What are the requirements for buying a house in America? How much does it cost to keep a suite in America?

Some basic requirements should be paid attention to when buying a house in the United States: no immigrants can invest in buying a house: foreigners can buy a house in the United States, but they can't take this opportunity to obtain the true identity of the United States. Property right is different from the right of abode: in the United States, you can buy a house with property right or right of abode, and a house with property right can satisfy the free transaction and lease of community owners. However, the house with the right of abode has only ten years of property rights, and the lease can only rely on the property management community neighborhood Committee, and the price is several times more cost-effective than the house with property rights.

Rent can be refunded within 7 days after signing the contract: the buyer will spend $300 to ask a professional house quality inspection company to inspect the house within 7 days. If unacceptable product quality problems are found, the buyer can unilaterally terminate the contract and get back the deposit. If you have signed the payment, but the buyer is not satisfied with the house, or find a house that you like better, you can always withdraw the rent within 7 days. But the inspection fee of $300 is non-refundable. The expenses of economic developers are paid by the seller, generally 2.5%-3%.

The "inconvenience" of buying a house in America. Although you have been buying a house in America, you will pay taxes every year, forever (if you sell it). American government departments charge 1% to 2% of direct taxes which are very related to the real estate industry every year. It means that every 50 to 80 years, you have to submit the annual output value of your house to the government department. If you don't have the money to pay the property tax on time, then the US government department can take away your property. Auction your property to offset the tax arrears.

In addition, according to the laws of different States in the United States, the property tax that community owners need to pay each year ranges from 0.5% to 3% of the total house price. If it is a lease, 5%- 10% will be paid as the management fee. The rich in China have been expecting the house to appreciate, but most Americans are eager to reduce the price, because the property tax will also come down with the house.

Renting and selling houses also need to pay taxes. Foreigners have state-owned properties in the United States. If it is a lease, the annual profit will be subject to personal income tax at the rate of 20%. If the annual personal income tax is 5%-7%, then 20% of these 5-7% will be taxed. After deducting the depreciation of the house, it is generally about 3.5%, and 20% is the specific tax payment fee. Foreigners defined by the IRS are not foreign China citizens in the normal traditional sense, but foreigners who cannot stay in the United States for more than 1.83 days in a year. Therefore, foreigners who are not American nationals and have no American green card are generally not considered as "foreigners" if they live in the United States for a long time.

If you sell the property, you need to pay 33% of the house profit. Prior to this, the seller also needs to pay the real estate agency fee, the seller's transfer notarization fee, the owner's property insurance fee, the county party Committee and county government transfer tax, the municipal people's government transfer tax, the one-year house warranty fee, the termite inspection fee, the house deed document preparation fee, the document notarization fee, and the artist company's regulatory fee in advance. At the same time, it needs to settle all unpaid real estate taxes and community fees.

One of the costs of selling a house is to hire an artist agent, which accounts for about 6% of the house price. However, many people in Chinatown have business licenses for real estate agents, just to save the fees of brokers when dealing with houses. In addition, no matter whether your property is earned or lost, foreigners have to pay corporate income tax to the IRS when they sell their houses, and property rights enterprises will deduct 10% of the house price when transferring the property rights.

Real estate tax The real estate tax in the United States is not levied by the US federal government or district government, but by local governments, county governments and campuses, and is mainly used for public cultural services such as social security, fire safety and education.

In the United States, the cost of raising a house is itself-property tax. The collection rate varies from state to state. In the United States, if you own a house, you have to pay property tax, which is generally 1-3%. It should be noted that even in the same state, different cities and different school districts, there may be different ways and rates of real estate tax payment.

The average real estate tax rate in New York State is 1.58%, while the average real estate tax rate in new york City is only 0.80%, mainly because the house price in new york City is much higher than that in many cities in New York State, and the relatively low real estate tax rate is enough to cover the city's operating expenses.

The property tax rate of different streets in the same city may be different. Generally speaking, in areas with strong real estate tax, the quality of public schools, social security and public facilities can be stronger. There is little difference in property tax rates in the same state. The average real estate tax rate that investors in China like very much is 0.8 1% in California, 0.8 1. 10% in Florida, 0/.58% in new york, 0/.93% in Texas and 0.57% in Washington.