanding of it is generally low.

First of all, Malaysia is suitable for investment. The economy has developed rapidly, with an average annual economic growth of 10% in recent ten years and stable economic development. While Malaysia's economy is growing, the future growth of housing prices can be imagined. Moreover, Malaysia's real estate development laws and regulations are perfect, and the supply of housing after repossession is equivalent to buying the existing building at the price of the completed building. At the same time, there is also a fund system and the real estate market security strictly guaranteed by the state. Where is such a project in China, which can get higher investment returns under stable conditions?

Second, Malaysian real estate is a private property right. A quasi-developed country that meets economic standards has a per capita GDP of more than five figures, nearly twice that of China. At the same time, it is also a country with low housing prices, which allows you to own the permanent or 99-year property use right of Malaysia's capital life circle at a price far lower than that of first-tier cities in China. Imagine owning a real private property, and its land price and house price will increase by more than 10% every year. No one will ever say that the oil dug out of the garden will be nationalized. What a wonderful thing it is.

Third, Malaysia is convenient for children to study abroad. Malaysian universities adopt the same education system as famous western universities such as Britain and America, and their education level is recognized by the world. At the same time, compared with less than half of the low tuition fees in Europe and America, the class hours are shorter than those in China, and undergraduate and graduate students can end in four years. The admission method is flexible, the language is easy to adapt, and there are no strict restrictions on academic qualifications and the age of applicants. Where can I find such a paradise for studying abroad with low threshold, low cost and good school quality?

Fourth, the second home loan policy is unique. The living environment is close to the domestic environment, it is easy to go abroad, and visa-free for ten years. Malaysia has stable politics and economy, and going abroad is just like being at home. It is refreshing to own a house in Malaysia, whether for self-occupation or holiday. A famous holiday paradise in Southeast Asia, with 20 years of holiday real estate experts in China. As McDull said, blue sky and white clouds, coconut trees and shadows, clear water and white sand can all be found in Country Garden Malaysia project. Is there a simpler and better life?

Fifth, buying a house overseas is easy and simple.

European real estate is popular.

In recent years, the relaxation of tourist visa policies in European countries has enabled more China people to truly set foot in Europe, understand Europe and even aspire to settle in Europe. With the euro "breaking 8" and entering the "7th century", the European Central Bank's interest rate cut has brought many benefits to China investors who immigrated to Europe, overseas students who are about to go to Europe and tourists from China. Immigration experts believe that the fall of the euro exchange rate has stimulated the upsurge of studying abroad and immigration in Europe to some extent.

At present, countries that have introduced housing immigration policies in Europe include Cyprus, Latvia, Portugal, Greece and Spain. Take the 250,000 euro immigrants in Greece as an example. According to the highest exchange rate in the first half of the year, the cost of converting into RMB is about 26.5438+0.8 million yuan. However, after the euro broke 8, the cost is now less than 2 million, and the exchange rate change alone saved nearly 200,000.