What is the difference between buying a house in Australia and buying a house in China? (important)

In recent years, buying a house in Australia has become hot, and many buyers focus on investing in Australia. Today, SouFun Bian Xiao Channel will talk to you about buying a house in Australia. After all, we are not in China, so we should be more cautious in investing. There are many differences between buying a house in Australia and buying a house in China. Even the basic concept of property rights and investment policies are different. Buyers should keep their eyes open to avoid economic losses.

1, the concept of property right is different.

As we all know, property rights include the ownership, possession, control, use, income and disposal of property. Housing property right refers to the owner's ownership of the house and the right to use the land occupied by the house. As real estate and land are an inseparable whole, when there are changes in property rights such as transfer, the house must be carried out as a whole, and it is impossible to dispose of the house and land separately.

The land use right of construction land in China is only 70 years, and ownership cannot be given. In Australia, housing and land are indeed treated separately. When I bought a house, I signed a contract. It was land &; House contract, first sign the land transfer contract, and then sign the house sales contract with the developer. Of course, if you are good enough, you can buy this land decisively first, and then apply to designers and architects and the government yourself. After applying for one and a half years, you can own your dream house.

If you buy an apartment, you also have land ownership, which is called common land, that is, you share it with others, saving a lot of trouble and paying the local tax (land tax) every year.

The property right problem determines that the bank loan mechanism and repayment strategy are different when buying a house, and buyers should pay more attention to it.

2, the value-added potential is different.

With the rapid economic development in China, many people become rich by real estate or simply selling houses. In Australia, the trend of house prices is quite stable. It will double in about seven to ten years. This is mainly caused by white culture, and Japanese prefer to rent rather than buy. Nearly 30% of Australian residents live in rented houses. There is no real estate speculation, and the house price is not good.

In recent decades, the annual increase in housing prices in Australia is also closely related to the number of immigrants. The annual population growth of 2. 1% has greatly stimulated domestic demand and stimulated the economy. Of course, among these immigrants, China compatriots have made the greatest contribution.

Everything has two sides. Does it mean that if the growth rate is small, it will not have investment value? Of course not! It is precisely because of the prevalence of rental culture that Australia's real estate industry is healthier and less risky than other countries.

3. Risk differences

First of all, when buying a house, you should know the vacancy rate of Australian real estate. Vacancy rate refers to the proportion of vacant housing area to the total housing area at a certain moment. It is one of the standards to measure the health of a country's real estate industry. According to international practice, the vacancy rate of commercial housing is 5%- 10% as a reasonable area, and the balance between supply and demand of commercial housing is conducive to the healthy development of the national economy; The vacancy rate is between 10% and 20%, so some measures should be taken to increase the sales of commercial housing to ensure the normal development of the real estate market and the normal operation of the national economy. The vacancy rate above 20% is a serious backlog of commercial housing.

Property buyers should understand the current vacancy rate in Australia before making investment choices, pay attention to property rights when making real transactions, and choose a house with low risk and good quality, whether it is self-occupation or investment.

(The above answers were published on 20 15- 12-05. Please refer to the actual situation for the current purchase policy. )

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