How to withdraw money from a suspended medical insurance card

Withdrawal method:

1. After the medical insurance card stops paying, the remaining money in the card cannot be withdrawn, because the medical insurance card itself does not have this function, unless you are If you want to cancel the insurance, you can get part of the fee

2. The personal account in the medical insurance card will have the remainder after you stop paying for medical insurance, but this part of the fee can only be used for medical treatment or hospitalization. It can be used during the purchase of medicines, but cannot be used in other ways.

3. In life, there are some behaviors of swiping medical insurance cards, which is actually an illegal act. They use the balance in their own medical insurance cards to trade with other people, and then obtain the amount in the medical insurance cards.

How to withdraw the money from the suspended medical insurance card as follows:

1. When reaching the retirement age and not meeting the conditions for 15 years of payment, all the personal account savings will be paid;

2. The insured person dies for some reason;

3. The insured person goes abroad to settle down;

4. The insured person dies after retirement and there is still a balance in the personal account;

5. If you have a rural household registration in other places, you can apply for a refund of the personal part of the pension insurance after leaving your job. The unit part cannot be refunded, and other social security cannot be refunded.

When social security is stopped, the amount in the social security card will be sealed, but it will still belong to the individual, but it cannot be used directly by swiping the card. Citizens who purchase drugs in the medical insurance drug catalog can go to the district offices for reimbursement with their invoices and social security cards. After finding a job and renewing their social security fund payments, they can activate their social security cards.

Can the balance of a personal social security card be withdrawn for use?

No.

The money in the social security card is earmarked and cannot be withdrawn directly. It can only be used for specific purposes. For example, the medical insurance money in our social security card can only be used for medical treatment in the hospital or It can only be used when buying medicines with your medical insurance card. Only pensions that meet the following conditions can be withdrawn:

1. The insured person has reached retirement age, that is, men are over 60 years old and women are over 50 years old, but the pension contributions If it is less than 15 years, you can withdraw the balance in the account at this time.

2. If the insured person dies before reaching the retirement age, the money in the personal account can be inherited as inheritance. If the insured person immigrates, he or she can also apply in writing to terminate the basic insurance after he leaves the country. In the pension relationship, the money in the personal account will be paid to the person in one lump sum.

Legal basis:

Article 58 of the "Social Insurance Law of the People's Republic of China"

The employer shall pay 30 Apply to the social insurance agency for social insurance registration for its employees within days.

For those who have not registered for social insurance, the social insurance agency shall determine the social insurance premiums they should pay.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employer and other flexible employment personnel who voluntarily participate in social insurance should apply to the social insurance agency for social insurance registration. .

The state establishes a nationally unified personal social security number. An individual's social security number is a citizen's identity number.