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How much is the living expenses of American immigrants?
How much is the living expenses of American immigrants?
When new immigrants came to America, they didn't know the language. At first, it was difficult to find a job. Even if they can find jobs, they are low-paid jobs. So in the first few years, most of them can only rely on their own savings, that is, they have enough savings to eat. So how much is enough?
This question is difficult to answer. On the one hand, everyone has different needs for life. Some families barely live on $20,000 a year, but others may not have enough $65,438+million. In addition, the cost of living is different in different regions. The house prices and local taxes in the big cities on the east and west coasts are more than twice as high as those in the central part, and the basic prices of daily necessities and gasoline are also much higher than those in the central part. If a person can survive with a monthly income of $2,000 in the central region, then this figure may increase to $3,000 on the east and west coasts.
1. Investment immigrants need at least $500,000 in investment funds, plus various handling fees, application fees, attorney fees, etc. Based on the calculation of $50,000, it will cost at least $550,000 to get the green card (including the investment of $500,000, which risks not getting it back and sharing the investment profits).
2. Do I have to buy a house after coming to America? Buy a decent three-bedroom, two-bath, 1.500-foot independent room in a good school district, at least1.2000 according to the current housing price level. In addition, the United States cannot do without cars. Each of them buys a car, a small-displacement car and an SUV, at least 50 thousand dollars.
If you don't have a job, where does your income come from? The easiest way is to buy a house and invest as a rent collector. According to the current rent level, the net return on investment is almost 8%- 10% (that is, the net return after deducting home insurance, local taxes and maintenance fees). If you want to earn $50,000 a year, you should invest $500,000 to $650,000. To be on the safe side, you should count it as $650 thousand.
So, is an annual income of $50,000 enough for a family of three? According to my life experience here, three people eat and drink about 600 dollars a month, three people buy medical insurance about 400 dollars a month, and other expenses are 2,000 dollars a month. Plus the extra expenses such as a plane ticket for a family of three returning home once a year, 50 thousand dollars is basically enough, but life will be a little tight, so we can't waste it and leave some savings.
The above figures add up to $654.38 +0.37 million, and the investment immigrants are calculated at the exchange rate of 6.3, which is 8.63 million RMB. At least you have to have this figure, so you won't feel great pressure to immigrate to the United States. Note that you can only immigrate to the central United States, which is a place where Chinese seldom speak English. If you want to immigrate to places where Chinese people gather, such as Los Angeles and new york, you have to buy more houses, which greatly increases the cost of living. This figure is far from enough.
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