Middle class population distribution

The middle class generally refers to the middle level of the present society in terms of economic status, political status and social and cultural status. This is a seemingly clear but actually vague definition. At present, China's middle class is only 5%, and the middle class has indicators. His assets must be at least 1 million yuan, and he has at least received college education. The values of the middle class are in line with the interests of the current government, and the middle class determines the stability of a country. (From "Introduction to Virtual Capital and Virtual Economy" Author: Li Suhuai Zhuhai Publishing House)

If there is a real middle class in China, how many middle classes is there in China? Who constitutes the middle class in China?

From May to July, 22, the Urban Survey Corps of the National Bureau of Statistics selected 3,997 households in large, medium and small cities as effective sample households in eight provinces (municipalities directly under the Central Government) such as Hebei, Tianjin, Shandong, Jiangsu, middle class, Guangdong, Sichuan, Gansu and Liaoning, and conducted the first household property survey of urban residents in China. Survey results By the end of June 22, the average household property value of urban residents in China was 228,3 yuan. Considering that this is the total value of property per household, it is already an amazing figure. Therefore, once the report was published, it caused many doubts. However, an even more striking figure appeared in the announcement of Beijing Municipal Bureau of Statistics. The average property of urban residents in Beijing reached 475, yuan, more than double the national average of 228,3 yuan. As soon as this figure was announced, public opinion was at a loss.

We don't want to discuss the authenticity and credibility of statistics bureau data. We can measure how many middle classes there are in China through another way. At the beginning of 23, the People's Bank of China issued a statistical report. By the end of February 23, the balance of local and foreign currency savings deposits of Chinese residents had exceeded 1 trillion yuan, reaching 1.3 trillion yuan. Another set of data, which is legendary in the society, shows that 51% of domestic residents' savings deposits are concentrated in the hands of 2% of a few wealthy individuals and families. In other words, it means that 2% wealthy individuals and families account for more than half of China's 1 trillion household savings deposits. For the convenience of calculation, if we regard every savings account as a family, and the number of each family is calculated by the standard three people, China's population of 1.3 billion can be divided into 43 million families, of which 2%, that is, less than 9 million families, have more than 5 trillion of the 1 trillion household savings deposits in China, and the average household is nearly 6, yuan. If one third of them can be classified as the so-called middle class. We can also look at another set of data. It is reported that there were more than 9, private cars in Beijing by the end of 22. If we assume that there is a "middle class" behind every private car, there are more than 9, middle class people in Beijing. If all provinces and cities in the country reach the level of Beijing, there will be a middle class of nearly 3 million people in the country. In addition, there is another saying that there are 1, billionaires and 3 million millionaires in China. If this statement is reliable, it is hard to believe that some "experts" are willing to publicize that the middle class in China currently exceeds 2 million. In fact, we believe that China has a middle class of about 3 million people, which is a relatively reliable figure.

The middle class we are talking about here is a relatively "high standard" middle class, that is, economically, the per capita annual income reaches $1, to $5,. It is a fact that the middle class in China is mainly concentrated in Beijing, Shanghai, Guangzhou, Shenzhen and a few cities in the Yangtze River Delta and Pearl River Delta. Only with such income can we afford a decent set of "middle-class standard" commercial housing in these places and meet the implicit standard that the middle class has at least one house and most of them have one car.

There are various sources of wealth with assets exceeding 8 trillion yuan

According to the report, private wealth in China is growing rapidly. At the end of 212, the total investable assets of individuals in China were about 83.1 trillion yuan, an increase of 13.7% compared with 211. The mass affluent class in China has grown rapidly in the past two years. The number of this group reached 7.94 million in 21 and 1.26 million in 212. According to the growth rate of personal assets in recent years, this group will reach 12.2 million by the end of 213. The private wealth held by this group is also increasing rapidly, and their per capita investable assets are around 1.33 million yuan.

the source of wealth of this group is basically wages or corporate dividends, and some of them come from enterprises, real estate investment and stock market investment. 42.3% of the affluent people have two or more sources of wealth. No more than 4% of women use the property owned by husband and wife as their source of wealth, which shows that the assets of the wealthy female class are highly independent. Real estate investment and stock market investment, which have always been the main channels of investment, also occupy a large proportion as profit sources, accounting for 18.8% and 16.3% respectively. After having a certain economic foundation, this group pays more attention to spiritual pleasure and quality of life. They love holiday travel, pay attention to their health, and spend a lot of time on sports and fitness. They are also interested in collectibles, increasing their taste in life and cultivating their sentiments, and at the same time taking collections as one of the investment methods.

the post-6s and post-7s make up 8% of the population who don't want to emigrate

The main population of the mass affluent class is the post-6s and post-7s. The post-197s generation accounts for more than 3% of the total number, and these people have become the backbone of the mass affluent class through certain social accumulation. The post-8s generation is in the high-speed growth period of career development, and its proportion should not be underestimated. The data shows that this group of people generally have higher education, and the proportion of bachelor degree or above is more than 2/3. From this, their overall image can be summarized as a group of young and middle-aged people with high cultural foundation. Men are slightly better than women in the total number by less than 1%, and the gender gap is not obvious.