Can I apply for a loan to study in Canada?

# Studying in Canada # Introduction Many students choose to study in Canada, and many students choose loans. Then, can I apply for a loan to study in Canada? The following is the relevant information shared. Welcome to read the reference!

1. Can I apply for a loan to study in Canada?

The answer is that you can get a loan to study in Canada. So what are the conditions for applying for a study abroad loan in Canada? Please see the details below.

Canadian study abroad loan conditions

1. The borrower who applies for studying in Canada should have full capacity for civil conduct, and the actual age of the loan due date should not exceed 55 years old;

2. The borrower applying for studying in Canada has no illegal behavior, good health and honest and trustworthy character;

3. If the borrower who applies for studying in Canada is an overseas student, he should have permanent residence or other valid residence status in the place where the Hong Kong immigration consultant is located before studying;

4. If the borrower applying for studying in Canada is the immediate family member or spouse of the overseas student, he should have a permanent residence or other valid residence status in the area controlled by the lender, have a fixed residence, have a stable occupation and income source, and have the ability to repay the principal and interest on schedule;

5. The borrower applying for studying in Canada should hold an admission notice or other valid admission certificate issued by the intended student studying in the school;

6. The borrower applying for studying in Canada must provide property mortgage, pledge or third-party guarantee recognized by the lender. Mortgaged property is currently limited to mortgaged property; Pledged goods are currently limited to government bonds, bank certificates of deposit, corporate bonds and other securities; The guarantor shall be a legal person or natural person with compensatory ability, and be willing to bear joint and several liability for repayment;

7. Meet other conditions stipulated by the lender.

The misunderstanding of Canada's study abroad loan

First, student loans are enough to cope with college life.

Many young people who apply for college student loans naively believe that the government's student loans are enough to pay for their college tuition, books and living expenses. In fact, the standard of government student loans is determined by the annual income of parents, how many children there are at home and the annual income of students themselves.

Second, student loans make you rich immediately.

Many young people who have just got student loans feel that they have suddenly become rich and can spend whatever they want. Ms. Campbell said that in fact, the money deposited in your account at once is for you to spend slowly; As long as you make a monthly budget, you will understand that these seemingly large sums of money are actually not much.

Third, the student loan need not be repaid.

Student loan experts pointed out that many college students think that student loans need not be repaid; The number of college students who don't know that student loans actually have to pay interest is even more. In fact, student loans, like other loans, have to be repaid. No matter whether you graduate or get a diploma, as long as you leave the university for more than half a year, you must start to repay the student loan; Even a temporary suspension from school is no exception. As long as you leave school for more than 6 months, you must start planning student loans.

2. Ways to save money by studying in Canada

1, learning languages in China

China's English training system is very mature. Together with ordinary students, they will have a certain period of learning foundation and have basically entered the door. They just need to improve their studies, and professional training schools can help you achieve this goal.

For training in China, you only need to pay tuition fees, and you don't need to bear extra expenses such as accommodation, because there will be places near the school or home where you can go to school, and the overall environment is good, so you can switch to professional study and improve your language level.

2. Apply for credit relief

This program is mainly aimed at students who apply for transfer, that is, after receiving professional studies in China for a certain period of time, they apply for universities in Canada. Such students can apply for credit transfer as long as they can guarantee direct promotion in their major, which saves time and money.

Step 3 save on accommodation expenses

Dormitory accommodation will be more cost-effective than off-campus accommodation, because it provides dormitories on or around campus, which can save the transportation expenses for classes. The rent also includes the expenses generated by water and electricity, and there is no need to pay extra.

For off-campus accommodation, sharing is more cost-effective than living alone, because all the expenses incurred during the stay in public areas can be shared equally and divided into multiple parts, which can effectively reduce expenses.

Step 4 apply for a scholarship

For students with excellent ability, they can also be rewarded by virtue of their own ability. It is distributed to students with excellent academic performance, and students with excellent assessment results can directly get rewards from the school.

5. Part-time job

Of course, part-time job is also a good way, because during the study period, everyone will have a lot of free time, and you can make full use of these time to carry out some scattered part-time activities, which can not only make money, but also increase your social resume.

6, to participate in the internship

Internship is an inevitable process in every school year. Some majors will designate units, but in most cases you still need to apply for it yourself, or full-time. Although you are an intern, your salary is not low.

3. Introduction of Canadian passport for studying abroad

1. Canadian passport application method

The first is the most honest way to get a passport:

After obtaining the offer from the institution, first go to the local education bureau to confirm whether you are willing to study abroad at your own expense, and then go to the public security department to apply for a passport with confirmation. We generally don't need this method because we have to pay the training fee. In other words, it is too much trouble to go through the formalities without paying the training fee.

The second way is to do it by invitation.

The whole set of articles must be an invitation letter, a copy of the passport and visa of the invited friend, and a real envelope. It is not easy to operate. First of all, the invitation letter, the copy of the invited friend's passport and visa, and the real envelope should be translated into Chinese in the specific translation agency of the police station, and in large quantities, it should be around 200 yuan. Advisors studying in Australia suggest that when handing over raw materials, you should also briefly explain to the public security organs your connection with inviting friends, such as how you met and why others invited you to discuss such topics.

The third method is to use a deposit slip of four thousand dollars.

Print the deposit slip, and then hand in the copy of the deposit slip, household registration book, scanned ID card and application form. You can get a passport and a visa.

The fourth is based on reliable travel agencies.

Generally, you are asked to sign the passport and visa of a group going abroad, and then you can reissue the card when you leave.

Second, Canadian passport application materials

1. Fill in the complete Application Form for China Citizens Going Abroad for Private Purposes;

2. Those under the age of 16 should be accompanied by their guardians, and submit the guardian's opinion of agreeing to leave the country, the guardian's resident ID card or household registration book or passport and a copy thereof, and submit proof materials that can prove their guardianship;

3. State functionaries registered for the record shall submit a certificate of consent to leave the country issued by their work units or higher-level competent units after examination and approval in accordance with the personnel management authority;

4. Original and photocopy (A4 paper) of Beijing's household registration book and resident identity card (temporary resident identity card shall be submitted when the resident identity card is collected, redeemed and reissued);

5. A recent bareheaded color photo of the applicant studying in Canada (two-inch coated paper with white or light blue background);

6. Servicemen, armed police and retired soldiers stationed in Beijing are required to show their military officer's cards and the approval documents and photocopies of missions abroad issued by political departments at or above the military level.

7. When applying for a passport, an adopted child shall submit the following materials:

(1) Adoption Registration Book issued by the civil affairs department of the people's government at or above the provincial level, with original and photocopy;

(2) The original and photocopy of the household registration book of the adopted child;

(3) the adopter's passport or other identity documents with the same effect and their copies;

(4) Notarial certificate of abandoned baby, notarial certificate of adoption and notarial certificate of kinship.

According to the date of obtaining evidence on the receipt of the certificate application, Canadian students can get their passports by presenting their household registration book or resident ID card and the receipt of the certificate, and paying the 200 yuan certificate fee.

3. Canadian passport application procedure

If you are applying for a Canadian passport for the first time, you can follow the following steps:

1. You must fill in the application form. The form can be obtained from any Canadian passport office, post office, or downloaded from the Internet.

2. People above 16 must fill in the adult form (PPT C 153), and those below16 must fill in the children form (PPTC 155).

If the application form is filled in correctly, it can be submitted to the passport office or mailed.

Applicants can obtain a simplified application form for passport extension at the passport office or download it from the official website of Canadian passport; The completed application form can be submitted to the passport office or mailed.

Who can apply for a new Canadian passport?

Who can apply for a Canadian passport? All citizens born or naturalized in Canada can apply for a Canadian passport. When traveling outside Canada, you must carry a valid passport (many countries require it to be valid for at least 6 months), which is the only document accepted in the world and can prove your identity and nationality. At present, Canadian citizens who enter the United States by land or air also need to hold Canadian passports.

5. Who is eligible to apply for a new passport?

If your Canadian passport is about to expire, or lost or stolen, or your passport is damaged, or your name is changed, or all pages of your passport are filled with visa stamps, you can apply for a new Canadian passport. Since last year, the Canadian Passport Bureau has implemented a new simplified passport renewal procedure, which can be used as long as certain conditions are met.