I have 700,000 cash, please give me some financial plans.

I don't know your specific situation, such as income and expenditure, accommodation, and consumer goods you need at present. But just give you a few options.

The first is to invest in real estate to collect rent. Choose a better place and buy a small apartment for rent.

Second, buy stock funds. If you know more about stocks, you can buy them. If you don't know much about stocks, take out some money that you won't use in the next five years to buy funds, and suggest index funds. The income is not high, but the risk is small, and the probability of outperforming CPI is relatively high.

The third is to buy bank wealth management products. At present, there are many wealth management products in banks, and the income is good. Short-term, medium-term and long-term suggestions are all bought separately, so the risk is dispersed and the opportunity cost is low. You can discuss it with the financial manager of the bank. It's definitely no problem to preserve the value.

Art and gold can also be considered if they know the market better.

I have some views on gold investment. At present, the price of gold is soaring. The reason is that the depreciation of the US dollar, the economic depression and the tension between Korea and North Korea have led to the expansion of the value-preserving characteristics of gold. In fact, the value of gold is not that high. However, the appreciation of the US dollar some time ago, once the economy recovers and the international situation eases, it will lead to a gold crash. Therefore, I personally think that the investment opportunities of gold are in the economic boom and recession. Buying gold now is risky. But works of art are different. Art or rare materials (jade, wood, etc.). ) If properly preserved, it has the same investment value as gold. So you can pay attention to what you know.