How to draw the provincial provident fund in Heilongjiang Province

I don't know where you are from in Heilongjiang, but it is different from place to place.

Measures for the Administration of Housing Provident Fund Withdrawal in Heilongjiang Reclamation Area

Heiken Jinzi [28] No.4

Chapter I General Provisions

Article 1 In order to strengthen the administration of housing provident fund withdrawal, standardize the withdrawal behavior and safeguard the legitimate rights and interests of employees, according to the Regulations on the Administration of Housing Provident Fund and the Measures for the Administration of Housing Provident Fund in Reclamation Area promulgated by the State Council,

article 2 the term "withdrawal of housing provident fund" as mentioned in these measures means that employees withdraw the storage balance in their own housing provident fund accounts.

article 3 these measures are applicable to the extraction of housing accumulation fund within the reclamation area.

Article 4 The Housing Provident Fund Management Center of the State Administration of Land Reclamation is responsible for the extraction and management of housing provident fund in reclamation areas.

Chapter II Extraction Conditions

Article 5 An employee may withdraw his own housing provident fund under any of the following circumstances:

1. If he purchases, builds, rebuilds or overhauls his own house with ownership, his spouse may withdraw his previous housing provident fund at the same time;

2. Repaying the principal and interest of the housing loan;

3. Retired;

4. completely losing the ability to work and terminating the labor relationship with the unit;

5. Having lost the ability to work and caused serious difficulties in family life;

6. The work is transferred from the jurisdiction of the provident fund in the reclamation area, attending school, joining the army, and leaving the country to settle down;

7. The employee is dead or declared dead;

8. The employee terminates the labor relationship with the original unit and has not been re-employed for two years;

9. Employees, their spouses and children have serious difficulties in family life due to unexpected events;

if the provisions in items 3, 4, 6, 7 and 8 above are met, the employee's individual housing provident fund account shall be cancelled at the same time.

chapter iii materials to be provided

article 6 when employees withdraw their own housing accumulation fund, they need to provide the following supporting materials:

1. purchase of self-occupied housing (divided into two forms: purchase of existing houses and purchase of faster houses)

1. if existing houses are withdrawn to purchase commercial housing or affordable housing, they should provide the house purchase invoice or "house ownership certificate" and proof of payment (referring to deed tax)

2. If the auction house is used to purchase commercial housing or affordable housing, after the down payment formalities, the extractor shall submit an application for personal extraction, and shall also provide the Commercial Housing Purchase and Sales Contract registered by the real estate management department or the qualification certificate for purchasing affordable housing, the down payment bill, the opening permit certificate of the developer's bank, and the ID card of the extractor;

The personal withdrawal application shall specify:

(1) the name and ID number of the employee;

(2) Employee individual housing provident fund account number;

(3) Reasons for withdrawal of provident fund;

(4) The signature opinion that the employee agrees to transfer the withdrawal amount to the developer's account;

3. If you purchase a second-hand house, you should provide the Property Ownership Certificate after the transfer, proof of payment (referring to deed tax receipt or house payment receipt) and ID card of the extractor.

the extraction time should be within one year after obtaining the real estate license or purchase invoice.

the ownership of the above-mentioned certificates and purchase bills should be consistent with that of the extractor. If the housing accumulation fund (including spouse, parents and children) of the spouse and immediate family members with the same household registration is extracted, the marriage certificate or household registration certificate and the power of attorney of the extractor need to be provided additionally.

2. For the construction or renovation of self-owned houses, the construction project planning permit issued by the construction department of the sub-bureau, the invoice for the purchase of building materials and its construction cost, and the ID card of the extractor shall be provided, and the extraction time shall be within one year after the invoice for the purchase of building materials and its construction cost is obtained (for the renovation, the Property Ownership Certificate shall also be provided);

3. For overhaul of self-owned houses, it is necessary to provide the Property Ownership Certificate, the appraisal materials of the construction departments above the sub-bureau, the invoices for purchasing building materials and their construction costs, and the ID card of the extractor. The extraction time should be within one year after the invoices for purchasing building materials and their construction costs are obtained;

4. If the principal and interest of the housing provident fund loan are repaid, after the first repayment, the withdrawal shall be made with the recent repayment certificate and the ID card of the extractor;

if the principal and interest of a commercial loan are repaid, after the first repayment, the withdrawal shall be made with the purchase contract, loan contract, purchase invoice (or down payment receipt), loan certificate issued by the bank, recent loan repayment certificate and ID card of the drawer;

if the principal and interest of the house purchase loan are paid off in advance, after the loan is paid off, the withdrawal shall be made with the loan settlement certificate, repayment receipt and the identity card of the drawer, and the total withdrawal amount shall not exceed the repayment amount.

5. If you retire, you should provide the certificate of retirement or relevant approval form, and the ID card of the extractor;

VI. If an employee completely loses his/her ability to work and terminates his/her labor relationship with the unit, he/she shall provide the certificate of termination of labor relationship between the employee and the unit, the Disabled Person's Certificate or the certificate of disability appraisal issued by the labor ability appraisal department at or above the sub-bureau level, and the ID card of the extractor;

VII. If employees lose their ability to work, resulting in serious difficulties in family life, they should provide the unit certification materials, the Disabled Persons' Certificate or the identification certificate of disability issued by the labor ability appraisal department at or above the sub-bureau level, and the ID card of the extractor;

VIII. Withdrawal from Work

1. If the work is transferred from the jurisdiction of the Land Reclamation Provident Fund, it is necessary to provide the transfer certificate of the labor and personnel department (any one of transfer order, business transfer letter, transfer approval form, employment contract signed by foreign units and employees, foreign household transfer certificate and foreign household registration) and transfer to the land accumulation fund center;

after the employees are transferred from the jurisdiction of the agricultural reclamation provident fund, there are two withdrawal methods: first, transfer the balance stored in the employee's account to the provident fund management center of the new unit; Method 2: Withdraw all the storage balance in the employee account to the employee himself.

2. To transfer jobs in this system, you need to transfer or merge accounts according to specific circumstances, but you can't withdraw them;

for the transfer of employees between the general administration, branches and farms, if the new unit has not established the housing provident fund, it should be sealed in the account of the original unit, and then transferred after the new unit has established the housing provident fund account for it.

9. Anyone who is admitted to a university and needs to resign for further study shall provide a notice of admission to the university, a certificate of termination of labor relations with the unit (both conditions must be met at the same time) and an ID card;

1. Employees who leave to join the army should provide the notice of joining the army and the ID card of the extractor;

Xi. If you leave the country to settle down, you need to provide the exit and settlement procedures (immigration card, settlement card, permanent residence visa, etc.) issued by the public security and other relevant departments, and the certificate of account cancellation;

12. If an employee dies or is declared dead, it is necessary to provide the employee's death certificate and valid proof of legal inheritance (marriage certificate, household registration or court judgment, etc.) and the ID card of the extractor;

XIII. If the employee and the original unit have not been re-employed for two years after the termination of labor relations, they shall provide the certificate of termination of labor relations between the employee and the unit, the Registration Certificate of (Unemployed) Employment or the certificate of non-employment issued by the sub-district office;

XIV. Employees, their spouses and children have serious difficulties in family life due to unexpected events;

An emergency refers to an emergency in which employees themselves, their spouses and children are hospitalized for major diseases, unforeseen accidents or disasters, resulting in large capital expenditures and serious difficulties in family life. Major diseases include: 1. Chronic renal failure (uremia); 2. Malignant tumor; 3. Severe aplastic anemia; 4. Acute severe hepatitis; 5. Acute myocardial infarction; 6. Severe brain injury; 7. Stroke or encephalitis sequela; 8. hey; 9. Severe third-degree burns; 1. Heart-brain valve replacement surgery; 11. Coronary artery bypass surgery; 12, intracranial tumor craniotomy; 13, major organ transplant surgery; 14. Aortic surgery.

if employees, their spouses and children are seriously ill, which causes serious difficulties in family life, they should provide the unit certificate, diagnosis certificate, special receipts or invoices for medical expenses in the current year, and invoices or certificates for social security expenses and personal expenses.

if employees, their spouses and children have serious difficulties in family life due to major accidents or disasters, they should provide certificates issued by their units, sub-district offices or relevant departments, as well as invoices or certificates for personal expenses.

if the spouse and children withdraw, the employee's ID card and household registration book shall be provided.

XIV. There is no new receiving and employment unit after two years of centralized storage. I hold the Employee Housing Provident Fund Storage Certificate, the Registration Certificate for (Unemployed) Employment or the certificate of non-re-employment issued by the sub-district office, and submit it to the provident fund management department of the sub-bureau for preliminary examination. I will fill in and print the Withdrawal List of Provident Fund Account Cancellation (Centralized Storage), affix the seal of the management department, and provide the original and photocopy of the proof materials.

XV. originals and copies of the above materials are required.

Chapter IV Withdrawal Quota

Article 7 When purchasing, building, renovating or overhauling a self-owned house, the housing provident fund can only be withdrawn once, and the amount of more than 1 yuan is allowed to be withdrawn, and the remaining amount is retained in the account. The provident fund paid in the following years can only be withdrawn after the employees retire. The amount shall not exceed the storage balance of the housing provident fund in the month before the occurrence of the above-mentioned acts (subject to the time specified in the invoice or receipt), and shall not exceed the total house payment or construction cost.

if the above conditions are met, the housing provident fund of the spouse, the immediate family members living in the same household register and * * * can be withdrawn when the withdrawal of my own housing provident fund is insufficient, but the written consent of the person to be withdrawn should be obtained, and the cumulative withdrawal amount cannot exceed the total amount specified above.

Article 8 If the principal and interest of the housing loan are repaid, the housing accumulation fund may be withdrawn for many times within the loan term and before the principal and interest of the loan are fully paid off, and the interval between each withdrawal shall be more than one year; Each withdrawal amount shall not exceed the loan principal and interest that should be repaid in this year, and the withdrawal amount that has not been withdrawn in previous years shall not be calculated cumulatively.

article 9 if an employee retires, is transferred from the jurisdiction of the provident fund in reclamation areas, completely loses the ability to work and terminates the labor relationship with the unit, or if the employee and the original unit have not been re-employed for two years, all the balance in the employee's account can be withdrawn at one time, and the employee's provident fund account will be cancelled at the same time.

article 1 if an employee loses his/her ability to work, causing serious difficulties in family life, the employee and his/her spouse may withdraw the balance stored in the provident fund account once a year.

article 11 if the family life of employees, their spouses and children is seriously difficult due to serious diseases, employees and their spouses may withdraw the balance stored in the provident fund account year by year, and the total amount of withdrawal shall not exceed the personal burden of social security medical care in the current period.

Chapter V Extraction Procedure

Article 12 When employees withdraw housing provident fund, they should first apply to the unit. After the unit verifies it, they should fill in and print the List of Withdrawal of Provident Fund Account Cancellation (or Part of it), affix the official seal of the unit, submit the original and photocopy of the certification materials to the provident fund management department of the branch office for preliminary examination, and report them to the housing provident fund management center of the General Administration for examination and approval. Copies of the certification materials should be submitted to the housing provident fund management center of the General Administration for archiving. If the withdrawal is allowed, the management center will transfer the money to the account of the employee unit, and the employee unit will issue the individual employee; Apply for withdrawal after the down payment has been paid, and if it meets the withdrawal requirements, the center will transfer the money to the developer's account; If the employees of the directly affiliated units of the General Administration in Harbin meet the withdrawal requirements, the center will directly transfer the funds to the employees' individual CCB accounts.

Chapter VI Supervision and Management

Article 13 When an employee withdraws the housing accumulation fund, if the unit to which the employee belongs and the department that issued the relevant certification materials issue perjury and participate in cheating, the administrative responsibility of the person directly responsible and the unit leader will be investigated; Those who constitute a crime shall be investigated for criminal responsibility according to law.

article 14 if an employee cheats when withdrawing his housing accumulation fund, the unit where he works shall be responsible for recovering it and giving him administrative sanctions according to relevant regulations.

Article 15 The staff of the housing provident fund management department shall abide by these measures, administer according to law and serve earnestly. Those who meet the requirements of these measures shall be handled by the staff according to the regulations. Failing to examine and approve employees' withdrawal of housing provident fund according to regulations, in addition to ordering them to make corrections within a time limit, the persons who are directly responsible shall be investigated for administrative responsibility according to law.

Chapter VII Supplementary Provisions

Article 16 These Interim Measures shall come into force as of the date of issuance. Prior to this, the relevant provisions on extraction shall be abolished.

Article 17 The Housing Provident Fund Management Center of the General Administration shall be responsible for the interpretation of these Measures.

Housing Provident Fund Management Center of Heilongjiang Provincial Agricultural Reclamation Bureau

February 1, 29

Measures for the Administration of Housing Provident Fund Withdrawal in Daqing City

Chapter I General Provisions

Article 1 In order to strengthen the administration of housing provident fund withdrawal and safeguard the legitimate rights and interests of housing provident fund owners, these measures are formulated in accordance with the relevant provisions of the Regulations on the Administration of Housing Provident Fund in the State Council and in combination with the actual situation of our city.

article 2 these measures are applicable to the withdrawal of housing provident fund within the administrative area of this municipality.

third city housing provident fund management center is responsible for the management of the city's housing provident fund withdrawal. The offices of the Municipal Housing Provident Fund Management Center and the banks entrusted by the Municipal Housing Provident Fund Management Center are responsible for undertaking the housing provident fund withdrawal business.

chapter ii conditions for withdrawal

article 4 the depositor may withdraw the housing accumulation fund under any of the following circumstances:

(1) purchasing, constructing, renovating or overhauling the owner-occupied housing;

(2) retired;

(3) those who leave the country for settlement or settle in Hong Kong, Macao and Taiwan;

(4) repaying the principal and interest of the loan for purchasing owner-occupied housing;

(5) The rent exceeds 15% of the total family income;

(6) completely losing the ability to work and terminating the labor relationship with the unit;

(seven) living in difficulties and receiving the minimum living allowance for urban residents;

(8) dead or declared dead;

(9) I and my spouse suffer from chronic renal failure (uremia), malignant tumor, aplastic anemia, chronic severe hepatitis, heart valve replacement surgery, coronary artery bypass surgery, intracranial tumor craniotomy surgery, major organ transplantation surgery and aortic surgery.

article 5 if the depositor withdraws the provident fund in accordance with items (1), (4), (5), (7) and (9) of article 4 of these measures, he may withdraw the housing provident fund in the accounts of his spouse, children and parents of the same account at the same time, but he must obtain his written consent, and the total withdrawal amount shall not exceed the actual amount.

article 6 if the depositor has not paid off the housing provident fund loan, the housing provident fund withdrawn by the depositor shall be used to repay the principal and interest of the housing provident fund loan in priority.

article 7 when the depositor is transferred from this city, the balance of housing accumulation fund in the depositor's account can be withdrawn or transferred to the newly transferred city.

article 8 if the depositor meets one or more withdrawal conditions (i.e., repayment of loan or payment of rent), it may make multiple withdrawals, but the interval between withdrawals shall be more than one year (unless otherwise stipulated by law).

Chapter III Withdrawal Amount

Article 9 If the housing provident fund is withdrawn from the purchase, construction and repair of self-occupied housing, the withdrawal amount shall not exceed the balance of the housing provident fund in the month before the purchase, construction and practice (subject to the time indicated in the invoice or supporting documents), and shall not exceed the actual amount of the act. Where a public maintenance fund has been established for the overhaul of housing, the public maintenance fund shall be used.