A foreigner opened a bank and the bank closed down. He didn't have to pay back the money, but he still spent his whole life paying it back. What is the complete story?

At the beginning of the 20th century, an Italian-American immigrant wrote a brilliant stroke for the spiritual history of mankind. His name is Frank, and he opened a small bank through hard savings. But a bank robbery led to his unusual experience. He went bankrupt and the depositors lost their savings. When he brought up his wife and four children from scratch, he decided to repay this astronomical deposit. Everyone advised him, "Why did you do this? You are not responsible for this matter. " But he replied, "yes, legally, maybe I didn't, but morally, I have a responsibility and I should pay back the money."