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Welfare of Japanese immigrants after retirement
Welfare of Japanese immigrants after retirement
In Japan, when a person enters the 65-year-old mark, what pension services can he enjoy from the government?
First of all, the Japanese government will give him a sum of 200,000 yen (about 65,438+2,000 yuan) for the renovation of his personal residence to create an environment suitable for the elderly. For example, hand protectors should be installed in all parts of the home, toilets should be properly modified, and special bathtubs for the elderly should be added. , you can go to the local city government for reimbursement. This is a special welfare provided by Japan for everyone over 65 years old.
Secondly, the elderly buy 90% of the cost of wheelchairs, crutches and nursing beds. All of them are borne by the government, and individuals only need to bear 10%. The government also gives 654.38+million yen to the elderly every year, equivalent to 6,000 yuan, to buy nursing products such as diapers for the elderly.
Third, the Japanese government will evaluate your nursing level according to your physical health, and then pay you different amounts of nursing insurance premiums according to different levels, ranging from 50,000 yen, about 3,000 yuan to 6,543,800 yen, equivalent to 6,543,800 yuan.
What's this money for? It is to invite professional nurses to come home to help you bathe, clean, massage and even cook. Or twice a week, drive the elderly with mobility difficulties to a nearby nursing home, take a hot spring bath, have lunch, take a nap, then chat with old friends and drive you home at night.
For the widowed elderly, Japanese local governments also have a special "safety confirmation system", that is, they should always know their health status, whether they are still alive and what they need.
The confirmation system is jointly implemented by the government, public utilities or enterprises. For example, when power companies, water companies, gas companies, price clerks, courier companies, post offices, newspaper couriers and so on. Patrol, if they find that the newspaper they ordered has not been picked up for many days, the lights are always on during the day, and so on. After the accident, it must be reported to the designated government department to prevent the elderly from being unidentified.
There is also a service for the elderly, which is provided by the government by subsidizing the elderly living alone. These boxes were commissioned to be sold in a nearby 24-hour convenience store. Because the lunch box needs to deliver three meals a day, the lunch box deliveryman becomes the health supervisor of the elderly, who is responsible for filling out the daily report of the elderly and reporting it to the local municipal government, which pays the convenience store 24 hours a day. A sum of money as a reward.
Many other cities in Japan also provide special services for the elderly. For example, the central district of Osaka issued a plastic seal to the elderly in its jurisdiction. Bottles come in two forms, one is the contact information of family members in case of an accident, and the other is an emergency notice card. There are important first-aid information such as health insurance number, blood type, certain diseases and medication for the elderly.
After the two forms are put into the sealed bottle, the storage compartment on the refrigerator door is uniformly designated, and a reminder board is posted outside the refrigerator door. Once the elderly living alone have an accident, as long as they can call the emergency number. Emergency workers don't need to ask too many questions after they come to the door. As long as they find this sealed bottle, they can help the elderly.
Therefore, in Japan, the life of the elderly is fully guaranteed by the "three-island pass" of national pension, medical insurance and nursing insurance. It is precisely because Japan's home-based care system and government aid policies are very complete that more than 70% of the elderly in Japan choose home-based care.
It is precisely because of the serious aging in Japan that Japan's pension system can be said to be very perfect and humanized. There will be no No Country for Old Men in Japan, and there is no need to raise children for old age. The government's pension benefits are enough for the elderly to spend their old age independently of their children.
Further reading: the pension system of Japanese immigrants
Japan's pension system consists of three layers. The first level is the most extensive national pension. According to Japanese law, all nationals over the age of 20 and under the age of 60, regardless of occupation, are obliged to participate in the national annuity. At present, the insured needs to pay 15040 yen to the national annuity insurance every month (the current exchange rate is about 876 yuan), and at present, the average monthly pension is 55,000 yen. At present, about 68 million people in Japan have joined the national pension. National annuity is also called basic annuity.
The second layer is welfare annuity and economic annuity system. Full-time employees employed by Japanese companies are obliged to participate in welfare annuities. Annuity premiums are paid by employees and enterprises in half. Civil servants participate in the * * * economic annuity, and the premium is also halved by individuals and countries. Unemployed spouses of self-employed workers, enterprise employees and civil servants, etc. There is no obligation to participate in welfare and welfare annuity, and there is no guarantee of annuity system, but you can enjoy the basic annuity.
The above-mentioned double annuity system legally stipulates citizens' participation obligations and adheres to the principle that working young people support the older generation, so it is collectively called public pension.
In order to further increase people's income after they get old, let people feel at ease in providing for the elderly. In addition to public annuities, Japan also has enterprise annuities. Enterprise annuity is the third layer of Japanese pension system.
There are many different types of enterprise annuity, one is pension fund system. The system is that large enterprises or some enterprises jointly set up a fund, and enterprises and employees pay contributions to the fund. For the scale effect of the fund, the law allows part of the investment that should have been paid to the health welfare annuity insurance to be used in the health welfare annuity fund. Of course, the welfare annuity fund must pay interest to the welfare annuity.
There is also a fixed-income enterprise annuity, which basically fixes the income of employees when they are old, and then calculates the premium that must be paid to the insurance system every month according to this amount.
Influenced by the aging, there are some problems in any kind of annuity system in Japan, such as the decrease of new entrants and the increase of payment, and the financial situation of annuity is becoming more and more severe. All kinds of pensions are basically adjusted in the direction of starting to receive at the age of 65.
In addition, Japanese parliamentarians and other politicians also have a parliamentary annuity system.
Extended reading: the conditions for joining Japanese nationality
According to the provisions of the Japanese Nationality Law, there are six basic conditions for applying for Japanese nationality:
I. Housing conditions
The applicant has lived in Japan continuously for more than 5 years.
This is the most basic condition, which means that the applicant must have lived in Japan for more than 5 years. If he doesn't meet this requirement, he is not eligible to apply. Of course, applicants must have legal residence qualifications. The applicant's temporary departure from Japan or change of residence will not affect the application.
Second, the ability conditions
The applicant has reached the age of 20, and has the adult capacity as stipulated by national laws. However, the 20-year-old condition mentioned here does not include children who apply together with adult parents, because the application of children at this time is based on the parents' application for permission, and according to the situation of Japanese children, the ability condition over 20 years old can be exempted.
Third, behavioral conditions.
The applicant is of good character.
This is also the basic condition for acquiring Japanese nationality. Generally speaking, after accepting the application, the applicant's professional identity, economic activities, social activities, daily life, whether to pay taxes, whether to violate criminal and administrative regulations and so on will be investigated. More carefully, whether there have been any driving violations and whether they have complied with the garbage classification regulations are all the contents of the investigation. The object of.
If you have ever violated Japanese laws and been sentenced to prison, you can't apply for it within a certain period of time after you get out of prison. Major tax evasion is also handled in this way.
Four. living conditions
Applicants and their spouses have sufficient assets and skills to make a living.
This article is mainly to prevent people who may become a burden to the public from acquiring Japanese nationality.
Verb (abbreviation of verb) conditions to prevent dual nationality
The applicant is stateless, or the applicant renounces his original nationality when acquiring Japanese nationality.
That is to say, when China people apply for Japanese nationality, they have to go through the formalities of renouncing China nationality at the China Embassy after obtaining the approval of the Japanese Minister of Justice. This condition is mainly because nationality is the only principle, and a person cannot have two nationalities at the same time.
Six, illegal group conditions
Applicants are not allowed to join or form groups or political parties with similar views that attempt to destroy the Japanese government by violence.
This is a natural condition for safeguarding national security. Not only Japan, the United States and other countries have the same regulations.
These are the six basic conditions for applying for Japanese nationality. Specific application procedures should be carried out in the legal bureau or branch of the applicant's location, not in the legal bureau that does not govern the applicant's location. The applicant must be himself or his legal representative, mainly to make it clear that the applicant does have the idea of acquiring Japanese nationality, and those who do not have the idea of applying will be declared invalid even if they acquire Japanese nationality. The age limit for determining whether an applicant has an idea is 15 years old. /kloc-People under the age of 0/5 should apply by the legal representative. Generally speaking, parents are their legal representatives. Generally speaking, the review takes half a year to 1 year.
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