Can I borrow money to buy a house twice overdue, Zhihu?

In the case of overdue for two times, it is generally difficult to borrow money to buy real estate. Overdue repayment will have a negative impact on personal credit records, and financial institutions such as banks often strictly consider the applicant's credit status when approving loans. Buying a house with a loan requires a certain reputation and repayment ability, and overdue repayment may lead to rejection of the application.

Specifically, overdue repayment will leave a record in the personal credit report and be inquired by financial institutions. The more overdue times, the greater the impact on credit evaluation. The bank will judge whether the applicant has the borrowing ability and repayment credit according to his credit record. If the number of overdue times exceeds a certain limit, the bank is likely to think that the applicant's credit is not enough to bear new debts, thus rejecting the loan application.

In short, two loans overdue's will have a negative impact on the purchase of personal loans, which may lead to the rejection of loan applications. Users are advised to pay attention to personal credit status, avoid overdue repayment in time, and understand personal credit status by querying credit big data. Green Dog Quick Check is a credit inquiry platform, which can provide personal credit reports and credit evaluations to help users understand their credit status and factors that may affect loan applications.

If no specific information is provided in the question, you can assume certain conditions and answer with supplementary information. However, it should be noted that the relevant provisions of housing loans in China may vary from region to region and from institution to institution. Therefore, in the specific operation, it is recommended to consult professionals or banking institutions to obtain accurate information and guidance.

The answer here is only a description of the general situation, and the specific situation may be different due to personal credit records, loan banks and other factors.