How to pay the old-age insurance for rural hukou?

Ways for individuals to pay endowment insurance premiums:

1. Personal nominal payment: you need to apply to the social security bureau where your account is located. Procedures include: my ID card, two recent bareheaded one-inch photos, insurance premium, application form, etc.

2. The payment standard is based on 60%-300% of the average wage of employees in the last year in this region, and is paid according to a certain proportion of the selected payment base. According to the payment period, the payment rate is 12% for men under 45 and women under 35, of which 4% is paid by the employer and 8% by the individual. The contribution rate of men over 45 years old and women over 35 years old is 18%, of which the employer pays 10% and the individual pays 8%.

3. The minimum payment period of endowment insurance is 180 months, i.e. 15 years. You can choose to pay more, so you can get more when you retire.

4. For some poor villages, the state adopts government subsidies, local government support and individual contributions.

Household registration personnel in this city can apply for individual endowment insurance independently.

Information required for independent personal insurance:

(1) The original and photocopy of the local household registration book or ID card;

(2) The agent also needs the original and copy of the agent's ID card;

Handling method: you can go to the nearest tax office of the district bureau, and the handling time is from the 4th of each month to the last working day at the end of the month.

Extended data:

Basic functions of endowment insurance

Endowment insurance is based on the living security of the elderly, and an insurance fund is established through redistribution or savings to pay the living expenses of the elderly. Its implementation has the following functions:

1. is conducive to ensuring labor reproduction.

The establishment of the old-age insurance system is conducive to the normal intergenerational replacement of the labor force, the retirement of the elderly, the smooth employment of the newly growing labor force and the rationalization of the employment structure.

2. Conducive to social security and stability.

Endowment insurance provides basic living security for the elderly and makes them feel safe. With the arrival of the aging population, the proportion of the elderly population is increasing and the number is increasing. Old-age insurance guarantees the basic life of elderly workers, which is equivalent to ensuring the basic life of a considerable number of people in society. For on-the-job employees, participating in endowment insurance means that they have expectations for their future old-age life and are free from worries. In terms of social mentality, more people are stable and less impetuous, which is conducive to social stability.

3. It is conducive to promoting economic development.

The pension insurance system designed by many countries links fairness with efficiency, especially the partial accumulation and complete accumulation pension fund raising model. The amount of pension received by workers after retirement is directly related to their wage income and payment during their on-the-job work, which can undoubtedly stimulate workers to work actively during their on-the-job work and improve efficiency.

In addition, because the pension insurance involves a wide range and a large number of participants, a large amount of pension insurance can be raised in the operation, which can provide a huge source of funds for the capital market. In particular, the endowment insurance mode of fund system is implemented, and the accumulation of funds in individual accounts is calculated in ten years, which makes the endowment insurance fund larger and provides more funds for the market. Through the operation and utilization of large-scale funds, it is conducive to the state's macro-control of the national economy.

In China, before 1990s, employees in enterprises implemented a single pension insurance system. 199 1 "the State Council's decision on the reform of the old-age insurance system for enterprise employees" clearly stated: "With the development of economy, a system combining basic old-age insurance with enterprise supplementary old-age insurance and employee personal savings old-age insurance will be gradually established". Since then, China has gradually established a multi-level pension insurance system.

References:

Baidu encyclopedia? endowment insurance