Introduction of New Zealand Medical System

Immigration to New Zealand is more interested in the medical system, so what is the medical system in New Zealand? Let's take a look at it with the overseas immigration network! The following is the relevant information I have compiled. Welcome to reading.

Introduction of New Zealand Medical System

I. Introduction of New Zealand's health care system

New Zealand is a welfare country, and New Zealanders can get a wide range of health and disability services. New Zealand's medical system consists of public/private and voluntary organizations, which provide medical security services, and more than three-quarters of medical care services are funded by government tax departments.

The amount of government subsidies in New Zealand is determined according to family income. Holders of community service cards can enjoy medical services, and children under six receive medical services free of charge.

New Zealand public hospitals provide free treatment for all hospitalized New Zealanders. Day outpatients in public hospitals also enjoy free treatment. The elderly who have been hospitalized for a long time rely on income and property. Because there are many patients with chronic diseases waiting for treatment in public hospitals, New Zealanders can also apply for medical insurance and enjoy medical and surgical services in private institutions.

In New Zealand, having medical insurance can greatly reduce medical expenses. The usual practice is to spend money to buy an insurance first, and when you need treatment, you can ask the insurance company for the required fee.

Non-New Zealand citizens or residents must pay their own expenses, with accident compensation (or ACC) as the only exception. No matter where the accident happened and who caused the injury, ACC will bear the cost of treatment. ACC is funded by taxes and general taxes paid by car owners, employers, practitioners and employees.

Two. New Zealand student insurance instructions

The New Zealand government stipulates that international students must purchase Overseas Student Health Insurance (OSHC) before studying in New Zealand. Students enjoy medical insurance and travel insurance while studying abroad, and general schools will provide insurance services on their behalf.

International students can only enjoy the same medical treatment as local residents if they stay in New Zealand for more than two years. Otherwise, the international students will have to bear the medical expenses. If the international students have an accident, the New Zealand insurance company will pay part of the medical expenses. However, in some cases, international students may not get any financial aid and must pay all the medical expenses themselves. Therefore, it is best for international students to buy insurance, and they can claim compensation from the insurance company after an accident; The application form for purchasing insurance can be obtained from the education center, and many schools will provide advice in this regard.

In New Zealand, it is extremely important to buy medical and travel insurance to protect yourself from heavy losses in case of accidents and diseases. Insurance companies in New Zealand provide travel and medical insurance for international students, covering accidents such as damaged or lost luggage, flight delays, mailing documents and money losses.

There are two kinds of hospitals in New Zealand: public and private. In most cases, New Zealand students have to pay for going to public or private hospitals. Some medical insurance does not pay for public hospitals.

Third, New Zealand Accident Recovery and Compensation Company.

If an international student encounters an accident in New Zealand, your treatment fee may be paid by accident rehabilitation &; Compensation company) payment. This is a plan funded by compulsory insurance and taxes. But in most cases, you need to pay part of the accident handling fee, and insurance is very important. In New Zealand, having medical insurance can greatly reduce medical expenses. Usually, you pay an insurance policy first. When you need treatment, you can ask the insurance company for the required expenses.

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