The Quality Welfare System of German Immigrants

Article 1 Quality welfare system for German immigrants

I. Employee benefits

1. It is forbidden to work on holidays and rest days.

The first is to improve the status of recipients. First of all, in terms of labor protection policies, national laws strictly prohibit the recruitment of child labor, prohibit young workers under 18 from working at night, prohibit working on rest days and holidays, and prohibit pregnant women from working for six weeks before and eight weeks after delivery. Every worker enjoys six weeks paid vacation every year except two days off every week.

2. Germans work 187 days a year and rest 178 days.

What Germans want now is not more income, but more free time. The current situation in Germany is that one year's work 187 days, rest 178 days, weekend 102 days, plus more than 40 days of paid holidays, and more than 20 days of Christmas, Halloween and Easter holidays.

3. The government will repay the debts of enterprises first.

In Germany, once a company defaults on its employees' wages, the government will pay them first. How much money enterprises owe their employees, the government will give them money to go home first, and then it will become a matter between the government and illegal enterprises. The German government will send police stations and procuratorates to intervene in wage arrears.

4. Wages only increase, not decrease.

In Germany, the change of workers' wages can only be carried out in the direction of benefiting workers, that is, wages can only be increased, but not reduced, even if enterprises close down. If the enterprise really goes bankrupt, then the final salary will be paid by the government.

5. Employees can get compensation for work-related injuries.

In terms of industrial accident insurance, employees do not need to pay insurance premiums, and once an accident occurs, the insurance institution is responsible for providing full compensation. In addition, once an industrial accident occurs, the boss will lose money. So German machines are generally safe. If the machine is too dangerous and industrial accidents always occur, the boss can't afford to pay for it. It is better to save the money for building machines and increase safety. It's more cost-effective.

Second, social security.

1. Enjoy superior social security.

In terms of unemployment insurance, workers who have paid compulsory insurance for at least 360 days in the three years before unemployment can receive unemployment insurance. If you need to raise a child, you can get 68% of the final salary. If there are no children, you can get 63% of the final salary.

2. Social welfare

In Germany, all those who can't help themselves or get help from other sources can get social and economic benefits. According to the Law on Social Assistance, every resident of the Federal Republic of Germany, whether German or foreign, can apply for social assistance, including subsidies or care under special living conditions such as cost of living allowance or disability, illness or nursing. Social relief funds are mainly provided by local governments.

Third, education welfare.

First of all, children who immigrate to Germany can enjoy free education. Free education in Germany includes kindergartens, primary schools, middle schools and even universities (the free policy is limited to public schools, and private universities still have to pay fees). German universities have a large number of grants, and students from poor families can also apply for grants.

In addition, there is no college entrance examination in Germany. After obtaining a German high school diploma, children can choose to attend a comprehensive university or vocational college.

Four. housing allowance

According to the federal housing allowance law, housing allowance is a kind of subsidy for the rent of those who have legal requirements or the economic burden caused by individual housing purchase. By providing housing subsidies, the burden of rent and house purchase should not exceed the financial ability of families or single people. Housing subsidies are only provided to families with relatively low incomes.

Verb (abbreviation of verb) medical insurance system

In Germany, the coverage of medical insurance is basically 100%, and almost every resident is a member of a statutory or private medical insurance institution. German law stipulates that anyone who does not meet the conditions of private insurance must participate in statutory medical insurance, and the insurance fund shall not make risk selection for the insured, and the insurance premium shall be borne by the employer and the employee 50% respectively.

Further reading: German pension system

Statutory old-age insurance: Most of the pensions of German residents come from this. Covering nearly 90% of employees, employers and employees each bear half, which is compulsory insurance. Insurance is to transfer part of the income of employees to retirees; As a consideration for paying the statutory pension, working workers are also entitled to receive a pension from the government when they reach retirement age. The amount of pension depends on the insurance period and the salary before retirement.

Supplementary endowment insurance for enterprises: in fact, it is a supplement to the statutory endowment insurance. Insurance is entirely borne by the enterprise and belongs to voluntary insurance. This kind of insurance is usually used as a "company welfare" to attract talents. Enterprises generally deposit this fee in insurance institutions, and employees can receive enterprise pensions every month after retirement. The amount of endowment insurance varies from enterprise to enterprise. Under normal circumstances, enterprise pension insurance is equivalent to 4% of net salary.

Personal endowment insurance: individuals voluntarily take out insurance and choose the agency voluntarily. Personal pension insurance aims to provide additional financial security for those who want to get more pension income after retirement. German law stipulates that everyone has the right to buy personal endowment insurance with his own funds. Life insurance is a kind of insurance with both insurance protection and savings nature, and it is also a supplementary economic income for the elderly.

1, home-based pension

The elderly still live in their original place of residence, and rely on the home services of the surrounding pension institutions to provide day care centers and short-term care services for the elderly. For example, in the old-age care institutions, people are sent to the door every morning to carry out daily care for the elderly. After washing early, the elderly can go to the day care center as needed. Old people usually have different activities, such as paper-cutting, reading, playing chess and cards, cooking and so on. After returning home, dinner washing and * are completed by home care service.

2. Residential care for the elderly

Home-based care for the aged in Germany is a model of home-based care for the aged in Germany in recent years, with home-based care apartments as the main service target. The old man moved out of his old home and moved into a newly-built home service monitoring apartment, which was bought or rented. The whole apartment adopts barrier-free design, with many old-age service hardware facilities, which is more suitable for the elderly than the old house. Old people live in the community, not divorced from the interpersonal relationship in the community, but also can organize the old people in the community to help each other, so that they are not lonely in their later years.

3. Institutional pension

The fundamental difference between old-age care institutions and home-based care lies in 24-hour all-round service, including nursing and living services, and most of them are distributed in densely populated areas, and a few are distributed in suburbs and resorts. Take the capital Berlin as an example. If you randomly enter a postal code of Berlin area on the inquiry website of Berlin pension institutions, you can generally find about 50 nursing homes within 5 kilometers of Fiona Fang.