Job Recruitment Website - Immigration policy - Can foreigners borrow money to buy Malaysian real estate?

Can foreigners borrow money to buy Malaysian real estate?

Foreigners can borrow money to buy a house in Malaysia. At present, many people will choose loans to buy real estate, as well as buying real estate in Malaysia. Personal loan ability also reflects what kind of house you can buy, and the maximum loan amount has become the biggest consideration for buyers when making decisions. Therefore, many people are very concerned about their maximum mortgage amount and want to know more about the factors that affect the maximum mortgage amount of banks.

If you order the first-hand property directly from the developer, the general developer also has a set of designated and specific banking consortia to provide you with the most favorable discount and the maximum mortgage convenience, which also saves you a lot of trouble.

Banks or financial companies will generally review the price of the industry you buy, the loan amount, the amortization period and your personal or family income and expenditure. In addition, the bank will also evaluate and review your personal employment prospects, service organizations and positions, past credit records, etc. In order to accurately evaluate the amortization amount that you can afford and can afford. Usually, the monthly amortization amount must only account for one-third of your personal or family income.