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Japan's study visa funds and proof strategies
Japan's visa application for studying abroad: economic burden
The visa for studying in Japan adopts the method of "countersigning". When all the information of the applicant for studying abroad has been sent to the Immigration Bureau of Japan for "countersigning", the Immigration Bureau mainly examines two points: first, my resume (the reason for studying abroad)-to see if the applicant's purpose of studying abroad is convincing; The second is the ability to pay-to check whether the applicant has enough financial strength to pay for studying abroad, so as to ensure that the purpose of coming to Japan is not to work but to study.
You need a guarantor and a payer in Japan.
Some schools require applicants to have a guarantor in Japan. The materials that need to be provided by the guarantor mainly include: household registration certificate, employment certificate, tax payment certificate, bank deposit certificate, relationship certificate with the applicant for studying abroad, etc. If the payer has a guarantor in Japan at the same time, it is relatively easier to be recognized by the Immigration Bureau and the probability of obtaining a "certificate of residence qualification in China" is higher.
B, only the payer is needed.
Most schools only need applicants to provide a set of certificates to prove their ability to pay for funds. The payer of funds can be:
A. Relatives living in China.
B. the applicant himself.
C. relatives living in Japan (or Japanese with trade relations).
The required information mainly includes:
A, deposit certificate (about 6.5438+10,000 yuan/year), employment certificate, income certificate, business license of individual operators, reasons for fund payment, proof of kinship, notarization, etc.
B, deposit certificate (about 65438+ ten thousand RMB/year), employment certificate, income certificate, business license of individual operators, etc.
C, household registration certificate, employment certificate, tax payment certificate, bank deposit certificate, reasons for payment of funds, and proof of relationship with overseas students, etc.
C. Pre-deposit daily funds is required.
A few schools require applicants to deposit their tuition and living expenses into a bank account designated by Japan before coming to Japan, and applicants will return the deposit to themselves in the form of a certain monthly living expenses. In this way, the ability to pay funds is recognized by the Immigration Bureau 100%, and it is relatively easy to get the Certificate of Residence Qualification in China.
Fill in the payment form: payment guarantee latitude and longitude-very important! The relationship between the payer and himself must be specified. And explain the source of funds (bank deposits).
○ Work savings in the past few years. (Employment certificate, annual income certificate)
○ Support from parents and relatives. (kinship certificate and notarial certificate, employment certificate and annual income certificate)
○ After providing the above certificate, the amount is still too large, indicating the source of the remaining amount. Payment method (inheritance or other)-very important!
○ Remit a certain amount of expenses to my designated Japanese study abroad account every two months or half a year. (recommended)
○ Or, take some when you come to Japan and some when you go back to visit relatives. Or other specific payment methods.
Japanese visa application for studying abroad: how to issue an economic certificate?
Bank selection
The capital certificate issued by a powerful bank has an excellent market reputation, which can greatly improve the financial strength and credibility of international students. For example, China's four major banks: Industrial and Commercial Bank, Agricultural Bank, Bank of China and China Construction Bank.
Personal fund certification business is a business in which banks issue bilingual credit certificates for customers, and truthfully prove the amount of their financial assets in the bank and their business dealings with the bank (including deposits, purchase of wealth management products, funds, insurance, account funds/physical funds, loans, credit cards, etc.). ). Proof of funds is a powerful and objective proof of personal financial strength, credit status and financial transactions.
At present, the contents of personal funds certificates that banks can issue are different. Take ICBC as an example, including: personal deposits (including voucher/savings bonds), personal purchase of book-entry treasury bonds, personal purchase of local and foreign currency wealth management products, personal purchase funds, personal purchase insurance, personal purchase account funds/physical funds, personal loan vouchers, personal credit card trustworthiness vouchers, personal credit card credit limit vouchers and other business vouchers handled by individual customers in this bank.
When opening a deposit certificate, you need to report the loss at a bank outlet with your ID card and unfrozen deposit certificate. If you entrust others to do it for you, you should also show your agent's identity certificate.
After the deposit certificate expires, the personal deposit will be automatically terminated. If you want to terminate the payment in advance, you must return the original deposit certificate and power of attorney, show the original deposit certificate and personal identity certificate, and fill in the power of attorney for terminating the payment in advance.
If the deposit can't reach the time limit required by the embassy, and issuing a deposit certificate is not enough to ensure a smooth visa, you can apply for a personal study loan from the bank to convert personal credit into bank credit and solve the problem of insufficient credit. At the same time, the bank will issue a certificate of personal study abroad loan according to the actual situation of study abroad loan.
Precautions:
1. The information of the customer who applies for opening a capital certificate must be consistent with the personal information recorded in the deposit account, relevant financial agreement, transaction document or passbook or bank card used for handling credit certificate.
2. The amount of the certificate of deposit or the certificate of holding the wealth management product is at least the sum of tuition fees and average living expenses. Studying in Japan generally requires a deposit certificate of 200,000 yuan.
Applying for a certificate of deposit is only the first step to study in Japan, and then other materials need to be prepared. Although the cost of studying in Japan is relatively low among many countries, it is still a little stressful for ordinary families. Students need to seriously discuss their plans with their parents and get their parents' support before applying.
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