What are the channels for buying a house in the United States? Are the immigration requirements for buying a house strict in the United States?

What are the channels for buying a house in the United States? USA: International students need a credit card to apply for a mortgage.

American families can borrow money from banks to buy houses, but if they are studying abroad, they must have credit to borrow money from banks, but the conditions for handling them are very strict. Generally speaking, loan companies require foreign buyers to pay a down payment of 50% of the house price, 20% more than Americans. The loan interest rate is less than 4% this year, and customers who invest in overseas real estate can generally get an interest rate of more than 5%.

Unlike Portugal, Spain and other European countries, buying a house in the United States will not give non-local residents an American green card or visa. In fact, buying a house in the United States has never been directly related to obtaining an American green card and applying for immigration to the United States. According to the relevant laws and regulations of the United States, there are only two main ways for applicants to immigrate to the United States to invest; Invested US$ 6,543,800,000 in all parts of the United States, creating 654.38+00 immediate jobs; Or invest $500,000 in the "regional core" project approved by the government to create 10 direct and indirect jobs.

Documents required by cash buyers: 1. Valid passport and visa.

2. Proof of assets to buy a house (proof of funds in Chinese and English from domestic banks).

If you want to buy a house in cash, you can prepare the above three items in advance.

Documents required by the loan buyer: 1. Valid passport and visa.

2. Work unit certificate and work income certificate (the certificate issued by the enterprise or street community shall be submitted to the Chinese translation of the notary company)

3. Asset certificate of self-funded part (bank fund certificate in Chinese and English)

4. Accounts opened in local financial institutions in the United States.

Most people need loans to buy a house. As long as they borrow money, they need to check your credit. The core content of pre-purchase preparation is to establish a good credit history time. If you have just come to the United States and don't have an American credit card, the first thing you need to do now is to apply for one, which is also the first step to create your credit record.

At present, there is no personal credit system software in China, but the credit system in the United States is very perfect. Credit is not very good. No lender wants to lend you money. Even if you borrow it, it may be a very high interest rate, which is very different from the domestic software that everyone pays interest.

So how to establish a good credit record time? Simple method: repay the loan on time and pay back the credit card on time. All the details of income and expenditure in those places where you want socialsecuritynumber should be paid on time. Even if you think there is something wrong with the income and expenditure details, you should pay on time first, and then argue with the credit card company, company fax or financial institution.

In most cases, as long as your complaint is correct, you can get your money back, but don't hold it back. I understand that some people refused to pay the income and expenditure details of more than 10 yuan because a refund of their credit cards did not arrive many years ago. Then, because of these more than 10 yuan, their credit score was seriously affected, and the interest of more than 10 yuan lost thousands of dollars, which was very small and big.

Are the immigration requirements for buying a house strict in the United States? The requirement for investment immigration in the United States is 1, and the applicant must be 2 1 year old.

Conditions for American investment immigration. Applicants do not need any diploma, business or work experience.

Conditions for American investment immigration. The applicant must have proof of100000/500000 USD (not necessarily accumulated by the applicant himself, but also in the form of gift and inheritance, but it must come from a reasonable, legal and proper way. )

Conditions for American investment immigration. The applicant must have invested or actively invested the required investment amount.

American investment immigration conditions. The investment in this project can directly/indirectly create 10 employment opportunities (immigration investment plan of the SAR).

Conditions for American investment immigration. The indication of self-owned funds for project investment must prove that equity capital exists from the beginning, which may include real estate sales, bonds and stocks, company profits, business service transactions, gifts, inheritance, etc.

Conditions for American investment immigration. The main applicant's enterprise income tax return for the past five years (English version)